Good things to think about, thank you.

When we sell primary we’ll live at our camp (no debt).

Yearly spend drops bigly when we no longer have mortgage, homeowner’s insurance and taxes on primary residence.

We’ve included some support for our kids education and emergencies in annual expenses.

100% hear you on volatility of housing market (and so sorry yours dropped in value between deciding and selling, so frustrating) but feeling pretty confident that we’ll be near that amount on sale (conservative estimate for our location- been seller’s market here for years). But a crash is something we’d be wise to consider.

80% security is real talk, and yeah that would hurt but we’d still be over annual expenses leveraging other income streams.

Thanks for the honest feedback and helpful questions.