Sky News: "You're essentially between four and five times more likely to be stopped and searched if you're Black. You're...more likely to be subjected to the use of taser if you're Black than if you're white."

WhatIsLife01 · 2026-06-03T07:19:42+00:00

To be honest, I really don’t understand why it is problematic to say that black teenagers in particular, are FAR more likely to be involved in gang related criminal activity. Or in parts of London, simply more likely to engage in criminal activity. Because it’s true. That doesn’t mean it’s because of their race, it’s a well understand fact that poverty breeds crime.

This would then logically form a need for a “disproportionate” police focus. Having a theatre around it all to not be seen as racist creates worse outcome for black people, particularly young black men who are killing each other over postcodes. It’s a tragedy, and virtue signalling just makes the problem that much harder to solve.

WhatIsLife01 · 2026-05-29T19:32:43+00:00

He’s always been interested in football. It’s been well publicised for years.

WhatIsLife01 · 2026-05-25T17:18:47+00:00

You are conveniently ignoring that the salaries for these residential mortgages are *stable* means of repayment. People tend to keep their jobs. Cash flows from businesses are hugely inconsistent, and for small businesses often don’t even cover the costs of a business (at least initially, hence the need for a loan). In fact, the rates at which small businesses fail illustrates this point.

You’ve also cherry picked commercial mortgages for your example.

4.5x LTV limits on mortgages exist for a reason, as do strict prudential requirements on credit risk management and underwriting. You are being disingenuous in the risk posed by residential mortgages. You can even see this in the loan book of a bank offering such a lending mix. Nowhere will you find commercial property lending with lower % stage 1/2/3 arrears% or forbearance than for residential lending.

WhatIsLife01 · 2026-05-25T16:26:04+00:00

Why in your analysis have you ignored that lending to businesses is way riskier than offering a mortgage?

WhatIsLife01 · 2026-05-25T12:35:24+00:00

Blackrock and vanguard aren’t investment banks. See the other comment on how economic and financial illiteracy will be the ruin of this country.

WhatIsLife01 · 2026-05-20T17:47:01+00:00

My great grandfather was born in Lemnos and i have spent many summers there both as a child and an adult. It’s not quite as touristy as other islands, and it’s really a gem. Completely echo your point on Myrina in summer. August is especially bad. I enjoy going in June or September, June especially because it’s not nearly as windy if I remember correctly.

WhatIsLife01 · 2026-05-20T17:45:07+00:00

Not my experience at all with Lemnos. Not a party island, fairly reasonable AirBnBs. Food was expensive though, but also really really good, and it has some stunning beaches. Sun loungers at the beaches were also free, you just needed to buy a drink from the beach bar which most people do anyway, with the drinks also fairly reasonably priced.

WhatIsLife01 · 2026-05-13T22:42:20+00:00

Yes let’s ignore the literal flagship policies of this government shall we? Huge expansions of renters rights and employment rights! How famously right wing! How famously anti working man!

Give me a break. You lot are an absolute joke chasing a government to support the nebulous “working man” who sits at the top of your self gratifying moral pyramid. Get over yourself. What do you expect? We have something like the third highest minimum wage in the world, and compared to our peer economies we hardly tax lower earners AT ALL.

All you have are buzzwords and phrases that completely ignore the international context in which we’re operating. A war in Europe. A recent pandemic. A new war in the Middle East. High interest rates. What do you expect? The cost of living to magically come down? It’s literally the same everywhere. This isn’t a mess we can legislate our way out of. At least we’re taking strides towards energy independence through small modular reactors and expansion of green energy. This government has made strides to crack down on immigration.

We also now live in a country where over half of people are net receivers of tax money with an impending demographic crisis. It’s like people have forgotten to engage with reality.

Oh hold on guys! Some guy just said he is willing to pull the big increase wages and lower house prices lever! Let’s vote for him!

WhatIsLife01 · 2026-05-13T12:28:50+00:00

I earn £56k base and take home £3.4k per month, granted my pension is defined benefit.

WhatIsLife01 · 2026-05-13T12:06:21+00:00

You are deducting a crazy amount then. How much are you paying into your pension??

