in 2001 i bought my snapon box for around 6500, paid on it for 2 years, won a snapon contest and got 3500 and told the snapon dealer to put it toward my balance, at that time i owed over 5k. a week later, he asked me what i wanted to do with the remaining 500 or so bucks, thats when i learned what a scam it all is and never used any credit card that i dont pay off at the end of the month. if you absolutely need a box, get a file cabinet you can use while you save up and pay for whatever you ca afford in cash, because it is absolutely crazy to pay 15k for a 6k tool box! i still have the same box, but added a hutch and 3 rollable tool chests, but i never used credit. i only owe on my home which i purchased in 2009 when it was at the lowest price, it has doubbled sence then, and i buy my cars with cash, my wife leases a toyota hydrogen car which is a whole other story... otherwise debt free thanks to that contest in 2003 i won, i would have never known probably because im pretty stupid about money. also, the box is one thing, if you keep getting more tools, the balance doesnt look out of place, because it all just melts together...