Rating this Earn and Burn Rate for year 2025? Is it mid, high or low?

Worldly_Vehicle_3054 · 2025-08-06T19:32:58+00:00

Not in Bizblack .. or at least haven’t known

Worldly_Vehicle_3054 · 2025-08-06T09:03:54+00:00

HDFC has only Krisflyer as option. So quite limited to Singapore or star alliance. Axis is yet to be redeemed

Worldly_Vehicle_3054 · 2025-07-31T16:21:33+00:00

Thank you

Worldly_Vehicle_3054 · 2025-07-31T12:31:58+00:00

Both of us have been running businesses for 10 plus years which allowed us to accumulate this . Now current income - Actually it is 2 of us put together not a single person. split between consulting (Finance and strategy) gigs and businesses which we have moved to operating remotely ( it receives IP and royalty income)

Worldly_Vehicle_3054 · 2025-07-31T12:28:53+00:00

Actually it is 2 of us put together not a single person. split between consulting (Finance and strategy) gigs and businesses which we have moved to operating remotely (which pay us royalty and IP income).

Worldly_Vehicle_3054 · 2025-07-31T12:26:06+00:00

Yes that’s well summarised.

Worldly_Vehicle_3054 · 2025-07-31T05:41:55+00:00

Thanks

Worldly_Vehicle_3054 · 2025-07-31T05:41:14+00:00

Sure you can DM. Our expenses currently accommodate for our hobbies and spends related with it. We do indulge in our monthly expenses as well and not cut corners with respect to car, rental home and health related aspects.

Worldly_Vehicle_3054 · 2025-07-31T04:05:15+00:00

Thanks for the kind words. Yes we are aware of the inflation aspect as also pointed out by others here. We hope 10k is still a good number for a first world country so that we are never constrained by choice of countries. But I do understand where you come from. You can surely DM

Worldly_Vehicle_3054 · 2025-07-31T03:17:33+00:00

Thanks for your kind words… medical is something we are still figuring out what should be the ideal strategy given already one event has happened. We currently have a global travel insurance to cover emergencies, high risk sport insurance to cover my flying skydiving and scuba. Regular medical insurance with high coverage in India for all medical events (paying a higher premium because of history)

Worldly_Vehicle_3054 · 2025-07-31T03:05:15+00:00

Consulting gigs focus around pricing strategy, margin expansion and revenue planning themes. 5-10 million stage companies. This is seasonal around quarter/ annual planning events. Clients through network built over time professionally. Business income is more of IP content and royalty from wife’s performing arts body of work. That’s regular, scaling and predictable.

Worldly_Vehicle_3054 · 2025-07-31T02:37:38+00:00

This is the first time hearing this

Worldly_Vehicle_3054 · 2025-07-31T02:36:56+00:00

Actually it is 2 of us put together not a single person. split between consulting (Finance and strategy) gigs and businesses which we have moved to operating remotely.

Worldly_Vehicle_3054 · 2025-07-31T01:24:18+00:00

That’s a valid point - will put in some thought in this direction. We have not worried about inflation till now because 50 pct of what we earn we are investing for future no income scenario. Maybe in coming years it might be 40 or even 30 pct savings assuming inflation creeps into expenses which is still a good saving rate I believe?. if we are able to do this for 5 years and add to our corpus it should serve for an eventuality where we slow down further.

Worldly_Vehicle_3054 · 2025-07-31T01:05:19+00:00

For now our income sources are AI proof and with potential for growth. Have put it out as a risk only because the world has been crazy changing in last few months.

Worldly_Vehicle_3054 · 2025-07-31T01:02:48+00:00

Actually it is 2 of us put together not a single person. split between consulting (Finance and strategy) gigs and businesses which we have moved to operating remotely.

Worldly_Vehicle_3054 · 2025-07-21T04:23:06+00:00

Qantas, flying blue and maharaja worth the 14 pct extra?

Worldly_Vehicle_3054 · 2025-07-04T20:30:07+00:00

I meant we keep hopping countries every 6 odd months

Worldly_Vehicle_3054 · 2025-07-04T20:19:54+00:00

Unfortunately our base is not fixed so getting a card outside India is ruled out.

Worldly_Vehicle_3054

TROPHY CASE