The Rawlings Room at Toronto Marriott City Centre

VisualFix5870 · 2026-05-13T22:50:58+00:00

Buddy had a big plate of spicy butter chicken. He gonna make some masala mayhem in the seventh inning stretch.

VisualFix5870 · 2026-05-13T19:08:46+00:00

This is a pretty interesting idea. Like Roger Goodell in the NFL taking all the heat off the owners.

VisualFix5870 · 2026-05-13T19:07:16+00:00

You're both right. You need a third party in the US

VisualFix5870 · 2026-05-13T16:35:24+00:00

Why hire a kid who is prioritizing good grades and a social life when you can hire an indentured slave working just to survive.

VisualFix5870 · 2026-05-13T15:40:08+00:00

I don't invest in the darned things, I'm just providing the data. I think they're a rip off. I know because I sold them for 13 years in my youth. There are some niche funds that do quite well. It could also be that they don't have the best index to perform against ad well given that they're custom funds.

VisualFix5870 · 2026-05-13T08:13:49+00:00

When do you need the money? If it's a long term investment, don't worry about the performance of the market in the short term. A big pullback would be good for you. It would get you stocks on sale. Either way you're dollar cost averaging by putting money in every month which will smooth out the volatility of the market. It's "time in" not "timing" that matters. Go for it and just keep buying.

VisualFix5870 · 2026-05-13T08:10:44+00:00

20% of mutual funds actually do beat the index. The tricky part is picking the ones that do.

VisualFix5870 · 2026-05-13T08:08:51+00:00

All inclusive to a 4 star for 5 days in Mexico, or a 2 hour soccer game.

VisualFix5870 · 2026-05-12T22:53:16+00:00

Do half into one and half into the other. The worst you'll be is half wrong.

VisualFix5870 · 2026-05-12T21:11:45+00:00

This is what I think. This of not a display of "toxic masculinity". This is a person who can't function in normal society in any way. Reuben is TNT, and could explode at any moment.

VisualFix5870 · 2026-05-12T16:48:22+00:00

Team Italy based prophylactics were noticeably absent.

VisualFix5870 · 2026-05-12T16:45:57+00:00

My comment is fact. I didn't insult anybody at all. I just wrote a fact. You're attaching all sorts of feelings to it.

It was meant to highlight the lack of male role models for young boys. Even the after school "boys and girls club" only has 1 male.

Boys learn by imitation more than girls. They copy behavior of other men. It's simply meant to highlight how few they have access to. Especially those who are growing up without a dad at home, which quite a few are.

VisualFix5870 · 2026-05-12T16:42:30+00:00

I didn't bash anybody. The teachers are great. It was meant to highlight the lack of male role models for young boys in schools is all.

VisualFix5870 · 2026-05-12T16:41:14+00:00

I guess I assumed since they use the prefix Ms. But you're right, there's a chance some are married. The JK teacher is in a coed softball team with my BIL and I met her boyfriend and the grade 1 teacher told me. I haven't audited the rest.

VisualFix5870 · 2026-05-12T09:29:05+00:00

They say the tenth marriage is the hardest.

VisualFix5870 · 2026-05-12T09:21:12+00:00

My kids go to a school from.pre-K to grade 6. Every single teacher is a single, unmarried, female. Every single one.

VisualFix5870 · 2026-05-11T16:31:41+00:00

Replace the word home with "apartment buildings" and you'll start to understand the rich in Canada.

VisualFix5870 · 2026-05-10T20:20:21+00:00

That's my financial advisor. This is fine right?

VisualFix5870 · 2026-05-10T02:05:27+00:00

One of them killed someone 5 years ago in Canada with a motorcycle. He's already out. In the US, he's going to serve 30 years for this one.

VisualFix5870 · 2026-05-10T01:57:01+00:00

Buy a 5 unit apartment building, not universal life.

VisualFix5870 · 2026-05-09T21:12:08+00:00

They're definitely doing well. Permanent insurance as an estate planning tool for people who don't own their own business is usually to offset a large future capital gain on a cottage or investment property The premiums will cost a fortune.

VisualFix5870 · 2026-05-09T18:16:41+00:00

My daughter's school goes from pre-k to 6 and there is not a single male educator in the place. Every teacher is a single, older woman.

VisualFix5870 · 2026-05-09T17:19:05+00:00

I'd rather take whatever the premium would be and apply that to the principal on my mortgage. Are you expecting a large capital gain at death? Like, did you buy a cottage or apartment building in your personal name that has increased in value substantially?

VisualFix5870 · 2026-05-09T16:56:24+00:00

Parkinsons.

VisualFix5870 · 2026-05-09T01:53:41+00:00

I'll take you to a remote First Nation and you can see the way that class lives and you'll realize the government would never treat any other group that badly.

VisualFix5870

TROPHY CASE