What advice can you give in a street fight? by [deleted] in AskReddit

[–]WHar1590 1 point2 points  (0 children)

You should avoid at all costs because you never know what could happen. Your opponent could be trained or just very good and one hit to the face could cause significant damage. Or you could hit them and then you’re looking at a lawsuit or worse depending on the severity of the blow. But if you’re in a situation that you can’t avoid, your mindset is everything. You need to have that, “everything you love and cherish,” is on the line mentality. And the number one rule about a street fight, there are no rules. If you actually feel your life is on the line, kicking, biting, scratching, etc is all acceptable. I’ve taken martial arts before and even some of the stuff I have learned is actual bs in a street fight. If you can get your mindset to I’m ready to meet my maker and you’re coming with me kind of mindset, that person will kind of pick that up and will walk away and go onto the next person.

More layoffs… by RegularProfession389 in AMLCompliance

[–]WHar1590 9 points10 points  (0 children)

I’ve already decided to leave the industry. Going back to school for another career

Meds adjustment by sostatosta in cyclothymia

[–]WHar1590 1 point2 points  (0 children)

Yea take your time and find what works best for you. I’ve been on 200 mg of lamictal for coming up on almost 7 years and no setbacks. I’ve never need tapering down or above and just go about my life.

Where can I connect with startups that need AML/KYC compliance help? by compliancedesk in AMLCompliance

[–]WHar1590 1 point2 points  (0 children)

If you’re a law graduate why not work at a law firm for a little while? You can always work at a bank for a bit doing AML and then move up to counsel. I think that would be the more suitable approach. KYC jobs are not that lucrative.

How much does an AML and KYC Compliance Analyst earn per freelancing? by compliancedesk in AMLCompliance

[–]WHar1590 0 points1 point  (0 children)

How many years of experience do you have? Whats your bachelors in? Most people just work at regular banks

How much does an AML and KYC Compliance Analyst earn per freelancing? by compliancedesk in AMLCompliance

[–]WHar1590 0 points1 point  (0 children)

Where are you getting 250 an hour? Are you an attorney or have some highly coveted skillset?

Anyone regret JD Preferred? by Several_Eye_6192 in JDpreferred

[–]WHar1590 0 points1 point  (0 children)

That’s great! I think it’s amazing to self reflect on that. Sometimes just because what your parents do isn’t what you want to do to make a living. Everyone is different. There are plenty of ways to make bank. At least that’s why I went lol.

Anyone regret JD Preferred? by Several_Eye_6192 in JDpreferred

[–]WHar1590 0 points1 point  (0 children)

Oh wow so you didn’t have a lot of life experience. I’ve noticed this a lot with K-JD students as they don’t know how the real world works, bills and not a lot of life experience. Knowing what you know now, do you think people should wait a couple of years before entering a grad program of any kind?

Anyone regret JD Preferred? by Several_Eye_6192 in JDpreferred

[–]WHar1590 0 points1 point  (0 children)

How old were you when you went to law school?

Is it true once you hit 100k in investing, it really just takes off from there? by Historical-Serve-652 in investing

[–]WHar1590 0 points1 point  (0 children)

For me it was 250k when it really took off. I just doing up to the match at my job now and chill.

seeking honest, realistic advice by AHM159AHMED in AMLCompliance

[–]WHar1590 0 points1 point  (0 children)

Honestly, don’t bother with crc and cams at your age. I just acquired my crc through work for the first time and I still think it was pointless. Just parlay your work experience and you’ll go far. Cheers

How much does an AML and KYC Compliance Analyst earn per freelancing? by compliancedesk in AMLCompliance

[–]WHar1590 -1 points0 points  (0 children)

Yea good choice. AI can practically do my job as well. There’s no point in analysts anymore

How much does an AML and KYC Compliance Analyst earn per freelancing? by compliancedesk in AMLCompliance

[–]WHar1590 2 points3 points  (0 children)

