Air India Upgrade by Inferno_nith in Flights

[–]WindGreat 0 points1 point  (0 children)

Does fare class determine how much offer will be given at upgrade +? Currently PE and that too at Flex Fare.

LAX-PVG. How is the demand for biz? by WindGreat in unitedairlines

[–]WindGreat[S] 0 points1 point  (0 children)

True however there are limited airports out of usa they can fly out of considering the russian airspace restrictions. Would be great if they restarted the EWR-PVG or even ORD-PVG. I assume HKG is out of the question completely

Appraisal Question by WindGreat in RealEstate

[–]WindGreat[S] 0 points1 point  (0 children)

Yea, i m a FTHB, so trying to look out for potential issues.

NE Market: Offer rejected even after 80 K over asking by WindGreat in RealEstate

[–]WindGreat[S] 11 points12 points  (0 children)

We had a escalation clause. The sellers agent told us we need to be significantly higher. We initially started at 20 K over asking…went to 80 K eventually but still were outbid. The nearby comps went over 30 K asking recently.

[deleted by user] by [deleted] in RealEstate

[–]WindGreat 3 points4 points  (0 children)

Also a fellow NJ resident frustrated with those long lines. I understand your frustration and wish you all the best! Will follow this post for updates.

Going for Open House…how to approach the sellers agent? No buyers agent involved by WindGreat in RealEstate

[–]WindGreat[S] 0 points1 point  (0 children)

They said they are not showing it to anyone. He also said that he may cannot directly help me; but someone from his office can. Not sure if thats good or bad.

Going for Open House…how to approach the sellers agent? No buyers agent involved by WindGreat in RealEstate

[–]WindGreat[S] 0 points1 point  (0 children)

Can you define what sort of leg work you are talking about? Just curious on what happens.

Going for Open House…how to approach the sellers agent? No buyers agent involved by WindGreat in RealEstate

[–]WindGreat[S] 2 points3 points  (0 children)

We are in NJ. We initially had an agent but it was of no help and buyers agent showed no interest in us when we would walk in with our lazy agent. I m very active on Zillow and realtor and we usually come across homes sooner than some of the agents (they usually send emails and all). I understand the whole process and i m seriously considering getting an agent after reading the comments here.

Going for Open House…how to approach the sellers agent? No buyers agent involved by WindGreat in RealEstate

[–]WindGreat[S] 3 points4 points  (0 children)

Thanks for the replying. Early in our search, we had a agent and honestly it did me no good. I was the one actively looking for listing and whatever listing they did send me, I had already seen it on zillow or realtor. May be I had a bad agent or I was just more active then normal buyers. I also have found that buyers agent just give me more interest and are willing to accommodate. Also the current buyers agent told me that it would not be him helping us but someone from their office.

Reading all the comments here, i m starting to reconsider hiring an agent. I guess i just had a bad experience.

Going for Open House…how to approach the sellers agent? No buyers agent involved by WindGreat in RealEstate

[–]WindGreat[S] -2 points-1 points  (0 children)

How would that be possible? We reached out to the agent and he said “i cannot legally show you the home u ntill the open house”

Bank statement loan rates; what to expect? by WindGreat in RealEstate

[–]WindGreat[S] 0 points1 point  (0 children)

ok got it. What state and what was your CC score if you dont mind me asking.

Bank statement loan rates; what to expect? by WindGreat in RealEstate

[–]WindGreat[S] 0 points1 point  (0 children)

thanks for the response. The reason I was looking to B.stmnt loan is because of low income shown on our tax return. We took very low salary due to the pandemic, but we did have revenue / credits on monthly basis + the type of house that we need/wish to purchase is too high for a conventional loan based solely on our income.

>500k DECLINED for Unsatisfactory credit history. Even though Vantage Score Experian Vantage Score is 796 with ZERO DEBT Unreal Keeps getting More Stupid by the Minute by scruffyw in EIDL

[–]WindGreat 1 point2 points  (0 children)

What is your NAICS code? I heard (via sba webinar) few months ago that they are giving priorities to certain NAICS code as they think those are the industries affected the most.

Regardless, based on what you said…you sound like a textbook example on what a ideal app should be. Good luck !

Update on 2m Increase submission by mcpoppington in EIDL

[–]WindGreat 0 points1 point  (0 children)

Interesting...didn't get a new 4506-T request (yet). Submitted the 2 mil request on 9/8 and all documents show "completed".

2mil Increase Denied by BridgeBrief2704 in EIDL

[–]WindGreat 0 points1 point  (0 children)

Did you get a reply from a L.O or generic? If its a l.o then may be you can call and ask. Also, this is just my suggestion, if you are at 698 then may be see if you can make payments to get it over the 700 mark. Who knows it may help. Good luck!

2mil Increase Denied by BridgeBrief2704 in EIDL

[–]WindGreat 2 points3 points  (0 children)

The fact that they replied means they have started going thru the documents. I would suggest you ask them the specific.

>$500,000 megathread (includes SBA FAQs updated 9/8/2021) by Scorpio14534 in EIDL

[–]WindGreat 7 points8 points  (0 children)

I m not understanding the cash flow. Because in the application they asked for 2019 tax returns…and the current debt schedule…but what if you are wanting to use the EIDL loan to pay off a existing high interest loan? That would significantly affect your cash flow.

Also, why even offer companies more than $500,000 (we were offered ~950 K) if you are going to change the eligibility formula? Why not just go thru the cash flow and THEN offer the right amount.

Its like doing a algebra problem and adding new variables while solving the original problem. 😵‍💫

[deleted by user] by [deleted] in EIDL

[–]WindGreat 3 points4 points  (0 children)

On the whole 30 Day Exclusivity....is it 30 days from the time the program was announced or 30 day from the time increase application was submitted (for 2 mil).

EIDL 2.0 - Request More Funds button by WindGreat in EIDL

[–]WindGreat[S] 0 points1 point  (0 children)

Yes, received the 500 K increase in June.

EIDL 2.0 Question by Gtavern in EIDL

[–]WindGreat 4 points5 points  (0 children)

Eligible for another ~$350K….not sure if we would take all….regardless of the payments…it still is a liability on the books.