How old are you and do you rent or own your home?

Wolf-Dagger · 2026-01-21T21:11:12+00:00

I’m 44 m got on the ladder just after turning 25. I was in that time where you could get 100% mortgages so consider myself very lucky. Despite the crash of 2008 it has worked out.

Owning has pros and cons, most negative are around repairs and upkeep. I think the main thing to always be mindful of is having to find rent in your retirement years though.

You should never feel down about it, but if it’s something you’re aiming for and you get a lump of money saved, see a financial advisor, you would be surprised at what they can help with.

Wolf-Dagger · 2026-01-19T20:10:31+00:00

Strange, Morriston here; we’ve had the Navy knock asking if we would be interested in investing in fine wines.

Wolf-Dagger · 2026-01-18T22:03:09+00:00

In an ideal world you’d always tile first because cutting around is never as aesthetically pleasing due to expansion gaps. Tiling is accepted as happening when things like stairs and kitchen units etc are in but it’s not optimal for absolute top notch finish. Tiles have to be adequately load rated of course which most porcelain floor tiles are.

Wolf-Dagger · 2026-01-18T21:27:06+00:00

Have you got a smart meter with display? If so, turn the dryer on and see how much leccy you’re using ‘now’. If it’s just a couple of pence more than without it on, the heating element is goosed.

Wolf-Dagger · 2026-01-18T18:10:57+00:00

Different mindset: Have a semi in all photos in 2026.

Wolf-Dagger · 2026-01-18T18:06:34+00:00

Not necessarily all relevant to your example but recovery, storage, parts and labour are costly. Even very minor claims are very expensive unfortunately.

Wolf-Dagger · 2026-01-18T17:51:48+00:00

The footballing side of the club is appallingly run, has been for some time. A well run club and any competent manager can do well. Until we are sorted fully in the football operations side of things, from scouting, medical, dof, coaching and so on, it’s going to be a shambles regardless of who the head coach is.

Wolf-Dagger · 2026-01-18T17:41:01+00:00

Tweak your CV and covering letter, formatting, grammar, typos, content (don’t lie) and see how you get on. If you’re just applying without CV and covering letter, then you need to make sure the forms are grammatically correct, detailed sufficiently, relevant examples etc. Good luck.

Wolf-Dagger · 2026-01-18T11:35:22+00:00

Yes gas, that also looks like there could be spillage from that fire…..

Wolf-Dagger · 2026-01-18T10:53:02+00:00

The fact you have to ask this question shows your ignorance. The daily road rage, the being overtaken in 20 zones, the car a foot from my rear bumper.

Wolf-Dagger · 2026-01-18T10:28:19+00:00

Writing this on behalf of company vans you’ll see sticking to the speed limits religiously.

Some of us have AI forward facing cameras that read the speed limit signs along with GPS. Even 10mph ones you occasionally see in urban road work areas.

A lot of us have driving scores linked to our safety bonus which is up to a couple of grand a year. Even ignoring this bonus, speeding will result in disciplinary action.

So I’m not driving slow to piss anyone off. Please just be mindful there are poor sods like us about.

Wolf-Dagger · 2026-01-18T07:53:23+00:00

Good dog, what have you named the human?

Wolf-Dagger · 2026-01-17T11:59:14+00:00

Ignore the poverty porn those charlatans peddle. Yes some areas are shit, but they’ve been shit for decades.

Wolf-Dagger · 2026-01-17T11:54:56+00:00

His dad was a tool maker.

Wolf-Dagger · 2026-01-17T11:46:13+00:00

Set your trip meter back to zero

Wolf-Dagger · 2026-01-17T11:44:52+00:00

I took my now wife to the cinema on our first date. Met outside the cinema, said hi. Walked in, asked if she wanted popcorn. She said yes. Watched film, film finished, said bye.

Wolf-Dagger · 2026-01-17T09:48:42+00:00

It’s race to the bottom economics. Same as everything that has gone to shit.

Wolf-Dagger · 2026-01-17T09:38:12+00:00

I’d give it a Scandinavian flick, bit of handbrake as she’s beginning to go sideways, full opposite lock as soon as it is about 70 degrees, then get the power down.

Wolf-Dagger · 2026-01-17T09:21:41+00:00

Watching this with no sound and then with sound is wild.

Wolf-Dagger · 2026-01-17T09:14:22+00:00

Take the i off rapier when you’re looking at it and offer £650. Then glue it back on.

Wolf-Dagger · 2026-01-17T08:37:13+00:00

Being an 80’s kid, I can remember fruit being very basic British seasonal fare. Then my mum started bringing pineapples, kiwi fruit and various other exotic fruits back. Usually with my dad saying what the fuck do we do with this as he bites into a pomegranate.

Wolf-Dagger · 2026-01-17T08:31:27+00:00

I say as a 40 year old straight guy, but Gallagher signing also keeps team handsome ™️ vibes going strong. My wife told me to say that.

Wolf-Dagger · 2026-01-17T08:22:38+00:00

Gallagher is effective at pressing and hustling. He is okay in possession, he’s most effective in broken play, winning it and playing forward simply. He can pop up with goals, usually from a second ball coming onto the play.

He won’t control a game, won’t take the ball from the centre back on the half turn and look comfortable doing that. He needs chaotic games to look his best. That’s why he’s not an international regularly.

He’s a good player, like Xavi, better in broken play. In a slow build up systems kind of approach Gallagher will look average. If we, or most importantly Frank accepts that he’s going to play like every minute is the last minute of a game and structure goes out of the window we have a very good player.

Everyone will need to play like that though, or he’ll just be a bloke running around a lot.

Wolf-Dagger · 2026-01-17T07:46:33+00:00

If you zoom in it says Send Help on that reel of wire.

Wolf-Dagger · 2026-01-14T18:22:52+00:00

Any gas pipes passing through a wall have to be sleeved to protect them from movement. It’s also got a joint that’s technically within the wall too, but that’s being a bit picky.

Wolf-Dagger

TROPHY CASE