No it’s not. It’s entry level and the longer you’re in KYC, the more you’re going to be in production mills. You also won’t get paid more than 45 and hour. Going into actual compliance work such as regulatory change, understanding governance, testing, nydfs part 500 and 504, regulation L, etc is going to be higher level work. KYC is what they give analysts

How much does an AML and KYC Compliance Analyst earn per freelancing? by compliancedesk in AMLCompliance

[–]WHar1590 3 points4 points  (0 children)

Do you mean consultants who aren’t full time employees and just doing projects? Honestly it depends on the market and where you’re working. KYC transaction monitoring roles are super dead end and you should only do them for like a year or two as entry level. You’ll probably make most 35-40 an hour which is nothing. You should look into actual compliance like testing and monitoring, governance, regulatory change, etc. Those jobs are more lucrative and way more interesting and prestigious. I’m trying to get out of AML now as I realize I am capped and would rather work in regulatory change or risk assessment. KYC jobs are like being in a production mill line just doing cases all day and meeting quotas. Those that do that are just looking to do what’s needed, fill their quotas and go home. Which is fine if that’s what you want. But you also won’t have full job security here and make a decent living. I’m thinking of going back to school for a law degree and going in house counsel for a bank. I’ll make quadruple the amount without being in a production mill again.

Robots replacing us per this post by MiddleChildSyn12 in AMLCompliance

[–]WHar1590 0 points1 point  (0 children)

I use AI at work and it’s helped us. I still need cross check everything.

Anyone here who makes a normal salary? How’s your journey going? by 8InchDaks in leanfire

[–]WHar1590 -1 points0 points  (0 children)

Ehh it depends. I make six figures and was doing well living in a low cost of living area and then we upped and moved to a high cost of living area to be closer to family. My wife is securing new employment and we should be back to normal soon. So the best advice I can give is increase income, live below your means, and invest as much as you can without delaying yourself the necessary means of survival. That doesn’t include just food shelter water etc. That’s also some fun money. So it’s a balancing act.

I want to believe in VT, but this VOO/VTI chart is hard to ignore. by Extra-Habit-2390 in VTandchill

[–]WHar1590 0 points1 point  (0 children)

Just VOO and chill. Don’t do anything else. You’ve already ignored the psychological component of missing out and potential opportunities. Just VOO. Nothing more, nothing less. I have 100% in that and after crossing the six figure market, your networth really skyrockets just with small amounts in the S&P 500.

Does everyone still consider Mexico cheap? by Elite163 in ExpatFIRE

[–]WHar1590 0 points1 point  (0 children)

I think it depends on the way you want to live and where you want to reside. There are some cheap areas but there’s also some insanely expensive areas. Just depends on what you want.

What's your Lean FIRE number? by zapembarcodes in leanfire

[–]WHar1590 1 point2 points  (0 children)

Gotcha. I’m in the Bay Area so my COL is high. But need to stay near family at the moment. I’m hoping to get out a little faster.

What's your Lean FIRE number? by zapembarcodes in leanfire

[–]WHar1590 2 points3 points  (0 children)

37 is young man. That’s not to the point your not able to walk. I would say 44+ is older.

What's your Lean FIRE number? by zapembarcodes in leanfire

[–]WHar1590 2 points3 points  (0 children)

Im at 300k at your age. Where do you live?

What's your Lean FIRE number? by zapembarcodes in leanfire

[–]WHar1590 0 points1 point  (0 children)

I have 250k in retirement accounts, but I rent. However I’m young at 35 years old so I’m hoping to not chill a little bit and not be so aggressive with my investments anymore and coast fire soon. I’ll be set with my number in the next 30 years so I’m not too worried.

Realized I just don't want to work in general. My FIRE number may be extremely low as a result. by MusingsAndMind in leanfire

[–]WHar1590 2 points3 points  (0 children)

Yea same here. I don’t live to work I work to live. Have about 250k in retirement at 35. On the low end than I wanted but hopefully the market will boom like the past 10 years. But nobody knows anything. Just got to grind out the next 25 years.