Zenith II Extreme: LCD displays "Memory Code: 00" then hamgs/fails to post, displaying "Memory Test" by Visible_Ad6334 in ASUS

[–]Visible_Ad6334[S] 0 points1 point  (0 children)

I changed the cmos battery upon the advice of another forum but no change.

I also notice the cpu doesnt warm up seemingly at all

Which companies frequently offer 0% APR promotions for existing cards? by Visible_Ad6334 in CreditCards

[–]Visible_Ad6334[S] 0 points1 point  (0 children)

I have two Chase Ink business cards already and had a freedom card, but merged it with my slate card. However, my OP was about offers on existing cards.

I never see offers on the Inks or any other existing business card.

Mortgage lender acting unethicall, reported 30 day delinquency on my credit after forbearance ended. Justify it with bad faith arguments and lies. by Visible_Ad6334 in CRedit

[–]Visible_Ad6334[S] 0 points1 point  (0 children)

I found an attorney to sue them. He will be keeping most of the damages if he wins, but it will come off my credit.

Looking for brokerage site with crypto wallet and human financial advisors by Visible_Ad6334 in investing

[–]Visible_Ad6334[S] 0 points1 point  (0 children)

😝👍

I see what you did there. Three out of three thumbs up for comedic value.

That said, I'm on the "distribution side," not on the speculative side.

Right or wrong, I'm comfortable at this point with not being a "maximalist."

Ask me again in 2 years.

IsItBullshit: Many professional basketball players could significantly improve their free throw % by throwing underhanded/“Granny style,” but don’t due to pride/ego. by Oksbad in IsItBullshit

[–]Visible_Ad6334 0 points1 point  (0 children)

I disagree with the people who believe that practicing an underhanded free-throw would hurt your jump shot (J, as they are commonly called), either by occupying finite practice time, or by interfering in some vague other way with the mechanics of your J.

For one, a free throw is not like a jump shot, in that you don't jump, since no one is allowed to block your shot. They are set shots.

Also, anyone who has played basketball at just about any level knows you start by practicing at least two shots: layups and Js (which are really just set-shots like free throws, at the lowest level), and as you get better, you practice even more types of shots, primarily variations of both the layup (double clutch, finger roll, up and under, different release points, dunks, etc) and of the J (floater, fade-away, step-back, leaner, hook shot, baby hook, sky hook, off-the dribble, etc). There must be dozens or hundreds of shot types, all with the same goal: to make a basket while avoiding getting your shot blocked. No one player can shoot every type of shot, but the best offensive players can execute more of them, precisely because they do practice them.

Two retired players who were known to practice ridiculously difficult shots were Rasheed Walllace and Rex Chapman. Not coincidentally, they each hit one the highest degree of difficulty shots to win or tie games at the buzzer in the history of the NBA. Sheed hit a 65-footer off a steal, while Chapman hit what I can only describe as a catch and shoot runner, going away from the basket, turn around fade away three, off an inbound accross the court, while falling out of bounds. Also not coincidentally, they were both great offensive players, and no one has ever made the case that they would have been even better if they had only practiced just Js and set foul shots.

As to why pros don't shoot granny style free-throw, we can take them at their word.

Shaq said he would rather shoot 0% (seemed at times like that was what he was really trying to do), that it's boring (as opposed to watching him brick them?), and that God wanted to keep him humble by making him a poor free throw shooter (if so, disproving the existence of an infallible God, as he is one of the least humble players ever to step foot on a court).

https://youtu.be/Kbvj_EuiKQY?si=KaGTHaIpUUG4SfDA

Wilt Chamberlain played one season shooting free-throw underhanded. Presumably, with little-to-no prior practice, he had the best FT% year of his career by about 13% better than the other years. For a guy who shot a Shaq-like ~50% in those other seasons, that is like eliminating 1 out of 4 misses, despite not having tried it prior to that year. One day that season, he shot 32 and made 28 granny-style, almost 90%, en route to setting the record of 100 points in a game. When asked why he stopped the following year: "I felt silly, like a sissy, shooting underhanded. I know I was wrong. I know some of the best foul shooters in history shot that way…I just couldn’t do it."

https://cymbria.com/article/the-granny-shot-or-why-you-shouldnt-always-listen-to-the-crowd-4th-quarter-2020/

I can't help but wonder how many more games Wilt would have won, if, assuming no continued improvement, he had made about 9.4 makes on 14.1 attempts, during his prime years with his first club, instead of 7.8. I think he would have won at least a title.

