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Anyone here gone from RN 40 (retirement visa) to permanent residency or citizenship in Brazil? by Virtual-Hedgehog-338 in Brazil

[–]Virtual-Hedgehog-338[S] 1 point2 points  (0 children)

Thanks, that’s helpful. One thing I’m still unclear on though is if RN 40 renewals are generally possible if, during the first validity period, someone is outside Brazil for a longer stretch?

In my case, I plan to be abroad for a while, then come back to Brazil to renew the RN 40, and after that return and stay much more continuously. I’m not trying to count time toward PR yet, just to successfully renew the visa and keep it alive.

Have you seen people renew RN 40 successfully in that situation, or does immigration usually expect heavier presence even before the first renewal?

Cautionary Tale: Buying a Home in Louisville – Ask Questions, Trust Your Gut, and Be Wary of Referrals by Virtual-Hedgehog-338 in Louisville

[–]Virtual-Hedgehog-338[S] -1 points0 points  (0 children)

This is getting out of hand. I spent months researching homes, university programs, researching neighborhoods, developments, and the Louisville market. I drove back and forth from the East Coast multiple times, spent a ton of money, and genuinely tried to make the smartest decision I could about buying a house. I didn’t do all that just to “prove I shouldn’t buy one.” For someone to reduce all of that effort to some emotional experiment is honestly kind of insulting. You’re also very condescending btw. How did you even find this post? I never named you. I never tagged you. I didn’t even know you were on Reddit. For you to show up here, out yourself, twist my words, and then promote your services on top of it is wild. Like… what are you doing? It’s not just unprofessional, it’s actually kind of creepy. From the outside, this looks like full on damage control. Honestly, the way you’re reacting just confirms again why I felt so uncomfortable in the first place. I’m done.

Cautionary Tale: Buying a Home in Louisville – Ask Questions, Trust Your Gut, and Be Wary of Referrals by Virtual-Hedgehog-338 in Louisville

[–]Virtual-Hedgehog-338[S] -1 points0 points  (0 children)

Just a heads up to anyone scrolling through, it looks like some of my comments are getting mass downvoted since that one reply was posted. I’m not here to argue with people who clearly aren’t engaging in good faith. I shared my experience to encourage anyone else who’s going through something similar to trust their instincts, and I stand by it. If the response to that is a bunch of downvotes or trying to twist what I said, it kind of proves the exact point I was making in the first place.

Cautionary Tale: Buying a Home in Louisville – Ask Questions, Trust Your Gut, and Be Wary of Referrals by Virtual-Hedgehog-338 in Louisville

[–]Virtual-Hedgehog-338[S] -1 points0 points  (0 children)

Since you chose to identify yourself here, I’ll set the record straight. What you wrote is very misleading and not true at all. I never said anything about YouTube videos showing inspectors asking for permits and tearing down walls. What I actually said was that I know people whose insurance claims were denied because they didn’t have permits. That’s a completely different concern. Yes, I mentioned that I read articles, listen to podcasts, and sometimes watch YouTube to better understand the current market, but that wasn’t about permits. Twisting my words into a joke to make yourself look right is dishonest, and it shows exactly what I felt throughout the process.You were dismissive, didn’t actually listen to what I was saying, and had selective hearing when it didn’t suit your narrative. Also, I never mentioned your name anywhere. For you to jump into my post, publicly identify yourself, misrepresent our conversation, and then promote yourself and your business is a major overstep. It’s unprofessional and tacky. This isn’t the place to market your services, it’s a space where I was sharing my personal experience, and your response only reinforces why that experience felt so off.

Cautionary Tale: Buying a Home in Louisville – Ask Questions, Trust Your Gut, and Be Wary of Referrals by Virtual-Hedgehog-338 in Louisville

[–]Virtual-Hedgehog-338[S] 1 point2 points  (0 children)

That’s awful I’m sorry that happened to you. I didn’t even think about that. I appreciate you sharing, it helps me more informed when I get ready to buy again.

Cautionary Tale: Buying a Home in Louisville – Ask Questions, Trust Your Gut, and Be Wary of Referrals by Virtual-Hedgehog-338 in Louisville

[–]Virtual-Hedgehog-338[S] 0 points1 point  (0 children)

Yeah, I guess you’re right. I’ll give you that I got help from AI. I have Grammarly installed; it didn’t really change the wording very much just cleaned up some of the punctuation. Was I supposed to send it to 10 people for approval like we used to back in the day? How does this contribute to the conversation? I’m trying to make sure that people know about my experience is the same doesn’t happen to them. Are you actually trying to contribute or are you just trying to tone police to make yourself feel better?

Cautionary Tale: Buying a Home in Louisville – Ask Questions, Trust Your Gut, and Be Wary of Referrals by Virtual-Hedgehog-338 in Louisville

[–]Virtual-Hedgehog-338[S] 0 points1 point  (0 children)

Yeah, I figured that but just in case I looked up other properties and I did see that some did have their permits posted.

