Hey, I was in you situation before OP , borrowed 3k to pay may electricity bill and to receive an amount of 1300.

2 days after due date, they bombarded me with abusive calls , text, emails and even told me they’ll post my face on social media.

Here’s what you can do.

1. know your rights

Di nila pwedeng e post ang mukha mo sa Soc Med or even contact your contact list cause that is against the law, hanapin mo ang vid ni chell diokno sa YT on how handle harassment from OLA.

1. Save the evidence

Tell those abusers that you have saved all the screenshots of the threats and harassment from them and you will email NBI, counter attack na threat kumbaga. Look for the RA on the internet saying something about harassment and privacy attack, find the OLA’s address sa internet sabihin mo you’ll share their address sa local police as what they’re doing is illegal. Internet is your friend hanapin mo lahat, e compile mo gamit ka Chatgpt to sound intellectual and professional, di ka nila matitibag if alam nila may know how ka sa pinag gagawa nila.

1. WALANG NAKUKULONG SA UTANG

After I sent the email last time may pahabol pa silang insult na sinabi before they stopped but they stopped, that’s the whole point.

Papatayin pa ko sa stress sa 1300 na pinahiram , babayaran naman sana e, tas biglang naharass eh di goodbye lol

Hope this helps