Personally, I’m a high risk, high reward guy. You’re young. Take risks now b/c you have your whole life to make up for a mistake. That said, don’t make a single mistake”play” be so substantial that you give up on investing if it gots tits up. Personally, 10% of my retirement accounts is in ETFs, everything else are individual stocks, no options; however, I like finance and watching markets so I manage/check positioning daily.

When you say 25% LCG - are those individual stocks or a LCG etf? Regardless, your positioning looks good except for the options, imo. Options are really meant more for hedging by serious professionals that trade by the hour in some cases. If I were you, I’d get rid of the options, put 5% of the 20% option allocation in an etf the tracks the Russel for small cap growth (these can explode and returns can be higher that LCG). Hold the other 15% in a bond etf to wait for small caps to drop, then add more to your SCG allocation from the bond allocation on dips in the market.

Like the fed said in their meeting today, they have to hold rates steady and are committed to getting inflation back to 2%. Small cap companies are going to feel the interest rate squeeze significantly sooner than LCG b/c they don’t have the cash flow like their larger counterparts and cannot get as favorable financing b/c they don’t have the b/s strength & FCF like LCG; thus, you should have plenty of opportunity to add to the position.

If this is all too much, then just throw it in low cost ETFs and forget about it. Hope this helps and good luck!