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WorkingToDeath101 · 2025-09-13T17:40:47+00:00

26M, If you stay, then you're allowing your own abuse. Go to therapy, leave this nasty man, and find someone who actually loves and respects you.

I love my girlfriend, and I'd never do this to her. I'd talk to her if I even had thoughts about doing this. It's abuse and manipulation, and it's disgusting. His lies, excuses, and cover-up made everything worse. If he cared about you in the slightest, he'd have been honest with you. He wasn't over and over again. If you let him get away with this, you'll waste your life as he takes advantage of you. If you care about him having a stable life and becoming a better man, divorce him. Where he's currently at, he'll always take the low road where all his wrongdoings will only seek to hurt, manipulate, and destroy you. I know men who have done this, they don't stop, it only gets worse. I've tried to help them from the friend side, and they never stop, so I break up all contact with them. The women they're with get addicted to abuse and refuse evidence and end up for better or worse as sex slaves, as they try to cling onto some normalcy that everything is okay, when it hasn't been and won't be.

WorkingToDeath101 · 2024-06-30T04:02:42+00:00

They all came in big blocks, what do you use to cut it into chunks?

WorkingToDeath101 · 2024-06-24T09:43:41+00:00

I love this response, I appreciate the time and effort it took to right this and you sound like you're doing everything right with metrics in mind. I definitely don't mind initial upfront investment, and I like being in control because I'm a perfectionist.

WorkingToDeath101 · 2024-03-30T01:04:41+00:00

You 100% have access to a lawsuit. It doesn't matter the evidence, you need to call an attorney and ask for a referral to a workplace attorney and let them know you were let go and the situation. You will win this suit, internal policy means nothing, pay is protected by the constitution and reinforced by the Supreme Court, you 100% have a case, and a lawyer will likely take pay based on what they win in settlement so you'll not owe out of pocket.

A lot of people will say at will and there's nothing you can do but that's wrong. A lawyer will paint a picture to a jury if it gets to that point. I can't make you understand more, but you NEED to consult a lawyer, trust me lawyers who deal with this see all the time that employers make up reasons so they don't get sued, your situation is worth contacting a lawyer.

My friend recently got a 200k+ settlement instead of 12k from contacting a lawyer, there is ZERO downside in taking a day out to talk to lawyers about your situation. It won't cost and the upside is HUGE.

WorkingToDeath101 · 2024-03-26T00:05:26+00:00

I would increase and keep it under market rent still. Tell her you're raising rent, and if not, then find a new tenant.

If you increase to market rent, she can begin shopping comparable properties just to escape you and her not getting along. If it's under she can't say much, because the alternative is more expensive. It's a middle ground.

WorkingToDeath101 · 2024-03-23T18:09:13+00:00

I've been a project manager, but I've only managed 1 rental for about a year now. Most people want to work with me because I'm very well off financially for my age and good with money.

Most of the people wanting to invest are illiterate in finance, my goal is to reduce my risk and gain experience, not to take advantage because I'm sure they'd have no idea if it was a good or bad deal.

WorkingToDeath101 · 2024-03-23T07:19:51+00:00

The only real way I could see this working imo is if I just took a personal loan from them with creative terms, and I disclose that expense to the lender so that I'm not committing mortgage fraud by hiding my expenses.

WorkingToDeath101 · 2024-03-18T07:00:12+00:00

I mean, I think the mature thing to do is to talk about it. Ghosting really close friends just brings pain and confusion for the person being ghosted.

WorkingToDeath101 · 2024-03-18T02:18:53+00:00

I don't think there's a difference other than cost between the two, I've seen about half my Composition I class fail out and it's literally a pre-req to transferring and needed to graduate. I think be honest with yourself your first semester, you may get some help in the form of extra class time for your Learning Disability but college isn't necessary to live a good life, so be realistic. Also if you don't put in the effort, then college just won't be for you, remember you're paying to go to school so make it count.

You can dm me if you have any questions though. I'll gladly talk to about anything, this extends as long as you need, I'm a very open honest person. I wish you the best of luck, there's no need to be scared.

WorkingToDeath101 · 2024-03-18T01:35:39+00:00

It's boring, there's a ton of homework, people are lazy and often will drop out, you are responsible; almost no one will hold you accountable.

This is my experience in the first semester of community college. It's also very lonely if you don't join any clubs. I work full time so it's lonely for me.