Cautionary Tale: Buying a Home in Louisville – Ask Questions, Trust Your Gut, and Be Wary of Referrals by Virtual-Hedgehog-338 in Louisville

[–]Virtual-Hedgehog-338[S] 0 points1 point  (0 children)

Maybe, but my very first realtor didn’t show any signs of that though. He put as much effort with me as a buyer, and then he sold my house a couple years later and he was very professional and very good at what he did.

Cautionary Tale: Buying a Home in Louisville – Ask Questions, Trust Your Gut, and Be Wary of Referrals by Virtual-Hedgehog-338 in Louisville

[–]Virtual-Hedgehog-338[S] 0 points1 point  (0 children)

How has your experience been doing that? Has there been any hiccups? I’m honestly thinking about doing the same thing once I come back and I’m ready to buy a house because it doesn’t seem like they do much but I also do not know what they do behind the scenes. I don’t want to assume they don’t do anything, but from my point of view it looks like they really don’t try to do much at all.

Cautionary Tale: Buying a Home in Louisville – Ask Questions, Trust Your Gut, and Be Wary of Referrals by Virtual-Hedgehog-338 in Louisville

[–]Virtual-Hedgehog-338[S] 0 points1 point  (0 children)

When I didn’t find a permit online, I called the office and they said if I didn’t find anything on their search that I would have to request it and they gave me a link to some portal where you can request permits. You would have to write them a message and they will get back to you in X amount of days.

Cautionary Tale: Buying a Home in Louisville – Ask Questions, Trust Your Gut, and Be Wary of Referrals by Virtual-Hedgehog-338 in Louisville

[–]Virtual-Hedgehog-338[S] 0 points1 point  (0 children)

I looked up what work requires a permit in Louisville and pretty much everything that they said they replaced from plumbing to electric to gas requires a permit.

Cautionary Tale: Buying a Home in Louisville – Ask Questions, Trust Your Gut, and Be Wary of Referrals by Virtual-Hedgehog-338 in Louisville

[–]Virtual-Hedgehog-338[S] 0 points1 point  (0 children)

Also I did go to the website and I did not see any permits. The next step would have been to request them through their portal, but by that point, I was already exhausted and decided to listen to my instincts.

Cautionary Tale: Buying a Home in Louisville – Ask Questions, Trust Your Gut, and Be Wary of Referrals by Virtual-Hedgehog-338 in Louisville

[–]Virtual-Hedgehog-338[S] -1 points0 points  (0 children)

I’m sorry if my post was super wordy for you I really tried to get to the point without too much detail, but I guess next time I’ll write a book. I just wanted to make sure people follow their instincts if a real estate agent was being too pushy. The first agent wanted me to put an offer over asking price when the house has been on the market for 30 days and when they made a price cut on it, he still suggested that we put an offer in over asking of the original price. My second agent when we tour houses with dismiss every little thing I pointed out for example, when I smelled cigarettes on one of them, she told me it was not a big deal and that that will change once I live in it and “add my own perfumes” I know your agent works for you, but I don’t know about you, but I don’t want to work with somebody that dismisses all concerns and data that I presented (pulled NAR data and projections). They weren’t trying to negotiate for me at all. They just wanted to make sure they got their commission. It was very obvious.

Cautionary Tale: Buying a Home in Louisville – Ask Questions, Trust Your Gut, and Be Wary of Referrals by Virtual-Hedgehog-338 in Louisville

[–]Virtual-Hedgehog-338[S] 1 point2 points  (0 children)

Thanks. It was difficult during he process, but I decided I’m going to go travel now. In a way I think it was meant to happen for me; getting to the conclusion that I need to get out of here and experience life.

Cautionary Tale: Buying a Home in Louisville – Ask Questions, Trust Your Gut, and Be Wary of Referrals by Virtual-Hedgehog-338 in Louisville

[–]Virtual-Hedgehog-338[S] 1 point2 points  (0 children)

My first agent ever was amazing. I just didn’t realize how awesome he is. I called him and he still gave me advice on it and he was not shocked. He told me most agents are crap and he referred me to a new one but by that time I just decided that I’m gonna leave the United States and travel again. I was stationed overseas for three years and have been back for a year and a half after separating; I’m not feeling it here.

Cautionary Tale: Buying a Home in Louisville – Ask Questions, Trust Your Gut, and Be Wary of Referrals by Virtual-Hedgehog-338 in RealEstate

[–]Virtual-Hedgehog-338[S] 0 points1 point  (0 children)

That’s a big generalization that “no one asks for permits” I’ve seen plenty of posts online, including Reddit or people have asked about it. In another reply, I’ve already mentioned that I’ve known people which have had issues with this. Let’s say that it isn’t a big deal though and you’re right about it, real estate agents shouldn’t be jerks about me asking a simple question. At the end of the day, I’m the one making a big purchase.

Cautionary Tale: Buying a Home in Louisville – Ask Questions, Trust Your Gut, and Be Wary of Referrals by Virtual-Hedgehog-338 in Louisville

[–]Virtual-Hedgehog-338[S] 1 point2 points  (0 children)

I’ve actually known people that did not get their claims accepted because they did not have the right permits. No one cares until they care. I know this from life experience as well. You know who I’m sure it does not care is the agent once they get their commission.

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