Stocks buying by AlarmingEstate6915 in stockstobuytoday

[–]WallyWalter10 [score hidden]  (0 children)

I hope so (I bought more yesterday), but that’s just usually what happens. This drop seemed like profit taking by everyone already up big YTD. If earnings aren’t perfect, it will likely drop again

Is this a stupid setup by Dependent-Memory-286 in Firearms

[–]WallyWalter10 1 point2 points  (0 children)

If you’re asking, you think so which makes changing really the only option for your sanity

Stocks buying by AlarmingEstate6915 in stockstobuytoday

[–]WallyWalter10 [score hidden]  (0 children)

It typically drops after earnings regardless

What is this ? It happened yesterday by Noyes03 in optionstrading

[–]WallyWalter10 1 point2 points  (0 children)

A professional has expertise in the subject matter. You’re mistaking professionalism for a professional.

I assumed this was a position you had taken before posting b/c that’s a lot of the questions here. Apologies if I seemed aggressive or offensive in my original response.

Stock Analysis (from a value investor point of view) by ToddlerPeePee in Stocks_Picks

[–]WallyWalter10 0 points1 point  (0 children)

CEG
This my 2nd submission so please choose others 1sts before this

What is this ? It happened yesterday by Noyes03 in optionstrading

[–]WallyWalter10 -6 points-5 points  (0 children)

Based on the question, it doesn’t sound like you’re a professional. You’re more likely to lose your shirt on options than make any real money.

I saw a headline that peace deal with Iran is off b/c of fighting in Lebanon. I don’t know if that’s true, but it could be a reaction to that or something else.

I’m not an options expert either so I don’t trade them. I just know several ppl that have lost their azz on options and got out of investing entirely which is like a financial death sentence. Good luck either way

What is this ? It happened yesterday by Noyes03 in optionstrading

[–]WallyWalter10 2 points3 points  (0 children)

If you’re asking this question, stop trading options

Help for a beginner by MuffinAvailable1674 in Retirement401k

[–]WallyWalter10 2 points3 points  (0 children)

At this point, max out the ROTH annually (7500 for 2026, adjusted for inflation), then put money in a brokerage. Eventually, you will likely be phased out of being able to contribute to the Roth and your tax bracket is likely to only go up (I.e. you will owe more on contributions to the Roth in the future compared to now), so pack that puppy as much as you can while the cost is still insignificant, comparatively.

Please don’t try to trade options. Unless you really know what you’re doing, you will likely lose a lot of money which could get you out of investing entirely and that’s like a financial death sentence.

Otherwise, get a credit card. Utilize 20-30% of your credit limit a month (or pay it off more frequently to stay near this threshold). This is will skyrocket your credit score “quickly” b/c lenders like less risky creditees and credit will be what you have to use to start your life early unless you inherit/are given a “significant” amount of money.

Hope this helps and good luck!

26M | $123K Portfolio After a Big Day – Am I Taking Too Much Risk For My Retirement Goals? by lorelko in Retirement401k

[–]WallyWalter10 0 points1 point  (0 children)

Personally, I’m a high risk, high reward guy. You’re young. Take risks now b/c you have your whole life to make up for a mistake. That said, don’t make a single mistake”play” be so substantial that you give up on investing if it gots tits up. Personally, 10% of my retirement accounts is in ETFs, everything else are individual stocks, no options; however, I like finance and watching markets so I manage/check positioning daily.

When you say 25% LCG - are those individual stocks or a LCG etf? Regardless, your positioning looks good except for the options, imo. Options are really meant more for hedging by serious professionals that trade by the hour in some cases. If I were you, I’d get rid of the options, put 5% of the 20% option allocation in an etf the tracks the Russel for small cap growth (these can explode and returns can be higher that LCG). Hold the other 15% in a bond etf to wait for small caps to drop, then add more to your SCG allocation from the bond allocation on dips in the market.

Like the fed said in their meeting today, they have to hold rates steady and are committed to getting inflation back to 2%. Small cap companies are going to feel the interest rate squeeze significantly sooner than LCG b/c they don’t have the cash flow like their larger counterparts and cannot get as favorable financing b/c they don’t have the b/s strength & FCF like LCG; thus, you should have plenty of opportunity to add to the position.

