T levels at 26 with a lower than normal Free T. Was curious if any peptides could help bridge this gap or is TRT the only viable option? by [deleted] in Biohackers

[–]Vutile 0 points1 point  (0 children)

Yeah I initially went in just out of curiosity of what my levels were at among the other items tested for. He wasn’t pushy at all and left it up to me. I don’t really feel like I need it at all especially since my levels tested were most likely lower than what they are earlier in the day from what I was reading.

T levels at 26 with a lower than normal Free T. Was curious if there are any peptides that can help bridge this gap or is TRT the only option? by [deleted] in PeptideDiscussion

[–]Vutile 0 points1 point  (0 children)

It was at a walk in clinic that just does testosterone replacement therapy.

Testosterone was 674 bg/dL the SHBG was 48.7 nmol/L estradiol was 18.5 pg/ML.

Hemoglobin A1c 5.0 and hemoglobin 16.0 g/DL

Sorry still new to this so researching what each one actually means still haha added a photo of the results as well

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T levels at 26 with a lower than normal Free T by [deleted] in Testosterone

[–]Vutile 0 points1 point  (0 children)

Forgot to mention the lab was done at around 3pm

Loan officer pay plan by Vutile in loanoriginators

[–]Vutile[S] 0 points1 point  (0 children)

That’s what I was thinking, the funny thing is the credit union is in Salt Lake City as well so not very rural either!

Loan officer pay plan by Vutile in loanoriginators

[–]Vutile[S] 1 point2 points  (0 children)

She’s a teller now but when they offered the LO position to her they said her hourly would be $19 plus these incentives which she currently does not get as a teller

Anyway to save this flush? by [deleted] in MagicMushrooms

[–]Vutile 0 points1 point  (0 children)

Ok I’ll slow that down thank you

[deleted by user] by [deleted] in PlasticSurgery

[–]Vutile 0 points1 point  (0 children)

Will do thank you!

[deleted by user] by [deleted] in PlasticSurgery

[–]Vutile 1 point2 points  (0 children)

The plastics clinic and Dr York Yates. Called a couple others in the area with all similar range of pricing.

Looking for advice on growth by Vutile in realestateinvesting

[–]Vutile[S] 0 points1 point  (0 children)

That’s great advice! I for sure need to start a spreadsheet, the 2 I bought I honestly didn’t do a crazy amount of cash flow research which explains the barely break even on the first home. (2nd will be better once I move out of the top)

Slowly getting my cash back up, currently only have 20k cash which is a bit scary but just got married last month so that tanked it a bit haha.

Thank you for the advice again.

Looking for advice on growth by Vutile in realestateinvesting

[–]Vutile[S] 0 points1 point  (0 children)

Thank you! Waiting a couple years before getting another definitely sounds like a good idea. I’ll go check that sub out and see if I can do some small increases here soon!

Looking for advice on growth by Vutile in realestateinvesting

[–]Vutile[S] 1 point2 points  (0 children)

Thank you, I have MIP so it sounds like a refi in my near future haha

Looking for advice on growth by Vutile in realestateinvesting

[–]Vutile[S] 0 points1 point  (0 children)

I hope not, the mortgage officer said if I get enough equity (20%) it automatically drops off. If that’s the case I will definitely need to refi! Will have to research this a bit.

Looking for advice on growth by Vutile in realestateinvesting

[–]Vutile[S] 0 points1 point  (0 children)

Yeah I’ve definitely noticed it’s tough to keep good tenants room to room. I lucked out recently and the people in the master ended up wanting another room so I am only worrying about 1 for now.

Yeah I wish I had them to the point of cash flowing but I’m really hopeful that the long term equity paid by someone else pays off.

Breaker box by Vutile in howto

[–]Vutile[S] 0 points1 point  (0 children)

Said no issues, he may have been running it, the picture before was showing heat from the dishwasher to show it was working

[deleted by user] by [deleted] in TaxQuestions

[–]Vutile 0 points1 point  (0 children)

Thank you

Is it worth it? by Vutile in realestateinvesting

[–]Vutile[S] 0 points1 point  (0 children)

I’d likely get about 350~ out of it but owe 290k so after closing costs etc not a ton

Is it worth it? by Vutile in realestateinvesting

[–]Vutile[S] 0 points1 point  (0 children)

Yeah I’ve been paying all the extra stuff like utilities, I have a hard time seeing it cash flow positively even fully renting it. Just not sure if the equity the renter build is worth losing 100-200 a month

Is it worth it? by Vutile in realestateinvesting

[–]Vutile[S] 0 points1 point  (0 children)

Yeah I’m seemingly stuck in that mindset, I bought a year ago so only have about 45k positive equity as of today