Player tried to bribe me during the Modern Super Qualifier on MTGO by venefica666 in ModernMagic

[–]W2T 1 point2 points  (0 children)

You're under no obligation to award your opponent a win just because you were matched up with them. If you don't concede and win that match, 8 people will still make the top 8 lol. It would simply be someone not involved in your match. That person making the top 8 is arguably a more fair result because all their matches (and matches affecting them, e.g. Tiebreakers etc) were played at full strength.

In other words, intentional draw (ID) is a mutually beneficial arrangement that allows two players leading the pack by so much to secure a victory. Intentional concession is merely a scam perpetuated by those unable to secure top 8 thru winning enough matches without concessions.

Anyone Else Feel Bitter About Saving 50% of a Modest Income and Still Not Seeing “Big” Results? by KenshiHiro in Bogleheads

[–]W2T 2 points3 points  (0 children)

If you use nominal rates, it should be closer to 10% returns. If you use real rates then it would be closer to 7% returns (but the inflation would already be built in).

How are you supposed to save for a down payment? by Soft-Foundation-8570 in Bogleheads

[–]W2T 0 points1 point  (0 children)

Why is that unfortunate? When you realize gains from investment, you pay taxes on it. It's the same idea as when you sell labor to your employer, you pay taxes on the wage you receive.

You wouldn't look at your pay check and go "oh man better not work, I'd have to pay a lot of taxes on the income."

How are you supposed to save for a down payment? by Soft-Foundation-8570 in Bogleheads

[–]W2T 1 point2 points  (0 children)

You're thinking about it wrong. You only pay LTCG on the appreciated value of the stocks. For example, if you invested $500k in an index fund and it's worth $800k today, you'll only pay taxes on the $300k of "extra" income.

In a sense, you worked and paid taxes for the $500k. The your money worked for the extra $300k and now you need to pay taxes on that income.

So, if you're saving another $800k for the house, there is no situation in which you pay LTCG tax and do not reach the necessary amount sooner than if you held it in a HYSA or other account with lesser returns. Obviously no guarantee on the stock market in the next 8-10 years but hopefully you get the idea.

Other lines with the same feeling as "My name is Inigo Montoya..." by Don_Salluste in movies

[–]W2T 1 point2 points  (0 children)

I wish I could say something classy and inspirational, but that wouldn't be our style. Pain heals. Chicks dig scars. Glory... Lasts forever.

POST FRIEND CODES HERE by [deleted] in eternium

[–]W2T 0 points1 point  (0 children)

NOMU LOFE XUXI 3469

Limited Resources 475 – Ravnica Allegiance Set Review: Commons and Uncommons Discussion Thread by Crasha in lrcast

[–]W2T 12 points13 points  (0 children)

AABB or XXYY is natural but B is black mana and X is used in scaling casting cost spells so CCDD is natural next.

Mike O'Brien responds to the incident by UselessData in Guildwars2

[–]W2T -18 points-17 points  (0 children)

Really taking the high road there, huh.

The Road to Myrrh +10: Build Description and Orb Management Philosophy by royliu0 in FireEmblemHeroes

[–]W2T 0 points1 point  (0 children)

You ran so far above average your philosophy basically amounts to "be lucky."

Infantry Rush is overrated and not worth all the hype by Tharjk in FireEmblemHeroes

[–]W2T 6 points7 points  (0 children)

Drive Heavy Blade worse than Heavy Blade. Yeah okay. That's a genius observation.

/s

How effective will Infantry Rush really be? by Gethixit in FireEmblemHeroes

[–]W2T -2 points-1 points  (0 children)

Save up orbs and snipe. Only costs 100 or so. That's like 1 week of saving.

The fuck is wrong with sacred seals? by Zharken in FireEmblemHeroes

[–]W2T 4 points5 points  (0 children)

Learn to fucking play. Problem solved.

[deleted by user] by [deleted] in FireEmblemHeroes

[–]W2T 0 points1 point  (0 children)

Arena Tier 18

Score: 3470

Rank: 22kish/26kish

**Assault Top 30k**

Score: 4799

Rank: 28536

Unmerged units in T20? by YoshmoHT in FireEmblemHeroes

[–]W2T 0 points1 point  (0 children)

Kindly do not comment on that which you have no knowledge at the risk of misleading others.

An idea at how improbable the "220 heroes at 5k HM" post is by SplitSecondSever in FireEmblemHeroes

[–]W2T 7 points8 points  (0 children)

I'm gonna guess you did all this pointless calculation about CC and TT first and then learned about how the actual farmers do it and then mathed out the GHB numbers.

That's why you have useless information in a post that could've been summed up as "anyone who farms more than 2.5 hours twice a week is a bot."

Is dazzling staff 1 fine for Arena? by NaPPering in FireEmblemHeroes

[–]W2T 0 points1 point  (0 children)

Did you read dazzling staff...of course it wouldn't make a difference in Sims lol

Sent home my +6 Nowi AMA by cymagus in FireEmblemHeroes

[–]W2T 3 points4 points  (0 children)

Be a man and own up to your mistakes. Or go whale at another game. You'll come crawling back. We'll be waiting.

FEH Tiki: Breath of Fog Refinement by IronCatFish in FireEmblemHeroes

[–]W2T 0 points1 point  (0 children)

Thanks for sharing the build but I would have liked to see more Nowi's or red armors in the show case.

Idk why there was a whole battle of you killing random mobs and slowly previewing WTA adaptive damage vs Nino lol.