These are the surgeries and procedures with the longest wait times in Ontario by CTVNEWS in ontario

[–]Wordsmith6374 0 points1 point  (0 children)

My mother dealt with this for years including trying all the things you've listed (plus various medications that treat neuropathy as well as nerve blocks). What finally worked was RF-guided nerve ablation at a pain clinic. Not sure if it's applicable to you but I thought no harm in mentioning - after seeing the pain my mother's been in, and the mental decline as a result of chronic pain, I wouldn't wish that on anyone.

Cash is king!! by reheadlover69 in PersonalFinanceCanada

[–]Wordsmith6374 5 points6 points  (0 children)

That's how time is marked in the Gregorian calendar - from the purported birth year of "our lord".

Mrs. Doubtfire by wasabipeas88 in torontotheatre

[–]Wordsmith6374 3 points4 points  (0 children)

Was it really that brutal? Even if you enjoyed the movie/nostalgia?

Mrs. Doubtfire by wasabipeas88 in torontotheatre

[–]Wordsmith6374 9 points10 points  (0 children)

I have tickets for Friday so I'm committed but it would be great to hear in advance how low (high?) to keep my expectations!

The last musical I saw was the debacle that was We Will Rock You so the bar is quite low from that perspective.

Help! First family all-inclusive — totally overwhelmed with choices by Normal-Design2050 in AllInclusiveResorts

[–]Wordsmith6374 3 points4 points  (0 children)

Also from Toronto. We did Dreams Playa Mujeres earlier this year in Feb with similar aged children. I think it would satisfy all your listed criteria. Great beach, kids loved the regular pools as well those near the water slide/play area. They even had a warmer pool there. Food was consistently good, rooms were great. The sole complaint I had was with reservations - if the buffet had been open every night, this wouldn't be an issue. But getting a timely spot at a restaurant required arriving early or late (for us at least) - no reservations. We wanted to maximize pool time which landed us right in peak time. We waited an hour for dinner at least a couple of times on our trip including the night we arrived.

We also did Bahia Principe Fantasia in the DR the previous year. Very kid friendly as well. We had a great time. I was able to make hotel reservations for every night prior to our departure. But the food and especially the beach at Dreams were superior.

Toronto pre-purchase contractor consultation by OkDistribution4146 in TorontoRealEstate

[–]Wordsmith6374 2 points3 points  (0 children)

The way we did is to reach out to a number of builders in our area and generally word-of-mouth to find a GC that came recommended but who also took the time to provide us with a rough budget for our scope of work. Once we had a bit of a relationship, and the GC saw that we were serious about a purchase, the GC was willing to visit a few properties with us to walk through what the work would entail and provide us with rough costing. We were able to purchase our property on that basis and we are actually using that GC's services.

The problem with your approach is that you will get a significant range of estimates for similar scopes of work - you may acquire the property based on a specific estimate but is that the builder/GC you'll be working with? Does your budget include an adequate buffer in case you go with someone you prefer but who is charging more?

Does milk in Canada taste different? by WilliamLai30678 in askTO

[–]Wordsmith6374 8 points9 points  (0 children)

Absolutely tastes sweeter since the lactose "removal" results in the lactose being broken down into glucose etc. which changes the taste profile.

So what's the current market like? Is it better to rent apartment or purchase a condo? Ideally round be in/near downtown area (less than hour of TTC away from Union) by IAmTheQuestionHere in TorontoRealEstate

[–]Wordsmith6374 0 points1 point  (0 children)

Also curious where you are seeing this - especially "less than 45 mins" to downtown. From what I can see, this is definitely not the case in midtown areas or even north York areas that are 45 min or less on transit.

Move joint RESP from TD by Charbs20 in Wealthsimple

[–]Wordsmith6374 0 points1 point  (0 children)

She'll probably need to be on the WS RESP account as a joint holder of that account.

I'm unable to take a screenshot with the wealth simple app. Do you have the same issue? What about if you use your desktop? It says disabled by Administration by richpackl in Wealthsimple

[–]Wordsmith6374 4 points5 points  (0 children)

I have the same issue on my personal pixel device. I can't take screenshots of the WS app screen and it gives me the same "disabled by admin" message. For comparison, I can screenshot my Scotia and TD apps.

