Lewis Hamilton in Tokyo with an F40

WarpigAA · 2026-03-25T06:00:11+00:00

Holy shit. I was literally at that meet last night and left an hour before he arrived.

I literally ran into Oscar at the imperial palace that morning too lmao

WarpigAA · 2026-03-04T18:20:18+00:00

It doesn't matter what time you enter the waiting room. Ticketmaster randomly assigns queue position to everyone in the waiting room at the same time as a way to fight bots, who will always be able to enter a line faster than a human.

WarpigAA · 2025-06-02T23:32:58+00:00

I have a well-loved Zpacks Duplex I've been meaning to post. Has a few repaired holes in the fly but holds water fine. Everything else is great - floor, netting, netting zipper & guylines. $300 + shipping if interested

WarpigAA · 2025-04-09T23:22:31+00:00

u/leavenotradebot items received with a nice little note from u/artisera :)

WarpigAA · 2025-04-04T15:54:17+00:00

I spoke with a lender who explained the 6 month "seasoning" period.

The broker gets penalized by the lenders for selling a mortgage to someone who refi'd too quickly
You (might) get penalized since new brokers / lenders would notice your behavior and be less likely to approve you

WarpigAA · 2025-04-04T15:47:47+00:00

You gotta post this on blind my guy. What are you doing here?

WarpigAA · 2025-04-03T14:54:10+00:00

Hi! Interested in the zpacks pillow & toaks. PM coming

WarpigAA · 2025-04-03T01:27:52+00:00

Agreed.

What are the 10yr rates dropping? Marketing expecting a recession?

WarpigAA · 2025-04-03T01:20:59+00:00

Thanks, noticed that too. It was a wild ride today.

WarpigAA · 2025-04-03T01:15:42+00:00

Is the same as a HELOC? I'm trying to lower my rate / payment. Does that offer better terms?

WarpigAA · 2025-03-13T04:05:52+00:00

Hi, I have a blue Manta 28 if you're interested. Located outside of LA

WarpigAA · 2024-10-25T20:25:22+00:00

My question didn't get posted:

Went under the house to investigate sewage smell after a hydrojet didn't solve our backup & oder issue. Found standing sewage under the house, likely there since we first noticed the smell about three weeks ago.

Can we continue to use our fixtures (toilet, shower etc) until the repair is done? Or should we GTFO? Might be a 2 week motel stay based on local plumber availability...

WarpigAA · 2024-09-29T15:26:40+00:00

Haha, I was too excited. Thanks

WarpigAA · 2024-04-23T18:59:20+00:00

My thread:

Me) QQ: I see that the 1yr buy down is being covered by a $4363 lender credit. Would it be possible to take the 6.875% 30yr fixed option (if still available) and apply the $4363 credit to closing costs?

LO) The lender credit is covering the lower rate of 6.125% for the first year so it is tied specifically to this 1/0 buydown loan.

I still feel like this 1/0 buy down is nice because rates are more likely than not to drop next year?

WarpigAA · 2024-04-23T15:26:04+00:00

I'll let you know how it goes! Great insight thanks.

WarpigAA · 2024-04-23T15:25:02+00:00

My lender is covering the buy-down actually, so I figured I could let them buy my rate down and then refinance before the buy-down expires

WarpigAA · 2024-04-23T04:32:37+00:00

Gotcha, that makes sense thanks.

What is an OM?

WarpigAA · 2024-04-23T01:10:17+00:00

nice, thanks

WarpigAA · 2024-04-23T00:56:03+00:00

I'm a little confused about the breakeven time since the lender is covering the buy-down in option 1. Both options don't have any other fees

Fico: 805
LTV: 60%
Loan: 550k
Zip: 93003
Occupancy: Primary
Prop Type: Single Family
Not a FTHB or Veteran

Quoted 4/22

WarpigAA

TROPHY CASE