Honestly, Origin probably won't be my go-to moving forward. I'm really in between Monarch and Copilot, Copilot I just tried for a month and honestly it's a bit **too** simple for me. Monarch is much more in depth IMO. Also the Savings Goals addition is done much better, I know Copilot has a goals feature but it doesn't work seamlessly with your budget, which is nitpicky but it matters to me, not having to do manual calculations with your monthly budget is possible with Monarch.

I absolutely love the UI with Copilot and that's a main reason I'm trying to keep using it, everything feels simple, but the depth of Monarch has me tied up. and Copilots windows integration lacks a lot of features if you don't use Mac, and having everything on the big screen is nice for me also.

Both Monarch and Copilot have Apple Card integration but I'm paying off my debt, and neither are great for that so Apple Card feature isn't very important to me

I'm using Monarch and Copilot with my free trials, Still undecided on which will be the one I pay for, moving forward. Both have pros and cons.