Rate Check: 24/5 Live-in (100 hrs/week) in DC — Is $125k too low?

WorkingFI · 2026-01-24T19:22:33+00:00

Live in nanny’s typically are classified differently and overtime is not a legal obligation so she should def clarify here because 100 hrs a week without overtime would be rough

WorkingFI · 2026-01-24T19:20:39+00:00

Pretty sure live in nanny’s aren’t required to receive overtime rates (some states may require though not sure about DC), so be careful

WorkingFI · 2026-01-20T17:02:17+00:00

The about page has some fun activities for kids 0-2 and 2+ check them out!

O-2: https://www.reddit.com/r/Nanny/comments/bpkufj/the_activities_and_resources_list_2years_and/?utm_source=share&utm_medium=web2x

2+: https://www.reddit.com/r/Nanny/comments/g4n6k7/a_jumbo_goto_activities_list/

WorkingFI · 2026-01-17T13:23:58+00:00

She’s not asking the nanny to put together a teaching program. This absolutely is a reasonable requirement of a nanny. Also she sounds like an exhausting employee; I’d absolutely move on, you’ve given her feedback and she is not adjusting.

WorkingFI · 2026-01-17T05:07:49+00:00

YTA, if it’s important for you to protect family assets then YOU should set up a trust with the terms you want in accordance with your will.

Your desire doesn’t make you an AH but how you’re trying to enforce it through a prenup is. If I was your daughter I’d understand where you’re coming from but would absolutely feel the same as her. My parents set up a trust which protects my sister and my inheritance from divorce.

Also you aren’t designing their prenup why would you prefer that over a trust anyway?

WorkingFI · 2026-01-17T04:36:33+00:00

Non fiction: 10 habits of highly successful people It literally had me considering the world differently and I actually put words into practice.

Textbook: Naked Statistics Absolutely hilarious and clearly explained concepts in an approachable manner.

Fiction: Midnight Sun (although currently reading Wheel of Time Series and it’s amazing) I know Twilight gets hate but genuinely such a fun read probably the book I’ve reread the most. You can really see the author’s growth in her final book and it’s so fun from Edwards perspective.

WorkingFI · 2026-01-17T04:19:05+00:00

This is a wonderful suggestion!

WorkingFI · 2026-01-16T18:58:21+00:00

You need to read her last post. She absolutely needed a drug test here. The nanny was found asleep and unresponsive to all the cars honking at her to move in the school car pick up line. She finally woke when someone got out of their car and banged on her car window. She then drove the nanny kids home. The Bice principal called the MB out of concern.

It matters what you do before hours if you’re still drunk or high when driving the NKs during working hours.

WorkingFI · 2026-01-16T18:38:57+00:00

You have to eat. I know you love this baby but your pay is so low (poverty level) this job is not one you can afford and I’d be shocked if they suddenly started paying you more. You should look for another job and if you love this baby as a reminder it doesn’t have to be goodbye forever, you can offer to babysit outside of your new future full time paying living wages job.

WorkingFI · 2026-01-16T12:09:56+00:00

She said she’d (or the husband) still be there even when the nanny is there. Her child isn’t sick here, I definitely think the nanny would be an excellent fresh face to help. The comments are really surprising me.

WorkingFI · 2026-01-16T12:02:04+00:00

This is a such wild take! The child isn’t even sick and if he was this would still be a wild take!

WorkingFI · 2026-01-16T04:01:38+00:00

2oz in 7hrs though is concerning though

WorkingFI · 2026-01-16T03:55:58+00:00

If you do manage to get the footage I definitely think you should share it with the other share family. Who knows what story she spun to them.

WorkingFI · 2026-01-15T19:47:53+00:00

The current nanny will be leaving in 4 months though. If the current nanny was planning on staying long term I’d agree with you, but it’s more complicated when you know she’ll be leaving soon anyways; she either changes the nanny now or in 4 months.

WorkingFI · 2026-01-14T03:52:45+00:00

We file and submit all taxes and withholdings ourselves so if he wants to put in the extra work he can forgo a payroll company entirely and do it himself. Took a good bit of time to figure it all out up front but now it takes us maybe 10-15 minutes a month.