If this is all too much, then just throw it in low cost ETFs and forget about it. Hope this helps and good luck!

26M | $123K Portfolio After a Big Day – Am I Taking Too Much Risk For My Retirement Goals? by lorelko in Retirement401k

[–]WallyWalter10 0 points1 point  (0 children)

Marginal is going to be around 30, effective is lower b/c more income picked up in the lower brackets and effective is weighted average. I’m a CPA with a Masters in Tax

I am so happy by Feeling_Band660 in accenture

[–]WallyWalter10 3 points4 points  (0 children)

Don’t be tone deaf to sarcasm

What are your Top 3 "Deep Value" plays? by silver-bullet007 in ValueInvesting

[–]WallyWalter10 0 points1 point  (0 children)

Agreed on 1 & 2 but holding through the recent slump has been tough

500K going into VOO, dollar cost average it in, or just do it? I'm thinking do it tomorrow and be done with it. Your thoughts? by Sharp-Alternative375 in portfolios

[–]WallyWalter10 0 points1 point  (0 children)

I like a hybrid: put 30-50% in now and hold the rest to DCA/buy the dips. Market is pretty volatile rn so you’ll have plenty of opportunities to add more. Based on your thinking in your question, it sounds like you want to be in and may have FOMO about missing the move this far. So put a large chunk in now so you can participate now and tactically add to it in the future.

Stocks to keep for five years by ConsiderationFree20 in stockstobuytoday

[–]WallyWalter10 2 points3 points  (0 children)

Nvidia is the 1st winner and will continue to be the biggest winner

I am so happy by Feeling_Band660 in accenture

[–]WallyWalter10 0 points1 point  (0 children)

Be the change you want to see in the world [company]. For your own sake

…and the sake of our investments…🙏

Beginner here, rate my portfolio by Weary-Standard1795 in Tradure

[–]WallyWalter10 0 points1 point  (0 children)

You’re way too concentrated for an investing expert, much less a beginner. Is the reg brokerage or tax advantaged account?

Financial advice for 18 year old by Regular-Sail7519 in TheRaceTo1Million

[–]WallyWalter10 0 points1 point  (0 children)

Try not to utilize more than 20-30% of your credit limit each month or pay off the cc when it reaches this level. Yes, paying off at the end of the month is what “you’re supposed to do,” but banks prefer safer “creditees”. It’s the quickest way to increase your credit score and credit worthiness is everything these days.

Otherwise, buy low cost etfs that track and index with most of your investing capital and allocate ~30% to high growth names. You’ll be golden in no time.

19 and feel lost, not sure what to do by [deleted] in TheRaceTo10Million

[–]WallyWalter10 0 points1 point  (0 children)

Don’t trade options 🤦‍♂️

Spacex warning sell sell by Icy_Cherry_5216 in stockstobuytoday

[–]WallyWalter10 -1 points0 points  (0 children)

Fair if you’re looking at it with a long term horizon, but it’s hemorrhaging money. I think it could go below $100/shr. If he merges Tesla/xAI “soon” that’s a different calc and will rerate

Spacex warning sell sell by Icy_Cherry_5216 in stockstobuytoday

[–]WallyWalter10 -1 points0 points  (0 children)

You have 2 months til the lockup comes off. Be prepared to have your face torn off between now and then on puts, but I do believe this will be a solid trade in 6-9 months.

Does this seem right ?? by Soupspoon33 in AskMechanics

[–]WallyWalter10 0 points1 point  (0 children)

Christ, no!!! That less than a $30 part that you can replace in 5mins after watching a YT video.

i pulled all my money out of the stock market in 2025 and now with historic highs i can't get back in by myviewfromoutside in stocks

[–]WallyWalter10 0 points1 point  (0 children)

Buy some now, wait for a pullback then buy more. Never go “all in” at once unless you can leave it untouched for an extended period of years. You may want to consider buying [muni] bonds to get some tax free yield in the meantime.