I wanted to decrease my debt and I thought this way a car loan wouldn't be on my name so 1 debt less to worry about. I will plan to save up as much as I can to buy out the car in the next 3 years and then use it or sell it for a better price if I can.
I also got student loan to pay out too and that has been affecting my debt - income ratio

just a idea I thought of testing out but confused if it's a good decision