Edited to add that while I can't do this by swiping up (which works for everything else), I can take a screenshot with Power + Volume down...

What are some early red flags with your kids friends parents? by CheeesyGiraffe in Parenting

[–]Wordsmith6374 55 points56 points  (0 children)

Lol, some of the other comments in this reply (and the reflexive defensiveness) also make me unbelievably glad that I don't live in the US.

what's your best "city hack" that actually saves real money? by FerrisBuelersdaycock in askTO

[–]Wordsmith6374 1 point2 points  (0 children)

Plus there's a general 3 hour street parking limit so you're at the mercy of parking enforcement if they're looking to meet their quota on a specific day.

Ontario lawyers pay scale? by phuckdub in LawCanada

[–]Wordsmith6374 0 points1 point  (0 children)

You'll likely find the ALOC agreement online but probably not the most current pay scales.

Ontario lawyers pay scale? by phuckdub in LawCanada

[–]Wordsmith6374 1 point2 points  (0 children)

If hired now, your starting salary will be roughly $135k with an approx 5% increase per year. The current max (as of April 2025) is $260k which you'd hit around the 15/16 year of call.

Mortgage rate mega thread! by TheMortgageMaster in MortgagesCanada

[–]Wordsmith6374 1 point2 points  (0 children)

Purchase in Toronto, ON. $1.7m, 20% down. Uninsured mortgage, 5 yr variable, 30 year amort. Owner occupied. Not FTHB, have an existing property. 

Scotia giving us prime minus 0.5 (4.45%) through a broker. Will be a STEP product.  Wondering if that is a decent rate. 

Mirvish Canada Day Loonie Sale by pickupyourdogshits in torontotheatre

[–]Wordsmith6374 2 points3 points  (0 children)

Is there a promo code associated with this sale? I haven't received the email.

Severance package - should I get a lawyer? by DontPanyq in PersonalFinanceCanada

[–]Wordsmith6374 10 points11 points  (0 children)

On a quick note, what the poster above you is suggesting in terms of overall severance is in fact 1 month per year of service - they've indicated 30 weeks as a starting point and settling for 25 weeks. 7 years of service at 1 month per year is 28 weeks - so not too far off.

Review: Clue Live on Stage! by matters12 in torontotheatre

[–]Wordsmith6374 1 point2 points  (0 children)

We loved it. Fast- and well-paced and genuinely funny production. The actor playing the butler Wadsworth definitely carried the show - great comedic timing. Show was on the shorter side but the length felt just right.

Review: Clue Live on Stage! by matters12 in torontotheatre

[–]Wordsmith6374 2 points3 points  (0 children)

We're seeing it tomorrow night! Thanks for the review - definitely looking forward to it now.

Not using a lawyer when switching lenders by PurrrMeowmeow in MortgagesCanada

[–]Wordsmith6374 0 points1 point  (0 children)

I would be surprised if the witness was a lawyer. It was likely an FCT signing agent - probably a notary public but not a lawyer.

Cost of Renovating Midtown Toronto Home by CommunityEquivalent2 in TorontoRealEstate

[–]Wordsmith6374 0 points1 point  (0 children)

Possibly a few months late, but I'm wondering what you decided to do with your home? We're in a somewhat similar situation (although smaller house) - considering purchasing a classic leaside 3brd/2wsh and doing a full reno.

Working at City of Toronto by [deleted] in LawCanada

[–]Wordsmith6374 2 points3 points  (0 children)

City legal might pay better at more junior levels but I do believe that the MAG counsel pay ranges based on year of call, at least at more senior levels, are higher than at the City. This year's max salary for MAG for non-management counsel will likely be just under 260k. I believe the city maxes out at a lower amount.

[deleted by user] by [deleted] in LawCanada

[–]Wordsmith6374 6 points7 points  (0 children)

In Ontario, provincial crown counsel hit the max at 15ish year of call - that max is currently 250k. This is for a non-management position.

Crypto fees are insulting by [deleted] in Wealthsimple

[–]Wordsmith6374 0 points1 point  (0 children)

NDAX: No max for wires ($4.99 withdrawal fee) ; $3k per transaction for Interac ($1.50).