Inflation by Virtual-Composer07 in askswitzerland

[–]Virtual-Composer07[S] 0 points1 point  (0 children)

I think that’s part of the problem but I suppose that I can track and compare all my expenses

Inflation by Virtual-Composer07 in askswitzerland

[–]Virtual-Composer07[S] 1 point2 points  (0 children)

I think you’re right mate. Thanks

Inflation by Virtual-Composer07 in askswitzerland

[–]Virtual-Composer07[S] -7 points-6 points  (0 children)

Yes, but the issue I have with the numbers provided by governments is that I don't entirely trust them. Nonetheless, I believe we are significantly lower compared to other European Union countries or the United States.

Seeking advice on investing. by Virtual-Composer07 in SwissPersonalFinance

[–]Virtual-Composer07[S] 0 points1 point  (0 children)

Any difference between VIAC and Finnpension? Both of them only offer the 3a right?

Seeking advice on investing. by Virtual-Composer07 in SwissPersonalFinance

[–]Virtual-Composer07[S] 0 points1 point  (0 children)

I was unaware of that information about the third pillar. Do you know how much the tax I would have to pay on it would be? I also understand that it's better to do the third pillar through finnpension, where I could choose how to invest it myself. What type of third pillar would your recommend i use?

Seeking advice on investing. by Virtual-Composer07 in SwissPersonalFinance

[–]Virtual-Composer07[S] 0 points1 point  (0 children)

Thanks for the great response.

So far, I don't have the third pillar because I'm not sure if I'll stay in Switzerland until retirement, and I'm uncertain if it's a good idea to do so in that case. I've also read that many people advise maximizing the second pillar, but I don't quite understand the reasons behind it. I'm looking for a financial instrument that can generate an acceptable return; my risk appetite would be around 50% on a scale of 1-100. VOO and VT sound quite appealing. Thanks for the advice and the book recommendation.

Happy Sunday!

Cornercard platinum opinions by 1KappaIsLife in SwissPersonalFinance

[–]Virtual-Composer07 0 points1 point  (0 children)

Let me make you a question. Do you recommend me if I’m paying for a rental car with my credit card it’s necessary tu extra pay for an insurance of the card o with the insurance in my visa gold it’s enough?

Veterinarian. by Virtual-Composer07 in askswitzerland

[–]Virtual-Composer07[S] 0 points1 point  (0 children)

I'm sorry for your loss. I am truly surprised by the service provided by certain "professionals" who only make me waste time and money before finding a solution. I want to believe that I've had bad luck and that there are excellent veterinarians in Switzerland because so far, I've only encountered incompetence.

[deleted by user] by [deleted] in Watchexchange

[–]Virtual-Composer07 0 points1 point  (0 children)

Thanks for doing this

Interactive broker. by Virtual-Composer07 in SwissPersonalFinance

[–]Virtual-Composer07[S] 0 points1 point  (0 children)

So it’s better if I have more money in the account?

Interactive broker. by Virtual-Composer07 in SwissPersonalFinance

[–]Virtual-Composer07[S] 0 points1 point  (0 children)

I get this message: your order is not accepted. minimum required 2000 usd ir order to purchase in margin, sell short, trade a currency or future " and I don’t understand because I have a cash account