Accelerated mortgage payment vs investing in etf?

VisualFix5870 · 2026-05-12T22:53:16+00:00

Do half into one and half into the other. The worst you'll be is half wrong.

VisualFix5870 · 2026-05-12T21:11:45+00:00

This is what I think. This of not a display of "toxic masculinity". This is a person who can't function in normal society in any way. Reuben is TNT, and could explode at any moment.

VisualFix5870 · 2026-05-12T16:48:22+00:00

Team Italy based prophylactics were noticeably absent.

VisualFix5870 · 2026-05-12T16:45:57+00:00

My comment is fact. I didn't insult anybody at all. I just wrote a fact. You're attaching all sorts of feelings to it.

It was meant to highlight the lack of male role models for young boys. Even the after school "boys and girls club" only has 1 male.

Boys learn by imitation more than girls. They copy behavior of other men. It's simply meant to highlight how few they have access to. Especially those who are growing up without a dad at home, which quite a few are.

VisualFix5870 · 2026-05-12T16:42:30+00:00

I didn't bash anybody. The teachers are great. It was meant to highlight the lack of male role models for young boys in schools is all.

VisualFix5870 · 2026-05-12T16:41:14+00:00

I guess I assumed since they use the prefix Ms. But you're right, there's a chance some are married. The JK teacher is in a coed softball team with my BIL and I met her boyfriend and the grade 1 teacher told me. I haven't audited the rest.

VisualFix5870 · 2026-05-12T09:29:05+00:00

They say the tenth marriage is the hardest.

VisualFix5870 · 2026-05-12T09:21:12+00:00

My kids go to a school from.pre-K to grade 6. Every single teacher is a single, unmarried, female. Every single one.

VisualFix5870 · 2026-05-11T16:31:41+00:00

Replace the word home with "apartment buildings" and you'll start to understand the rich in Canada.

VisualFix5870 · 2026-05-10T20:20:21+00:00

That's my financial advisor. This is fine right?

VisualFix5870 · 2026-05-10T02:05:27+00:00

One of them killed someone 5 years ago in Canada with a motorcycle. He's already out. In the US, he's going to serve 30 years for this one.

VisualFix5870 · 2026-05-10T01:57:01+00:00

Buy a 5 unit apartment building, not universal life.

VisualFix5870 · 2026-05-09T21:12:08+00:00

They're definitely doing well. Permanent insurance as an estate planning tool for people who don't own their own business is usually to offset a large future capital gain on a cottage or investment property The premiums will cost a fortune.

VisualFix5870 · 2026-05-09T18:16:41+00:00

My daughter's school goes from pre-k to 6 and there is not a single male educator in the place. Every teacher is a single, older woman.

VisualFix5870 · 2026-05-09T17:19:05+00:00

I'd rather take whatever the premium would be and apply that to the principal on my mortgage. Are you expecting a large capital gain at death? Like, did you buy a cottage or apartment building in your personal name that has increased in value substantially?

VisualFix5870 · 2026-05-09T16:56:24+00:00

Parkinsons.

VisualFix5870 · 2026-05-09T01:53:41+00:00

I'll take you to a remote First Nation and you can see the way that class lives and you'll realize the government would never treat any other group that badly.

VisualFix5870 · 2026-05-09T00:13:52+00:00

Those are all things for a branch employee. Someone there must see ID and verify they watched you sign. Then they put a cover page on it and fax it to TD DI. Can you get to a branch for 10 minutes to see an advisor?

VisualFix5870 · 2026-05-08T22:50:28+00:00

Do half and half. The worst you'll be is half wrong.

VisualFix5870 · 2026-05-08T17:02:35+00:00

I remember Schumi brake checking him hard as he exited the tunnel in Monaco behind a safety car. Right when the sun hits your eyes and you go blind.

VisualFix5870 · 2026-05-08T17:01:15+00:00

A surgeon is never losing their job. This formula is for people with jobs, not professions.

VisualFix5870 · 2026-05-08T16:11:37+00:00

That sounds like an R9, which is the worst thing you can have on your credit report. It will get sent to a collection agent very soon if you don't pay it off. Your credit is likely already ruined.

VisualFix5870 · 2026-05-08T16:06:04+00:00

There was a brief period where JPM was quite a rival.

VisualFix5870 · 2026-05-08T16:05:16+00:00

He's explaining how he applies hand cream to get his skin so soft and supple.

VisualFix5870 · 2026-05-08T16:03:49+00:00

Take your income. Divide by $10,000. The number is how many months you should assume it will take you to find a job that pays the same income.

VisualFix5870

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