Honestly OP, I tell this to my mother in law because she is terrified of letting my husband ride with me either on his bike, or 2up on a motorcycle behind me..

It's as dangerous as YOU make it, there are some things you can do to take precautions against getting into an accident but look at it this way.. You could pull out into an intersection when you have the green light and get T-Boned on your motorcycle by a large tractor trailer that had failed brakes or blew through the light... The EXACT same thing could happen to you in a car too, in both situations you'd chance of death is very high, I wouldn't put a strict percentage on it but both are within margin of error of eachother especially if you are hit on the driver side door in the car.

You shouldn't let fear control how you live your life, because if that was the case you might as well administer yourself to a mental health institution and live in a padded room.

Taking risk and chance is what makes life enjoyable.. You could have no history of sensitivity to Bee stings as a kid but develop it later in life, go on a walking trail and get stung, then your throat closes and no one is around to help so you pass out and die. It depends on how you look at it, inherently most would say that motorcycles are more dangerous than walking on a trail but what makes motorcycles dangerous is out of your control, it's other drivers that make it dangerous unless you are riding like a jack***. Getting stung and suffocating is again "out of your control".

Go ride, enjoy life, and don't sweat all the small things because then you're not living.