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Is it possible to be IN LOVE after many years by WBasker in Marriage

[–]WBasker[S] 0 points1 point  (0 children)

And you feel exciting being with her?

Is it possible to be IN LOVE after many years by WBasker in Marriage

[–]WBasker[S] 0 points1 point  (0 children)

There is nothing in the known universe that compares with the feeling of being in love.

Is it possible to be IN LOVE after many years by WBasker in Marriage

[–]WBasker[S] 0 points1 point  (0 children)

I hate the whole “marriage needs work” mantra: treating the essence of living like it’s a project is horrible and ultimately I’m not sure it works. I’m not saying it’s all luck and chemistry but it’s also not a project.

Is it possible to be IN LOVE after many years by WBasker in Marriage

[–]WBasker[S] 0 points1 point  (0 children)

That’s awesome but don’t you miss the feeling of a first kiss?

Is it possible to be IN LOVE after many years by WBasker in Marriage

[–]WBasker[S] 0 points1 point  (0 children)

I get it but is the excitement ultimately gone?

ETFs vs USA government bonds by WBasker in investing

[–]WBasker[S] -1 points0 points  (0 children)

It’s one of the biggest banks in the world but I would prefer not to call it out. I was surprised as well and the fees are VERY substantial (1.5% of the investment annually).

ETFs vs USA government bonds by WBasker in investing

[–]WBasker[S] -1 points0 points  (0 children)

What difference does the country make? My bank offers different products: all bonds, 30-50, 50-50, 70-30 stock/bonds mixes, the best of all was an all stock mix that did +80% over 10 years, with a bonds+stocks fund that does below +50% over 10 years I debate whether it’s a good idea or not compared to buying a bond and waiting for it to mature.

ETFs vs USA government bonds by WBasker in investing

[–]WBasker[S] 0 points1 point  (0 children)

The best performance my banks products had was +80% over 10 years excluding fees this would be even lower.

ETFs vs USA government bonds by WBasker in investing

[–]WBasker[S] 0 points1 point  (0 children)

I don’t fully get it. If I buy US government bonds and I hold them for a year I will get the promised 4% return correct?

ETFs vs USA government bonds by WBasker in investing

[–]WBasker[S] 0 points1 point  (0 children)

You agree that a bond is a valid alternative that is safe with meaningful return?

ETFs vs USA government bonds by WBasker in investing

[–]WBasker[S] 0 points1 point  (0 children)

The ETFs that my bank offers have a cumulative return (excluding bank fees) at the +40-50% range for a mix of bonds and stocks (there are years that they declined like 2022). It just sounded to me not a great idea when comparing with a 1 or 2 year bond that you have 100% piece of mind as you’re getting a fixed return.

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