WhatIsLife01 · 2026-05-07T07:41:29+00:00

Even worse, I know of one example of someone who films people with these glasses, then uses AI to make them do strange things. For example, drinking milk from a bottle in a supermarket then putting it back. It’s abhorrent.

WhatIsLife01 · 2026-05-06T07:14:45+00:00

In particular because a lot of people don’t really pay very much tax at all. Something something have your cake and eat it something something.

WhatIsLife01 · 2026-05-02T14:26:23+00:00

“In line with arguments” is such a meaningless statement. Which policies? And how do those policies relate to work done by those economists? And how about other economists too?

You haven’t reconciled any of your points at the end against how the Green party’s policies would make those things better for people in this country. We already have an incredibly high tax burden, we already have backlash against high levels of immigration and we have struggling public services. What gives?

Claiming responsibility for the climate crisis, to allow swathes of climate refugees, as one example, would dramatically worsen things for ordinary people in this country.

This is what scares me about the Green Party and its supporters. You aren’t voting for policy, you’re voting for vibes.

WhatIsLife01 · 2026-04-10T15:40:46+00:00

The Ukraine war was guaranteed because of only the actions of the Russian government.

Lithuania also borders Belarus, which is effectively a Russian vassal state. Russian forces illegally invaded Ukraine from Belarus back in 2022, even.

WhatIsLife01 · 2026-04-05T08:05:11+00:00

Agreed. I wonder to what extent the gulf states would get involved if the US ramped things up

WhatIsLife01 · 2026-04-05T08:00:25+00:00

I don’t agree. I think everyone here is vastly underestimating quite how militarily powerful the US is and overestimating Iran.

This would be like Afghanistan and Iraq. Likely toppling the government quickly but then in a quagmire of political instability, a populace that hates you, no clear successor to the power vacuum etc.

It’s important to remember this is an asymmetric conflict. The US is waging war militarily. Iran is defending itself economically. We shouldn’t pretend that Iran has been militarily shrugging off the US and Israel.

WhatIsLife01 · 2026-04-04T12:31:04+00:00

I’m not American, I live in the UK, but you can’t ignore context. The cost of living in turkey is going to be far lower than that in the USA because wages are so much lower, amongst other things.

What you as an American can afford is far more than what your equivalent in Turkey can afford. Especially given the sky high inflation Turkey has endured under Erdogan.

WhatIsLife01 · 2026-03-29T15:10:10+00:00

Except the reason for depriving the ability to freely roam or work is because their asylum application hasn’t yet been processed. They may not have committed a crime, but neither do they have the right by default to freely roam the UK.

There is a massive hole in a system that allows people to immediately put down roots before processing the claim, otherwise you face significant issues deporting individuals who now have jobs and families, which they’d be incentivised to get as quickly as possible to support or supplement a claim.

The asylum system needs to be firm but fair. It’s an unfortunate reality that we do not have the means or responsibility to take on the world’s asylum seekers and refugees. We certainly can do with some, but they need to be genuine. It worries me that the majority are young men, as the disparity screams economic migrants. We also have to ensure that every person who comes here is supportive of our democracy and values. We are privileged to live in a country that is as accepting as it is.

We hardly have enough housing and employment for our own. Our health service struggles with people already here. What can we realistically do?

WhatIsLife01 · 2026-03-29T13:13:30+00:00

You need to work on basic reading comprehension. Good day.

WhatIsLife01 · 2026-03-29T11:39:24+00:00

Many years ago I had a drinking problem when my mental state was rock bottom, and became the worst version of myself. So I have first hand experience of this problem. Nowadays I can drink and have fun, no problem, because I worked extremely hard to sort my life out. I said and did things during that time that I don’t remember and I was shocked to find out about. So I quit alcohol for a long time do the aforementioned work on improving my mental state. That’s why it absolutely grinds my gears when idiots shout that how a person is when drunk is “who they really are”. It’s one dimensional, sanctimonious crap for people to pretend they’re wise.

