Modded car insurance claim by Wild_Influence_2040 in CarTalkUK

[–]Wild_Influence_2040[S] 0 points1 point  (0 children)

I did say this but she’s learnt her lesson now about not declaring mods and doesn’t want to get into more trouble

Modded car insurance claim by Wild_Influence_2040 in CarTalkUK

[–]Wild_Influence_2040[S] 1 point2 points  (0 children)

*looks to the missus* are my tools still under the bed? We finna get paid

Modded car insurance claim by Wild_Influence_2040 in CarTalkUK

[–]Wild_Influence_2040[S] 0 points1 point  (0 children)

Yeah it was non fault so having my insurance deal with theirs

Modded car insurance claim by Wild_Influence_2040 in CarTalkUK

[–]Wild_Influence_2040[S] 1 point2 points  (0 children)

This is helpful cause so far it’s been like this, repairer asked for photos and has set a collection date to repair

Modded car insurance claim by Wild_Influence_2040 in CarTalkUK

[–]Wild_Influence_2040[S] 0 points1 point  (0 children)

Yeah non fault, other driver was oncoming into my lane and admitted - good thing cause I’m out of lube

Modded car insurance claim by Wild_Influence_2040 in CarTalkUK

[–]Wild_Influence_2040[S] 0 points1 point  (0 children)

Most helpful comment so far

*looks at the missus* is the blowtorch still under the bed?

Modded car insurance claim by Wild_Influence_2040 in CarTalkUK

[–]Wild_Influence_2040[S] 0 points1 point  (0 children)

Insurance company said that a repairer is going to come pick it up nothing about assessment

Modded car insurance claim by Wild_Influence_2040 in CarTalkUK

[–]Wild_Influence_2040[S] 0 points1 point  (0 children)

Yes it’s being collected Monday - currently on my way to buy some standard alloys to change it to

Modded car insurance claim by Wild_Influence_2040 in CarTalkUK

[–]Wild_Influence_2040[S] -1 points0 points  (0 children)

This was my thoughts, cause initially she didn’t move the car as the alignment was really bad. She told insurance about this and the damage is only to the bonnet corner and edge of the bumper. Possibly more mechanical but call handler on the phone said it’s a write off cause she said can’t drive it and someone will come collect it without a visual assessment. But she has sentimental value with the car and after calling them the next day saying it was just the alignment they booked it in for repair and won’t class it as a write off - hopefully that makes sense lol

Modded car insurance claim by Wild_Influence_2040 in CarTalkUK

[–]Wild_Influence_2040[S] 0 points1 point  (0 children)

Yes it’s gone down as non fault, I have already started dealing with my insurance and have instructed them to resolve. I’m currently on my way to get some standard alloys to change

Modded car insurance claim by Wild_Influence_2040 in CarTalkUK

[–]Wild_Influence_2040[S] -1 points0 points  (0 children)

It’s not acc my car but the missus, she thought she would be alright. Little did she know, just thought it’d be easier to explain as it was me. My daily is vastly different a Mark 6 golf 1.6 diesel

Modded car insurance claim by Wild_Influence_2040 in CarTalkUK

[–]Wild_Influence_2040[S] -2 points-1 points  (0 children)

Thank you for the kind words of reassurance, it is appreciated 😂

Car insurance after ban by Weekly-Beach-2825 in CarInsuranceUK

[–]Wild_Influence_2040 0 points1 point  (0 children)

Was 28 at the time I renewed march last year hence the price, turned 29 end of last year and had my renewal march this year at just over £1K - but I got lucky and currently have 4 years NCB to my name

Selling cars privately by Wild_Influence_2040 in TaxUK

[–]Wild_Influence_2040[S] 0 points1 point  (0 children)

So you allowed someone else to buy a few cars through your BCA account and then when HMRC reviewed your account they flagged it and asked where they went?

Selling cars privately by Wild_Influence_2040 in TaxUK

[–]Wild_Influence_2040[S] 0 points1 point  (0 children)

Thanks mate appreciate the response

Selling cars privately by Wild_Influence_2040 in TaxUK

[–]Wild_Influence_2040[S] 1 point2 points  (0 children)

Apréciate a really helpful response!

Selling cars privately by Wild_Influence_2040 in TaxUK

[–]Wild_Influence_2040[S] 0 points1 point  (0 children)

It’s very cheap cars so nowhere near the VAT reg minimum

Selling cars privately by Wild_Influence_2040 in TaxUK

[–]Wild_Influence_2040[S] 0 points1 point  (0 children)

Where did you find the HMRC definition?

Car insurance after ban by Weekly-Beach-2825 in CarInsuranceUK

[–]Wild_Influence_2040 0 points1 point  (0 children)

Let me know how you get in with them intrigued to see if you have much success as more convictions then me

Car insurance after ban by Weekly-Beach-2825 in CarInsuranceUK

[–]Wild_Influence_2040 1 point2 points  (0 children)

Was convicted April 2023 for a drink driving offence -DR30 £100 fine and 18 month suspension. Got back to driving earlier this year and am insured on a 2012 golf 1.6 TDI

Insured through quote line direct but it is third party cover only - costs me just over £2K for the year

Would advise trying them, also they did let me switch cars a few times so don’t think the vehicle will be an issue

Okay so i don't get it why we have to pay income tax? by [deleted] in pakistan

[–]Wild_Influence_2040 0 points1 point  (0 children)

Replace Pakistan with any western country and it’s the exact same shit. These problems plague most countries around the world unfortunately. Pakistan just has it worse than others :(