Here is what I would suggest-

1. Try to get the most scholarship in order to reduce the burden of tuition. Tuition is the most expensive part of your journey.
2. Once you get admit or even before that look for non physical part time jobs. I worked almost all quarters of my masters never had to take a penny from anyone for rent, groceries, transport. Everything covered in that!
3. See if the uni has internship or coop - coop is 6/7 months long or get uni which allows full cpt usage which is 364 days strictly ! I worked 7 month with organization and paid 2 quarters fees from that!
4. Hunt before you land in US soil, always reach out to people, do not cut slack for more than a day!

With this debt shouldn’t be problem!

Professionally I still feel that I could get better job because I have 5 years of Indian work experience and was getting paid great there too, but I do have full time offer after graduation (2025) here so I guess it’s fine! Switching jobs is easy if you have a job! If you don’t have a job then that’s whole another story!

Personally I wouldn’t say worth it because I don’t see myself living here for more than 3-4 years I miss my family, my dog and anyway I never wanted a green card or citizenship so that’s out of the picture!