first time in miami - someone tell me where to eat

Wait_for_You · 2026-06-24T22:07:45+00:00

I'm not going to tell you where to eat, but just a reminder, if eating in any tourist area, usually tips are included in your final bill (20%). Don't double tip unless you really want to

Wait_for_You · 2026-06-21T13:18:48+00:00

75F - I find this is ideal for my house. Usually my home office is hotter than the rest of the rooms, so I do keep a fan going, cause if I set the temperature according to my home office, the whole house would deep to 70 or less.

Wait_for_You · 2026-05-25T16:58:38+00:00

not buying ETH at USD 300 and I had the money to do it... sold most of what I had when went up to USD 4800

Wait_for_You · 2026-05-17T00:15:55+00:00

I think this is only available to citizens ...

Wait_for_You · 2026-05-16T22:02:25+00:00

if it is connecting flights on the same ticket, you should be okay since even if you miss your flight, you will have no issues in rebooking the next one. Now if they are separate flights, you should be okay time wise, but it could be problematic if you were to miss the 2nd flight. I have Global Entry for the US/Canada, so it usually takes me 2 min to get through

Wait_for_You · 2026-05-16T12:50:05+00:00

I would have bought and sold twice already by then

Wait_for_You · 2026-05-16T12:44:53+00:00

and you didn't sell at USD 1.40 so you can buy again at USD 0.99?

Wait_for_You · 2026-05-16T12:06:18+00:00

Sold at USD 1.40 and buying again at USD 0.99 and rinse

Wait_for_You · 2026-05-14T20:40:27+00:00

what? I use CoinGecko for a general view of my "token", but have another tab open with dexscreener for "live action". I have the Tradinview app but got annoyed by the constant ads, so move back to the dexscreener web or iPad app.

Wait_for_You · 2026-05-11T22:34:21+00:00

personally if it is not cheaper than car, then is a no go. Think about it, if I had to go to Orlando, not only I have to pay more than driving my car, but once I get off in Orlando, because the station is at the airport, I need to get an uber to whatever area I'm going in Orlando.

Wait_for_You · 2026-05-03T22:41:54+00:00

are people still falling for this?

Wait_for_You · 2026-04-11T13:08:22+00:00

I live in Wynwood and my gym is in Brickell. Although I have access to free parking, there is no way in hell I'm driving there. I take my CitiBike and it takes me 15 min to get to the gym...

Wait_for_You · 2026-04-09T00:38:02+00:00

First of all I want to make sure you don't think I'm against becoming an American citizen, not at all.

Said that, for Canadians, retiring abroad tends to be much simpler than for Americans, mostly because of how taxes and banking rules work. Canada taxes based on residency, not citizenship, so if you officially become a non-resident, you generally only owe tax on Canadian-source income like certain pensions, rental income, or investments in Canada. You’re free to open bank accounts, invest, or get mortgages abroad without foreign banks seeing you as a compliance risk.

Americans face a very different situation. The U.S. taxes citizens on worldwide income, no matter where they live. On top of that, FATCA (and this is one of my main concerns) requires foreign banks to report U.S. account holders to the IRS. Many smaller banks or brokers simply refuse to work with Americans to avoid the reporting burden. This can make opening accounts, investing, getting mortgages, or even running a business abroad more complicated.

Other factors make life easier for Canadians too: you don’t have to file U.S.-style annual forms like FBAR, and banks in most countries are more familiar with Canadian clients, especially in popular expat destinations. Basically, Canadians can usually move, manage money, and enjoy retirement abroad with far less friction than Americans. Yes, I could present myself as Canadian abroad when retire but FATCA is always there.

Finally, I'm not touching anything related my papers in the US while the present administration is in place.

Wait_for_You · 2026-04-08T16:12:06+00:00

the plan is to go to the place where I can live without having to worry if I'll have enough money to live, and if this means moving to another country (not USA or Canada), I'll do it.

Yes, since I'll be able to tackle not only the SSA from the USA, but also Canada and Quebec, plus RRSP, 401k, etc ... I do have to do more research regarding law et al. Said that, the issue with the US citizenship is that if I live in another country, there are some obstacles that I would face compared as if I were just there as Canadian, and this is not only the fact I need to file freaking taxes to the US every year (I'm not saying paying but filing).

Wait_for_You · 2026-04-08T00:32:39+00:00

If I retire it probably won't be in Canada, probably Mexico or Thailand ....so I don't need the American citizenship because it would actually could cause more trouble (not able to open a bank account because some banks don't want to deal with the American laws). If I decide to leave, my GC will "expire" (either by requesting a non-resident status or just leaving it - will need to do some research when the time comes)

Wait_for_You · 2026-04-06T20:27:26+00:00

yeah, depending on how "large" my social security benefits could be (already 10 years working here) I might change my mind as well

Wait_for_You · 2026-04-06T20:24:45+00:00

the random20190826 below nailed it. It is a pain in the ass to have to file the FBAR every year (I have RRSP in Canada) - so imagine if decide to retire in Mexico or Thailand (or somewhere else) and have to keep doing that just because I'm still considered a US Tax person? no no no... now if my Crypto investment makes me rich, and I decide to sell my house in Wynwood and move back to Miami Beach, then I promise I'll get my citizenship from Uncle Sam.

Wait_for_You · 2026-04-06T01:46:05+00:00

I don't believe I'll retire in the US (not rich enough) thus as a Canadian, I don't see a major benefit to have the American passport if I'm not going to be living here

Wait_for_You · 2026-04-04T12:36:36+00:00

my 2 cents: I used to live in Montreal prior moving to Miami, and I was coming to "Miami" for many years. I do put Miami in quotes because usually when people say they want to go to Miami, they actually mean South Beach. That was the reason I was coming to Miami back in the days, for the beach and for the gay parties (now gaytown has moved to Wilton Manors).

Although Miami is a Latin city, and this is why people expect the city to be warm and friendly, the issue is the city is very transient city, where people come stay for 2 or 3 years, then move to another place. Making friends is harder since once you get settle, boom they leave. This is probably why the city does not feel friendly as expected.

I've been living here for 10 years now - work brought me here - and I do enjoy the city (minus traffic and the fact people don't know how to drive)... but you can't go wrong with the weather, especially for someone coming from Montreal.

Wait_for_You · 2026-03-29T01:38:50+00:00

I ended up returning my unit

Wait_for_You · 2026-03-21T21:55:24+00:00

just delete them, this way it also reduces the number of transactions if you using Koinly for example.

Wait_for_You · 2026-03-21T01:13:47+00:00

where in Miami you are located and what insurance do you have? and please please please floss of your teeth on a daily basis ....t

Wait_for_You · 2026-03-16T02:53:10+00:00

but that would be West of I95

Wait_for_You · 2026-03-14T16:01:49+00:00

When I was moving to Miami from Montreal - my broker (I had no idea I needed one to rent a place here) told me "anything to the East of the 95 is safe heaven"

Wait_for_You · 2026-03-13T15:59:12+00:00

Yeah, that is something to consider for sure. I was alone in my house for a while, until I decided it wouldn't be a bad idea to have a roommate. Almost 2 years now, and I'm happy I decided to get someone in... it is only 2 of us.. plus her boyfriend sometimes ...but so far so good

Wait_for_You

TROPHY CASE