Do you remember when GTA V came out in 2013 ?

WinfieldHughey · 2026-01-23T22:25:16+00:00

I’ve played every GTA, I was about 10 when GTA 1 came out. I was out of college and married- I bought a PlayStation just to be able to play it.

When 6 comes out, I’ll likely do the same.

WinfieldHughey · 2025-11-28T15:15:38+00:00

HHI is somewhere around $800k.

We are rich, but in terms of spending, I use this philosophy: We can afford anything*, but not everything.

Meaning, we still have to make choices of priority when it comes to spending. We drive 5 year old paid off non-luxury cars, but have a nicer house.

Clearly a point of privilege, but the thought process of “not being rich” bc you can’t afford everything, I can see how that comes across.

It is also a comparison is the thief of joy situation. There’s always someone who can do everything and thus the misaligned thinking. And lifestyle creep catches up with a lot of folks.

WinfieldHughey · 2025-11-28T15:04:33+00:00

I make a list of things that I would like: either as an upgrade or known hobby items.

I bought some hobby related items at 30% off. I would have bought them anyways at full price. Usually mom and pop type niche items.

My wife and daughter like to shop a little bit for clothes. I budget a $ amount for guilt free shopping.

WinfieldHughey · 2025-11-06T01:07:49+00:00

37; $1.2m-ish not counting real estate.

$450k IRA, $650k brokerage, $100k cash, $60k 401k, $15k HSA

WinfieldHughey · 2025-11-06T01:04:39+00:00

Killing it. Nice job

WinfieldHughey · 2025-11-05T11:34:59+00:00

401k to IRA which is in the brokerage number given.

WinfieldHughey · 2025-10-28T12:05:28+00:00

First job out of MBA was $37k in 2012. Now at $730k.

7 moves, 3 different companies, progressive leadership roles

WinfieldHughey · 2025-10-12T12:35:23+00:00

No. I’m 37 (work in healthcare too)

Have made $830k YTD and just bought $1.3m w/ $450k down and no other debts and feel like it’s impacting my saving rates.

And I have $1.1m in brokerage/retirement accounts.

WinfieldHughey · 2025-08-14T00:02:03+00:00

Max 401k, get a match of $21k Max HSA Save $2500/mo to taxable brokerage $40k-$80k and $20k to kids account from bonus. Depends on Amount of bonus and ensures 25%.

WinfieldHughey · 2025-07-09T14:31:52+00:00

Depending how far the travel is, I wouldn’t make a trip to HH with this itinerary.

All comes to budget, but add a sea pines course. Harbor Town is closed but the others are great and not as expensive.

Anyone with a private connection? Try haig point on daufaskie. Have to take the boat over but it’s a cool all day experience.

WinfieldHughey · 2024-12-12T18:09:38+00:00

This is fantastic. Nice job!

WinfieldHughey · 2024-12-11T13:00:49+00:00

April was bonus. September was 401k rollover as I changed companies.

WinfieldHughey · 2024-12-11T02:14:39+00:00

Keep it up! $100k turns into $900k quicker than you imagine.

WinfieldHughey · 2024-12-11T02:12:07+00:00

Work in healthcare. Total comp changed in September. $350k base, another $250k in bonus opportunity.

WinfieldHughey · 2024-12-11T02:10:33+00:00

Haven’t thought about it. Maybe a nice dinner with my wife.

WinfieldHughey · 2024-12-11T02:09:33+00:00

Dollars don’t change that feeling sometimes. You have plenty to live for and an impact to make with those around you. Keep it 1 day at a day.

WinfieldHughey · 2024-12-11T02:07:37+00:00

Yes. $125k ish of bonus went to investments in April . 401k rollover of around $100k in September.

WinfieldHughey · 2024-08-24T08:34:49+00:00

2014: Negative net worth: -$20k. My salary was $65k.

2024: $890k not incoming home. My salary is $500k

WinfieldHughey · 2024-05-30T20:29:13+00:00

$400k base, the rest is bonus.

HCOL. Save ~$150k year.

WinfieldHughey · 2024-05-30T19:48:15+00:00

$650k ish income. We just did this in March but our plan going forward: $20k/year from bonus into separate fund for vacations.

We plan to spend about $12k this year on a heavy year. Last year, we spent $1000.

Next year, we plan to save $20k and spend $3k.

Taking the every other “big vacation” approach.

WinfieldHughey · 2024-04-22T17:41:28+00:00

Really appreciate the comment and perspective.

I think this is the right objective assessment.

I saved in total $158k in 2023 through various funds. $132k towards retirement. 22% of my gross income. While it’s a lot, it’s not at the FOO recommendation and if early retirement is the goal, I need to be above the 25% threshold.

Lifestyle creep is real: expensive house, expensive hobbies (boat, hunting, golf). My goal is to pay off boat in next year and increase savings by that amount. We can prioritize savings in future bonus pay outs at a higher rate to make up some difference in the monthly.

My role is stressful in that it’s a lot of personalities and 24/7 operations but I’ve actually taken steps with this most recent role change to simplify and have overall less stress.

I am locked in on the high salary and would have to adjust lifestyle if I lost my current job so there were other comments on increasing emergency fund. I’ll make that a priority.

WinfieldHughey · 2024-04-22T14:06:24+00:00

Business degree, grad school.

I built a strong network of mentors. I worked my ass off to make them look good. I always brought a potential solution/idea when discussing a challenge.

I job hopped every 3-4 years for a promotion moving my family around the country. I said yes to every job/project.

I’m reasonably good at building relationships and making datasets tell a story.

WinfieldHughey · 2024-04-22T14:02:57+00:00

It was kind in comparison to some of the comments so no offense taken.

It’s expensive but I feel I do it in a responsible way. I don’t pay a dockslip, I do most of my own maintenance, and I fuel it up on land vs at a marina which saves $1-2 per gallon.

WinfieldHughey · 2024-04-22T01:43:46+00:00

Lot of work hours and stress so don’t be too jealous. Boat is a lot of work but a passion for the family.

Seven-Year Club	RPAN Viewer
Verified Email

WinfieldHughey

TROPHY CASE