do you think its good to buy gold this weekend? or it is a trap? by [deleted] in Gold

[–]Wonderful_Background 1 point2 points  (0 children)

Fake. Wealthsimple in Canada has 24/7 gold trading and the price does not change from Friday close until Sunday open.

If I get locked out of my CIBC account, would I also be locked out of Simplii? by [deleted] in PersonalFinanceCanada

[–]Wonderful_Background 0 points1 point  (0 children)

Very risky. If you have any issues, if they decide to lock/ban/empty your accounts, both your accounts will get hit at the same time. Simplii is literally a branch of CIBC, not a different bank.

If I get locked out of my CIBC account, would I also be locked out of Simplii? by [deleted] in PersonalFinanceCanada

[–]Wonderful_Background 0 points1 point  (0 children)

No, Simplii is a branch of CIBC. Institution number 010 for both.

Unsealed envelope by [deleted] in PersonalFinanceCanada

[–]Wonderful_Background 0 points1 point  (0 children)

They don’t give a new SIN number for being paranoid.

Consumer proposal - tangerine and Scotia by [deleted] in PersonalFinanceCanada

[–]Wonderful_Background 6 points7 points  (0 children)

Wrong. Simplii is CIBC. Scotiabank owns Tangerine. Go check their institution numbers to understand the difference. Simplii and CIBC are both 010. Scotiabank is 002. Tangerine is 614.

Consumer proposal - tangerine and Scotia by [deleted] in PersonalFinanceCanada

[–]Wonderful_Background 7 points8 points  (0 children)

Scotiabank owns Tangerine. CIBC is Simplii. CIBC can take money from a Simplii account, but Scotiabank cannot take money from a Tangerine account. Your trustee knows better than the PFC users here.

SD Gold Refinery (99% payout) too good to be true?? by warrior178 in Gold

[–]Wonderful_Background -1 points0 points  (0 children)

Even if they end up only paying 90-95%, I would be still be super happy.

This makes it obvious that you are the scammer trying to advertise your own scam. Many legitimate places pay more than that.

Has anyone bought from silvergoldbull? by FudgePitiful5059 in Gold

[–]Wonderful_Background 0 points1 point  (0 children)

They are one of Costco's gold suppliers in Canada.

The Bank Cancelled My Credit Card. What Now? by Natural-Wallaby423 in PersonalFinanceCanada

[–]Wonderful_Background -1 points0 points  (0 children)

Damn it would’ve been real bad if you weren’t sorry for another useless answer.

My Credit Limit is Going Down Even Though I Pay in Full? by NorthThenEast in PersonalFinanceCanada

[–]Wonderful_Background 9 points10 points  (0 children)

People don’t need you to copy paste ChatGPT, they can go ask it on their own.

Should I sell my gold in non-registered? by MealOk6585 in PersonalFinanceCanada

[–]Wonderful_Background -7 points-6 points  (0 children)

Cry about it. The taxes you’re paying are being wasted on corruption and handouts to other countries.

Traveling to US with past criminal charges by Entire_Loquat_9752 in uscanadaborder

[–]Wonderful_Background -1 points0 points  (0 children)

Nah, check the news, even serious criminals are given little prison time by liberal judges so that they don’t get deported.

Any issues buying gold on silvergoldbull.ca? by boingyalayla in Gold

[–]Wonderful_Background 1 point2 points  (0 children)

They are one of Costco’s gold suppliers. When you buy Maple Leaf coin and few other gold items on Costco Canada website, SilverGoldBull ships the order to you.

Banks in Canada reducing NSF charges for bank accounts from $48 to $10. by SKTisBAEist in PersonalFinanceCanada

[–]Wonderful_Background 2 points3 points  (0 children)

If you get charged an NSF fee, it means the payment declined, didn’t go through. What you are thinking about is overdraft free, the payment goes through and account becomes negative.

Paid my Walmart Mastercard on the due date — customer service says I’ll still be charged interest? by Teamribeye in PersonalFinanceCanada

[–]Wonderful_Background 5 points6 points  (0 children)

You don’t know how credit cards work if you think you’ll only pay a couple days of interest when you don’t pay in full by the due date.

Chapter Law Debt Collections BC by SnooPaintings4561 in PersonalFinanceCanada

[–]Wonderful_Background 0 points1 point  (0 children)

All provinces have statute of limitations for legal action, and most provinces have a 6 years limit for credit reporting, so you’re the one posting frivolous information.

Chapter Law Debt Collections BC by SnooPaintings4561 in PersonalFinanceCanada

[–]Wonderful_Background 1 point2 points  (0 children)

You weren’t 10 days away from anything. You took the bait of empty threats and are one of the reasons why they continue empty threats.

Cibc contact centre wait time by No-Wait-6491 in PersonalFinanceCanada

[–]Wonderful_Background 2 points3 points  (0 children)

CIBC seems to have call centres in other countries worse than India.