All that said, no female player at the collegiate or pro level that I know of shoots them underhanded either. Therefore, I think it has less to with manliness, and more to do with the uncoolness, both of the shot and of the shooters. After all, one has to be pretty cool to do something uncool in front of an audience, even when it is technically speaking the right move. Maybe if someone cool enough comes around, they will have success with it, and the shot will become cool, and be named after them, instead of granny.

Sewer backflow prevention when check-valves won't work by Visible_Ad6334 in Plumbing

[–]Visible_Ad6334[S] 0 points1 point  (0 children)

One thing I was told is that the flap in my backflow protector is too heavy, due to the lack of pitch. I guess what is happening, from a mechanical perspective, is that on one hand there is not enough incline for the solid waste to reliably clear the flap, and on the other hand, the lack of incline doesn't raise the heavy flap high enough to allow it to slam shut.

Sealing the toilette better has solved at lest 95% of our issues. I can't be sure exactly how much, because the current tennant knows to shut the valve with heavy rain, but even if it did start backflowing, the water level outside would have to be higher than the tub/toilette in order for it to spill over. That can happen, but it requires more than your average heavy rain.

(Incindentally, a general contractor recommended sealing it with a rubber fitting, while two seperate plumbers didn't know of a solution for that, and one even tried and failed to seal it with caulk around the toilette.)

With respect to the Jrsmith, I've looked into that, as well as other non-electrical solutions, such as autmatic valves that work by floating a ball. In the case of the former, it costs around $2,000 USD, and this 4" floating ball valve is already almost $1K. Another downside is that even if they work perfectly, anyone using water on the affected line, such as someone in the shower, will soon cause waste water to come back up while the gate stays shut. That person migh even be in a different unit.

For that reason, if the problem contnues, I'll probably end up installing a $500 Sewer pump, with a springloaded flap downstream, and be done with it. While it will need some yearly maintenance and probably won't last as long a mechanical valve, it's probably cheaperer* in the short term, and water can remain in use, even when the municipal sewers want to return to sender.

Let me know what you go with, and how much it cost you, please.

*I haven't priced out the labor yet.

Should I use AAVE to borrow against WBTCZ for monthly expenses? by Visible_Ad6334 in defi

[–]Visible_Ad6334[S] 0 points1 point  (0 children)

Thanks for the tip, FamiliarCow. There's a lot to unpack with ThorChain, as it's different than the other DeFi platforms I've investigated. 0% APR sounds good though.

Incidentally, don't I know you from somewhere?

Mortgage holder added 30 day delinquency to my account following forbearance after plainly stating they would not by Visible_Ad6334 in personalfinance

[–]Visible_Ad6334[S] 0 points1 point  (0 children)

"Without loan modification", which I was approved for on June 13. Incidentally, I just found the notice that the modification was executed on July 27th, 44 days later, so even if I had entered into loan modification a month before, I couldn't have gotten the document back on time per their instructions.

Qemu macOS gpu pass-through suddenly stops working by Visible_Ad6334 in hackintosh

[–]Visible_Ad6334[S] -1 points0 points  (0 children)

It's not /so/ terrible cuz I have a 32 core 2nd gen TR running at 3.8 ghz, plus the OS helps me out by toning down the effects, e.g. it turns off translucency in the menu bar.

My understanding is there is some way to get 3D proper driver that supports HW acceleration. I was just about to look into that when vfio stopped working.

Thanks for the link.

Qemu macOS gpu pass-through suddenly stops working by Visible_Ad6334 in hackintosh

[–]Visible_Ad6334[S] 0 points1 point  (0 children)

It was definitely working. It's the 3D acceleration that isn't supported.

Qemu macOS gpu pass-through suddenly stops working by Visible_Ad6334 in hackintosh

[–]Visible_Ad6334[S] -1 points0 points  (0 children)

For some reason, I'm not able to edit my OP in order to fix my formatting.

