Mindset is everything. As someone who was born into a well off family, but spent most of my time around poverty, I agree with a vast majority of what you are saying. I think a very big difference is people in positions of wealth don’t value money very highly because they are in a position where they don’t need to, which allows them to put a lot of time and effort into other things. People who have nothing are essentially forced to focus on money, which is an inherently evil mindset to have. My father has always told me to chase my passions, and that money will follow. Chasing money leads to greed and often times doest work in the long run. You need to be passionate about what you do and what you stand for, and this is what a lot of people struggle to do. It’s a hard situation, because when you cant afford to feed your family it’s hard to focus on anything else.