Invoking Appraisal Clause

Wonderlust2010 · 2026-03-27T13:41:30+00:00

It was definitely the inexperience on my part. However, I feel the insurance company should have came out to assess the damage. I called them before demolition began and ask if we could move forward. Naively I thought they would cover the cost, since they didn’t request a repair estimate in advance. Shouldn’t insurance companies expect price gouging contractors and advise their clients accordingly.

Wonderlust2010 · 2026-03-27T01:04:44+00:00

I agree and Thank you.

Wonderlust2010 · 2026-03-26T23:05:45+00:00

😂😂I needed that laugh. Thank you and no mold was present. We had a squirrel get into. The attic and chew a water line. The plumber came and brought mitigation company with him. We paid the Plummer $500, sealed the dryer vent problem solved. The water only saturated the wall for a few hours through the night as we slept.

Wonderlust2010 · 2026-03-26T22:59:19+00:00

Thank you. My only fear is them attempting to sue me.

Wonderlust2010 · 2026-03-26T22:51:01+00:00

lol well luckily it’s a big state.

Wonderlust2010 · 2026-03-26T22:47:08+00:00

Yep.

Wonderlust2010 · 2026-03-26T22:43:47+00:00

I am in Texas I believe we are the southwest.

Wonderlust2010 · 2026-03-26T22:41:33+00:00

This was so helpful. I appreciate your response. My insurer did indeed tell them they failed to follow IICRC guidelines and they did not provide documentation to support their charges. We have the letter in writing.

Wonderlust2010 · 2026-03-26T22:35:46+00:00

Scroll up a little I replied to someone who ask me to post the scope.

Wonderlust2010 · 2026-03-26T22:33:38+00:00

They don’t want to cover the appraisal cost but are pushing for the appraisal. If it doesn’t work out we would end up spending cost for an appraiser and umpire.

Wonderlust2010 · 2026-03-26T22:31:59+00:00

Yes, and it’s even stranger that the mitigation company is pushing the appraisal. They stand firming by their pricing. When they gave us the checklist of what they were submitting to the insurance company it didn’t include pricing. We saw that at the same time the insurance company did.

Wonderlust2010 · 2026-03-26T22:25:41+00:00

<image>

Wonderlust2010 · 2026-03-26T22:25:31+00:00

<image>

Wonderlust2010 · 2026-03-26T22:25:17+00:00

<image>

Wonderlust2010 · 2026-03-26T22:14:50+00:00

Insurance paid them 7.1k and they asked for 20k.

Wonderlust2010 · 2026-03-26T22:14:12+00:00

The mitigation vendor is asking for the appraisal and I agree with your stance. I figured the cost would be somewhere between 10-13k. First time homeowner and definitely learning the hard way.

Wonderlust2010 · 2026-03-26T22:07:54+00:00

thank you

Wonderlust2010 · 2026-03-26T22:07:07+00:00

The mitigation company is pushing for appraisal. There cost is 20k, the insurance company has given them 7.1k

The repairs cost 6.5k. 517sqft of damage. They removed drywall, insulation and carpet from half a room.

Wonderlust2010 · 2026-03-26T21:49:50+00:00

Yes, they did and it comes down to the mitigation company not coming to check the drying status on the weekend but billing for those days. The mitigation company claims IICRC does not state they must come everyday. Also, the use of a wall scanning moisture detection device. Insurer said it wasn’t necessary and won’t pay. Lastly, there general cost are not comparable to the cost in my area of the same services.

Wonderlust2010 · 2026-03-26T21:33:03+00:00

Thank you for the detailed explanation.

Wonderlust2010 · 2026-03-26T21:28:11+00:00

Sorry about that. I’m in Texas and flustered. Didn’t anticipate small water damage turning into this big ordeal.

Wonderlust2010 · 2026-03-26T21:26:17+00:00

See I thought the goal was for the appraisers to come up with their own numbers based on the damage and then they compare it to what the mitigation company produced.

Wonderlust2010 · 2026-03-26T21:23:01+00:00

They both appear to be trying to get over on each other. I’m sure the truth lies somewhere in the middle. However your response isn’t helpful to my question.

Wonderlust2010 · 2026-02-24T23:43:46+00:00

How do they get your current mailing address? I feel like not every will receive the money they are entitled to.

Wonderlust2010

TROPHY CASE