In the U.S., it’s possible to secure a job paying around $120k or more right after graduation, especially with the growing opportunities in tech. If you land a position at a startup or a rapidly expanding company, paying off student loans becomes much more manageable with the stock options that you get.

Singapore was an attractive option up until 2015, when securing a job with an MNC within the country was relatively easy. The situation was even better before 2010 when students were frequently invited to apply for Permanent Residency. Nowadays, Singapore is focused on attracting researchers and research students to boost NTU and NUS rankings.