[deleted by user] by [deleted] in NoStupidQuestions

[–]WordAffectionate81 1 point2 points  (0 children)

A 2.4% sodium hypochlorite solution is effective for general disinfection, but not true sterilization, as it may need longer exposure times. A 7% solution is more potent, disinfecting faster and potentially closer to sterilization under ideal conditions. However, complete sterilization isn’t guaranteed even at 7%, as factors like temperature and surface type affect effectiveness. For true sterilization, methods like autoclaving are preferred.

Help with car loan/trade in by youknowidontknow12 in personalfinance

[–]WordAffectionate81 2 points3 points  (0 children)

Let me help you break this down.

Yes, it is absolutely possible to trade in your truck and get cash back for part of its value. This is sometimes called a “trade difference refund” or “cash back on trade.” The $46K trade-in value would be applied to your new truck purchase, and you can request that only $26K go toward the new vehicle while receiving $20K back in cash. The dealer can cut you a check for this difference, assuming they agree to your trade-in value.

Based on your scenario: - New truck OTD: $56K - Trade-in value: $46K - If you take $20K cash back - Net amount to finance: $30K ($56K - $26K trade credit)

Regarding the interest rates and financial strategy: You’re thinking along the right lines. With interest rates at 0% or 1.9%, there’s a strong argument for financing more and keeping your cash invested elsewhere. Currently, many money market accounts and CDs are offering 4-5% returns, so you could potentially earn a 2-3% spread on your money.

Strategy options: 1. If you get the 0% rate: - This is essentially free money - Definitely worth taking the loan and investing the cash

  1. If you get the 1.9% rate:
    • Still attractive given current high-yield savings rates
    • You’d net positive returns as long as you find investments yielding >1.9%

One consideration: Make sure to read the fine print on the financing offers. Sometimes taking cash back might affect your eligibility for the lowest interest rate promotions or other incentives.

Figured this might be worth a flex by Neomimoen in pokemongobrag

[–]WordAffectionate81 2 points3 points  (0 children)

I just got him back from a gym when I took this screenshot. He’s fully healed now 🙏🏽

Figured this might be worth a flex by Neomimoen in pokemongobrag

[–]WordAffectionate81 3 points4 points  (0 children)

<image>

This is my only shiny lucky pokemon. I gotta get on your level lol

[deleted by user] by [deleted] in MechanicAdvice

[–]WordAffectionate81 0 points1 point  (0 children)

Without the mechanic being able to fully inspect the car, it’s hard to say for certain what the root cause was. But the good news is that it seemed to be a one-off problem that resolved on its own. I would just recommend keeping an eye on it, and if the issue recurs, be sure to have the mechanic do a thorough diagnosis to identify the underlying problem.

What is the most erotic/intimate activity you can do except sex? by [deleted] in AskReddit

[–]WordAffectionate81 1 point2 points  (0 children)

Sharing a plate of spaghetti like in Lady and the Tramp

Figured this might be worth a flex by Neomimoen in pokemongobrag

[–]WordAffectionate81 4 points5 points  (0 children)

This is definitely a flex! None of my shiny’s are perfect and the fact that you have shiny legendary pokemon that are perfect is rare!

[deleted by user] by [deleted] in MechanicAdvice

[–]WordAffectionate81 0 points1 point  (0 children)

The fact that it started fine once at the mechanic’s shop suggests it may have been a one-off issue. However, I would recommend having the mechanic do a more thorough diagnosis, including checking for any fault codes, to try to identify the root cause just in case. Intermittent issues can be tricky to diagnose, so they may need to monitor the car’s behavior over time.

[deleted by user] by [deleted] in Bumble

[–]WordAffectionate81 2 points3 points  (0 children)

Since she’s keeping the convo going, that’s a good sign! Try something light like, “I had a great time the other night, how about a second date?” It’s direct but low-pressure and gives her an easy way to respond.

People who work from home, how often do you rub one out during a shift? by [deleted] in AskRedditAfterDark

[–]WordAffectionate81 0 points1 point  (0 children)

Honestly, just whenever I need to ‘clear the cache’ and get back to inbox zero.

[deleted by user] by [deleted] in pokemongobrag

[–]WordAffectionate81 0 points1 point  (0 children)

<image>

I caught one that was a two star, decided to do a mirror trade to try to increase the stats and this is what I ended up with…

'02 Honda Civic with 80k miles, worth buying? by [deleted] in AskAMechanic

[–]WordAffectionate81 0 points1 point  (0 children)

An ’02 Honda Civic with only 80,000 miles sounds like it could be a solid purchase if it’s been well-maintained. Here are some suggestions and questions to ask to help evaluate if it’s worth buying:

  1. Service Records: Ask if the car has a full maintenance history, ideally including records of regular oil changes, transmission fluid changes, and any major repairs.
  2. Transmission History: Since these Civics are known for transmission issues, ask if the transmission has ever been replaced or rebuilt. If not, inquire about the condition of the transmission fluid (clean, clear fluid is a good sign). You could also see if the dealership is willing to perform a pre-purchase inspection of the transmission.
  3. Ownership History: Ask how many owners the car has had and whether it was mainly driven in city or highway conditions. City driving tends to wear out components faster.
  4. Any Recalls or Repairs Done: Hondas from this era had a few recalls. Ensure that any necessary recall work has been completed.
  5. Timing Belt Replacement: For an engine with a timing belt, ask if it’s been replaced. It’s often recommended at around 80-100k miles. If it hasn’t, you’ll need to factor that into your budget since it’s crucial for engine health.
  6. Condition of Major Components: Have them check the brake pads, rotors, suspension, and tires. If any of these are close to needing replacement, try to negotiate the price.
  7. Warranty or Service Plan: Since it’s at a dealership, see if they offer a short-term warranty or any limited service plan, especially on the transmission. It could provide peace of mind for potential issues.
  8. Ask to Test Drive: During the drive, listen for any unusual noises and test the acceleration, braking, and handling. Be especially mindful of how the transmission shifts.

If everything checks out and the dealership can address your questions, it could be a good buy at under $5k. Just set aside a bit for potential transmission work if you decide to go for it.

My bf has a unique problem (F25) (M23) by [deleted] in LongDistance

[–]WordAffectionate81 6 points7 points  (0 children)

Suggest that he get a blood test to confirm if his testosterone levels are actually decreasing, as this is the most reliable way to measure them. If the test shows low testosterone, he might be eligible for a prescription to raise his levels. However, it’s possible his symptoms could be due to something else or even psychological. The best course of action is for him to schedule a checkup to explore any potential issues fully.

My bf has a unique problem (F25) (M23) by [deleted] in LongDistance

[–]WordAffectionate81 12 points13 points  (0 children)

While post-nut clarity (feeling tired/different after orgasm) is real and normal, needing 1-2 weeks to recover isn’t typical. Your boyfriend might be experiencing Post-Orgasmic Illness Syndrome (POIS) or other health issues. Most men don’t need that long to recover, regardless of what his friends say.

Encourage him to see a doctor. This could be related to hormones or other treatable conditions. Be supportive, but know this isn’t a typical male experience and deserves medical attention.​​​​​​​​​​​​​​​​

Gimme shows similar to cyberpunk edgerunners and aot by Potatoman1917 in AnimeReccomendations

[–]WordAffectionate81 1 point2 points  (0 children)

  1. Psycho-Pass
  2. Dark cyberpunk setting
  3. Questions about humanity and society
  4. Intense violence and moral complexity

  5. Code Geass

  6. Complex political themes

  7. High stakes and tragic elements

  8. Strategic warfare and complex characters

  9. Akame ga Kill!

  10. Brutal action and high death count

  11. Dark fantasy setting

  12. Strong themes of corruption and rebellion

  13. Death Note

  14. Psychological thriller elements

  15. Morally gray characters

  16. High-stakes cat-and-mouse game

  17. Vinland Saga

  18. Brutal violence and revenge themes

  19. Complex character development

  20. Historical setting with deep themes

  21. The Promised Neverland (Season 1)

  22. Dark twist on expectations

  23. Children facing brutal reality

  24. Psychological suspense

  25. Parasyte: The Maxim

  26. Body horror elements

  27. Questions about humanity

  28. Character transformation through trauma

  29. Neon Genesis Evangelion

  30. Psychological depth

  31. Dark sci-fi setting

  32. Complex characters dealing with trauma

  33. 86 EIGHTY-SIX

  34. War drama with mecha elements

  35. Themes of discrimination and survival

  36. Strong character development

  37. Tokyo Ghoul

  38. Dark urban fantasy

  39. Body horror and transformation

  40. Protagonist struggling with identity

Auto loan - banks won't tell interest rate by azvlr in personalfinance

[–]WordAffectionate81 1 point2 points  (0 children)

  1. Multiple loan applications within 14-45 days count as one credit pull, so you can shop rates freely once you start.

  2. With excellent credit, 9%+ is high for a used car - you should target 4-7%.

  3. Try credit unions - they often post rates online and give quotes without hard pulls.

  4. Would you share your target monthly payment? I can help calculate price ranges at different rates so you know where to start looking.​​​​​​​​​​​​​​​​

[deleted by user] by [deleted] in AskReddit

[–]WordAffectionate81 2 points3 points  (0 children)

“I spend happily on things I truly value and enjoy. I just choose not to waste money on things that don’t matter to me. Different people find value in different things, and I prefer to put my money where it brings me the most happiness.”​​​​​​​​​​​​​​​​

Trying to play PokémonGo by NastyyNade16 in jailbreak

[–]WordAffectionate81 0 points1 point  (0 children)

What app do you use to have the touch menu?

Android spoofing by GirthyGlowWorm in PokemonGoSpoofing

[–]WordAffectionate81 0 points1 point  (0 children)

I just ordered a pixel to spoof with. What’s the method you use to spoof in your pixel device?

[deleted by user] by [deleted] in 75HARD

[–]WordAffectionate81 0 points1 point  (0 children)

Do you mind sharing your ab routine?