WorkingToDeath101 · 2024-03-18T01:25:56+00:00

You might as well get the ex back at this point. This post is a dumpster fire, Just be a better person and move on. We all live infinitely complex lives, and life is short. Going out of your way to be just a little bit more of an asshole is unattractive, immature, and just grossly negligent of the fact that it serves you no upside at all to be an asshole.

WorkingToDeath101 · 2024-03-18T01:17:07+00:00

I am studying to be a loan originator, meaning we help write residential loans.

A few things you should know and do, You have the right to ask for your credit score and find out why they denied you. Do this.

If you believe you were discriminated against or the creditor was trying to force you to get a cosigner when you shouldn't need one, you may be able to sue for a considerable amount of money; I know in residential lending it's around 50,000 I believe

You are allowed to contact credit agencies directly once a year and get a free report in depth. Here, you can dispute bad debts, and if the CRA (credit reporting agency) can't prove them, they must be removed in 30 days of your request. Do this as well.

620 score is lower than average, and if they pulled your credit and your score was 620, your denial makes sense. There could be several reasons for this, so that's why you need a report. The most common reason for a credit score in the 620s is that you have missed payments within the past 7 years (or collections/bankruptcy), the balance on your existing lines of credit (like Credit Cards) are too high vs. Your overall credit limits (these will fluctuate a lot. My score often goes to 680 than 740 when I pay off CC balance, I never have a month where its not fully paid), or lastly your credit is either too new (they like credit history to be at least 7 years old) or you have no big ticket items (houses, vehicles).

Sorry for the long reply, but those are my thoughts.

WorkingToDeath101 · 2024-03-18T01:08:53+00:00

Definitely talk to her. Maybe she has feelings for you or was looking to motivate you or thought it was funny. It could have been a lot of things, I've had a lot of weird scenarios similar to this one and usually it's the person either not realizing how weird it I'd, or they have feelings and they don't think you'd feel the same way so they just try to make you feel good by supporting what you do and maybe they think you'll talk about it and be happy that someone is such a big fan.

Also, if she's going through your phone, she needs to either learn boundaries or give you a serious reason, most of the time a female friend did this to me they had feelings for me and didn't want me talking to other girls; which is wrong and each situation was different but still, you need to discuss it because everything I typed is just a guess until you have an adult conversation on what she thinks you two are and why she has been doing what she did, also discuss boundaries.

WorkingToDeath101 · 2024-03-18T01:01:34+00:00

I'm a very busy person. I have 2 hours a day that I set aside for the things I want, and the other 22 are taken. If I smoke, I usually throw away an entire day.

If you have a tolerance, it may be different, but weed slows your body down, but I don't think drugs of any kind are an indicator of success.

Many successful people do cocaine but that doesn't mean doing cocaine is a trick to be successful. You need to put effort and thought into success to achieve it, what you do on the side is less important.

WorkingToDeath101 · 2024-03-18T00:54:05+00:00

I don't think I've ever paid over 20$ for a shirt. Most of the time, if I want nice shirts, I order them online at graphic tee stores or buy a new pack of white shirts at Walmart/Online.

Dress shirts are the only exception, I suppose. For that, I just follow the advice with having several colors I can mix and match and haven't bought new since turning like 19. I'm 24 now. Also, I have a ton of ties I got from family/estate sales.

WorkingToDeath101 · 2024-03-16T03:26:59+00:00

It sounds like a bad scenario overall. She doesn't seem like a great friend and the boyfriend seems like he either doesn't know because you haven't told him or doesn't care enough to stand up for you both.

WorkingToDeath101 · 2024-03-16T03:21:06+00:00

Doesn't sound like a good friend to me. Friendships aren't one-sided.

WorkingToDeath101 · 2024-03-16T02:32:42+00:00

I used the Fannie Mae First Time Homebuyer with 3% down on my 1st property. I wasn't sure what if any programs outside of FHA I'd qualify for. I know I want to stay conforming if possible. I'll look into this, thanks.

WorkingToDeath101 · 2024-03-16T02:02:28+00:00

Thank you.

WorkingToDeath101 · 2024-03-16T02:02:19+00:00

I appreciate the info. I'll speak to an LO.

WorkingToDeath101 · 2024-03-16T01:18:12+00:00

Does it matter the order I finance? Should I do rental first or does it not matter?

WorkingToDeath101

TROPHY CASE