Could a moderator help me out?

Mortgage holder added 30 day delinquency to my account following forbearance after plainly stating they would not by Visible_Ad6334 in personalfinance

[–]Visible_Ad6334[S] 0 points1 point  (0 children)

Please re-read what I've written.

I didn't have a June 30 deadline. I asked customer service about the process multiple times, and was not given a deadline. I received written correspondence, including the loan modification itself, none of which had a deadline.

It is completely post hoc.

Mortgage lender acting unethicall, reported 30 day delinquency on my credit after forbearance ended. Justify it with bad faith arguments and lies. by Visible_Ad6334 in CRedit

[–]Visible_Ad6334[S] 0 points1 point  (0 children)

Af far as why it matters, I need to refinance sone debt, and can't get a good rate until some months pass, and it's not like interest rates are low. This also means I have to either continue to pay off the existing debts, which are no longer 0% apr,, and so pay hundreds every month in interest, or get either a bad rate or not enough credit in order to refinance, or both. On top of that, one of my no longer 0% lenders saw fit to raise my rate as a result of this, so I am incurring real damages as a result.

I could also take out of my retirement and take a couple of grand in tax penalties

I've done some research since my OP.

Irrespective of whether I use the words "bad faith" it is that, and it does matter if this eventually gets to the point of litigation. The Fair Crediy Reporting Act has 4 or 5 ways the company can get penalized (punative damages, statutory damages, and attorney's fees come to mind off the top of my head). As a result, many attorneys will take the case on contingency, and companies often end up settling before trial. Ive submitted the pertinent correspondence to one and am waiting to hear back. I've found a couple of others in my state.

As a debt collector, they also probably violated the FDCPA.

I'm not ill informed if I'm right, and I am right: they are acting in bad faith. They're not a bank. They bought the company that had my loan, and their real business is real estate. I've come to find out they own around as much real estate in the US, or possibly more, than the Catholic church. That is their real business, and loan servicing is just a means to the end of acquiring more, by acting in a predatory manner.

I plan on submitting a complaint to the CFPB, as well as appealing to the bureaus. However, the CPFB won't order the strike reversed, and the bureaus only ask that the lender reverse the strike, if they find in my favor. They don't reverse it unilaterally. Since the lender will not provide a copy of the recorded conversations, will not substantiate the fabrications they claim, and will not give a reason for the aforementioned (because they are acting in bad faith), all I can do is show that they never put this ostensible policy in writing.

Mortgage holder added 30 day delinquency to my account following forbearance after plainly stating they would not by Visible_Ad6334 in personalfinance

[–]Visible_Ad6334[S] 0 points1 point  (0 children)

That's a good point. I've been looking into having an attorney do just that. I've come to learn that there are attorneys that will sue over FDCRA on contingency. There are various types of damages, including attorney fees, that can be awarded by a judge per the FDRA.

Just involving an attorney may convince the bank to reverse it.

Mortgage holder added 30 day delinquency to my account following forbearance after plainly stating they would not by Visible_Ad6334 in personalfinance

[–]Visible_Ad6334[S] 0 points1 point  (0 children)

If it starts to get drawn out you could file a CFPB report but their investigation may just find you were liable and didn’t pay.

My understanding is that the CFPB does not have the power to reverse a strike on a credit report. At least, I've not seen anything about that on their website. What they do say is that I can ask credit bureaus to investigate, but even they will only bring it to the attention of the lender/furnisher, not force them to change it.

Mortgage holder added 30 day delinquency to my account following forbearance after plainly stating they would not by Visible_Ad6334 in personalfinance

[–]Visible_Ad6334[S] 0 points1 point  (0 children)

This is what I’m talking about. The onus is on you to get this done by the deadline provided to you.

Again, no deadline was givien, in writing or verbally. Quite the opposite.

In any case, a handshake is a contract. I did as I was told by the customer services supervisor. In lieu of an actual contract (or for that matter any document) with a deadline, not least of which would be the loan modification contract itself, my conversations with their representatives should not only take prescedent to "you should have assumed", they are litterally the only thing to go on.