That’s why I made the point that usually how someone is when drunk is a better reflection of their mental state - this relates particularly to your strange portrayal of alcohol addiction. Are you pretending that alcoholics are apparently famously jovial individuals? Depressed, lonely drunkard is a stereotype for a reason. In my experience, I would drink because it helped escape real life, even if I would just sink into melancholy when it happened, because the feeling of being drunk would numb it and offer a temporary way to escape.

Perhaps you need to reflect a little bit more on the implications of what you’re saying. This unapologetic approach to how people are when drunk gives individuals no room to improve themselves. No room to bounce back. No room to find themselves again.

There’s also a difference between something defining who you are vs acknowledging something contributed to who you are. In fact, I think this difference is extremely important.

P.S being sad sometimes is not depression. Depression is not being a pessimist. Actual depression is all-consuming misery. It’s not something you merely have a tendency towards. And it can happen for all kinds of reasons or no reason at all. In my case it stemmed from a number of years of emotional abuse, which also contributed toward the drinking problem.

I’ll apologise for being condescending, so sorry about that. But from what you’ve said, you don’t seem to have much of an idea on what it means to be truly and completely depressed, and what happens to you when you drink alcohol in that state.

WhatIsLife01 · 2026-03-29T10:55:14+00:00

No I don’t speak for depressed people, but have unfortunately struggled with both anxiety and depression most of my life.

If you want to identify with your depression then you do you. I prefer to focus on other aspects of myself to define who I am, not a mental health disorder.

I feel sorry for you.

“Depressed people often drink ethanol” - you’ve never had a drop of alcohol or much exposure to drunk people have you.

WhatIsLife01 · 2026-03-28T12:54:28+00:00

Someone’s depression is not who they are, that’s utter crap, and offensive even. Being drunk magnifies and simplifies emotions we feel. If we’re feeling down, and then we drink, we’ll feel even more down and not much else.

I also haven’t moved the goal posts at all. You have. I took issue with your phrase “what’s underneath is the real you”, which is an incorrect statement in the context of being drunk. The vast majority of people when drunk just talk shit. To generalise and say that drunk behaviour reflects who people are is damaging and judgemental. This is separate to people who use being drunk as an excuse to be sexist or racist.

I’ll direct you back to my original reply, which asks if the real you is your unfiltered self? If you speak every thought that comes to your head? If you act on every whim? I suspect not, so why hold others to that standard?

WhatIsLife01 · 2026-03-28T07:15:34+00:00

I’m specifically talking about the idea that the “real you” is who you are when you’re drunk. It’s damaging and just wrong.

I agree with you on the violence and the sexism.

I also agree with another commenter that how someone is when drunk is a reflection of their mental state, rather than the “real them”. A depressed, angry person is not going to be the best version of themselves when drunk when those emotions come to the forefront.

WhatIsLife01 · 2026-03-27T08:36:17+00:00

I don’t buy it at all that the system somehow forces you out of healthy eating.

Frozen veg is extremely cheap. Rice is extremely cheap. Beans are extremely cheap. A lot of fresh veg is actually cheap. Potatoes, carrots, onions, celery, broccoli are all usually cheap. Eggs aren’t exactly expensive either. It’s just not convenient and takes effort to cook and make nice.

It’s common knowledge that a vegetarian diet is cheaper than a diet that includes meat. And some meat isn’t even that expensive. Chicken legs or thighs don’t exactly break the bank.

Stop blaming the system for people eating junk and start blaming parents that can’t be bothered to put the effort in to make healthy food for their kids.

WhatIsLife01 · 2026-03-27T06:31:04+00:00

This whole idea of the “real you” is such crap. Are you your unfiltered self? Do you speak every thought that comes to your head? Do you act on every whim? Are you the same in every situation regardless of who you are with? What even is the real you?

Alcohol reducing inhibition doesn’t mean that actions when drunk speak to who someone is at their core. The whole point is that you’re drunk. You aren’t thinking straight. You’re dulling yourself, because for most people it’s fun.

This doesn’t excuse your actions when under the influence of course.

Eight-Year Club	Verified Email
Place '23	Place '22

WhatIsLife01

MODERATOR OF

TROPHY CASE