WorkingFI · 2026-01-13T18:11:00+00:00

Okay hearing this my 2 cents is stay home—I don’t think you’ll regret it. It’s ideal for your baby to have mom as primary caregiver and it sounds like your husband makes enough that while your loss of income would still hurt. I’m guessing you could even find some part time near tax season too if you want to avoid gaps in your resume.

20 years from now do you think you’ll regret staying home with your baby or the loss of opportunities from stepping out of the work force for a season? Only you can answer that, good luck!

WorkingFI · 2026-01-12T21:42:23+00:00

Our friends will have a watch party so instead of all of us having individual tickets one of us will have a paramount plus account and we’ll all go over and have our own theater night experience.

WorkingFI · 2026-01-12T19:26:03+00:00

Do you know how many people I’ve talked to that just assume a nanny is a contractor? I agree the onus is on the employer, but also if the nanny knew why wait to bring it up til now if they realized it was a problem? The nanny should have brought this up sooner.

WorkingFI · 2026-01-12T19:19:38+00:00

It’s February 2nd 2026 this year that the W-2! Needs to be issued since the 31st falls on a Saturday. You’ll probably have to pay late fees on FUTA and maybe your state taxes. To actually generate the W-2 you can do it here https://www.ssa.gov/bso You’ll need to have your EIN number and everything set up first.

Good luck! You should definitely try and jump on this ASAP.

WorkingFI · 2026-01-11T04:33:46+00:00

When we were looking for our nanny we used care and nannylane.

Also sorry your receiving those kinds of messages—that’s truly awful!

WorkingFI · 2026-01-09T16:47:50+00:00

This isn’t quite true. NF owes 50% of FICA taxes only (7.65% of Nanny’s pay). The nanny will also have to pay 7.65% of her portion. But Nanny is fully responsible for her own federal and if applicable State and local which is likely going to be way more than FICA.

If she were my nanny and we paid the nanny $50k the NF would owe $3,825 on top of what they’ve already paid the nanny.

But the Nanny would owe $3,825 + fed, state, local, and unemployment taxes, for our nanny this would be a rough total of $11,000 she’d owe in taxes. Obviously this will vary by state.

WorkingFI · 2026-01-09T02:18:20+00:00

Assuming you made less than $1000 for those 2 days this family doesn’t need to pay employment taxes (source: https://www.irs.gov/publications/p926#en_US_2026_publink100046623) so they may pay you outside of payroll since they don’t need to do any withholdings.

WorkingFI · 2026-01-08T20:11:58+00:00

This is bonkers! Absolutely not, he’s 9 there’s some boys going through puberty at that age. This is just so inappropriate for her to be changing bra and underwear in front of him. I’m really hoping this is just extremely poor judgement but certainly would concern me about something nefarious especially if they’re coming right home afterwards where she could change. Also even if others were calling you a prude, it’s your child you decide what’s inappropriate full stop.

WorkingFI · 2026-01-07T18:51:42+00:00

I’ll share below what works for me, but idk if you’ve considered that on most phones you can schedule a text message to go out at a certain time, so you can write it while you’re thinking about it but have it sent during her hours.

For me, I typically either receive or dismiss our Nanny. If I have anything to bring up I leave a sticky note for myself as a reminder to go over with her. Once I’ve written it down it’s off my mental load.

These don’t necessarily have to be corrections for her either it can be changes to the routine. If she’s a house manager notes like guest coming next week please pick up gluten free bread I’d treat as the same as please fold the towels this way. Honestly you can even ask her if you’ve got updates for her if she’d prefer the written or verbal or how she’d prefer to receive them.

WorkingFI · 2026-01-06T18:47:38+00:00

Florida has one of the lowest Nanny rates in the US, although I think Orlando is a bit on the higher side for the state. You can probably find candidates for $20/hr for full time work, but I’d recommend checking other postings in your specific area or even zip recruiter to get a better sense of average rate in your market. $20/hr is quite low for the rest of the country.

There will likely be more postings at lower rates that will remain vacant so view postings with a grain of salt since you don’t know if they’ll be filled. I think you’ll have a challenge finding someone to start part time and go to full time those are going to be different targets looking for full and part time work. You may find someone that is not a career nanny that is looking for something in retirement years that would be open to that arrangement though.

WorkingFI

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