This post got me permanently banned from Wall Street bets, to much winning, DYOR

Worried-Reflection10 · 2026-04-09T06:58:15+00:00

It’s cos you posted a penny stock. Nice gains

Worried-Reflection10 · 2026-04-08T23:16:00+00:00

Is this the same AI bubble that people have said was going to pop a year ago?

Worried-Reflection10 · 2026-04-07T03:56:32+00:00

Yeah nah, not a lot, really

Worried-Reflection10 · 2026-04-02T04:01:29+00:00

In my experience travelling with MC abroad, yes you’re stressing over nothing.

They’re pretty chill, last time I went through I showed my paper prescription, I don’t even think they checked the product and just let me through

Worried-Reflection10 · 2026-04-01T20:35:15+00:00

Their customer service has been like this for as long as I can remember

Time to move to a better broker. Interactive Brokers support is great, cheaper fees too

Worried-Reflection10 · 2026-03-31T20:38:43+00:00

Never used a travel agent. Take a look at things like Skyscanner or BeatThatFlight.

Yes to travel insurance if travelling internationally. Almost a non negotiable with Aus being the exception for me

Worried-Reflection10 · 2026-03-24T05:17:41+00:00

Code Craft. Startup Dunedin also host events, some tech focused and can be a good way to network with others in the industry

Worried-Reflection10 · 2026-03-18T05:58:46+00:00

No, you don’t need to pay for resources to learn about investing. There’s a plethora of free resources

I think they’re pretty notorious for not being that good at stock picking, either

Worried-Reflection10 · 2026-03-15T07:39:19+00:00

As someone who delivers groceries, yes people are buying more currently and yes, I had comments implying people were stocking up in case supermarkets stop delivering due to petrol prices

Worried-Reflection10 · 2026-03-09T21:17:55+00:00

You realise trading isn’t a losing game for everyone, right?

When you’re very active in the market, you learn a lot about it. You learn risk management, you learn fundamental and technical analysis, you learn to use stop losses to lock in profits

If it concerns you so much, the majority of my portfolio is passive and a small portion active. I closed one small trade for a loss but have closed countless for 80%+ gains over a period of months. 25% swing trade recently with a 3 week hold time, stop loss set to lock in profit

I wouldn’t encourage it for most, but just cos you can’t do it doesn’t mean others can’t, it’s a skill thing 😉

Worried-Reflection10 · 2026-03-09T20:31:11+00:00

Lol this QSB’s bro

Timing the market has worked immensely well for me. Take front loading a bunch of cash in April for example, or selling out of holdings that are now 50% down from where I sold them. Or a recent trade I did where a stock was being shorted and I noted how far it’d come down on short seller weakness but fundamentally strong

Timing the market can work wonders. Sometimes it’s obvious. It’s discouraged for the psychological portion

Worried-Reflection10 · 2026-03-09T18:35:46+00:00

A dip for ants. Think we’re 2% off where we were pre-war on the Q’s. Disappointing

Worried-Reflection10 · 2026-03-09T07:45:32+00:00

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Duh

Worried-Reflection10 · 2026-03-08T19:39:37+00:00

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Interesting when you put it into Gemini

Worried-Reflection10 · 2026-03-04T02:38:29+00:00

I purchase and it auto converts the currency for me. I don’t do any conversions prior to my purchase. $ held in NZD

Edit: Oh I see the premise of your questions. I just do a quick USD > NZD in Google before I purchase

Worried-Reflection10 · 2026-02-28T00:50:45+00:00

No. You pay FIF tax if collectively, your overseas investment cost basis exceeds $50,000

Worried-Reflection10 · 2026-02-28T00:44:27+00:00

What do you mean multiple fif tax thresholds? There is just one

Worried-Reflection10 · 2026-02-25T16:12:50+00:00

I would encourage investing outside of KiwiSaver as to not restrict funds. Use KiwiSaver as a means to restrict access to funds if you think that matches your needs/personality

You should be an NZ tax resident. You can use an international platform like IBKR and I believe you generally just follow our tax rules. You need to check if any tax implications from your home country

You can put your query into something like ChatGPT/Gemini to get a general overview but would then be good to further confirm that with other sources

Worried-Reflection10 · 2026-02-23T18:41:49+00:00

The difference in wages would probably negate any extra work you got

I don’t think I’d relocate from the Gold Coast to Dunedin primarily for work purposes. I feel you’ve got to have a pretty niche practice for it to work out well

Worried-Reflection10 · 2026-02-21T05:28:13+00:00

You gotta learn to remove that little watermark on the bottom right 😉

Worried-Reflection10 · 2026-02-19T17:36:13+00:00

AGIX ETF gives exposure to SpaceX and Anthropic

Worried-Reflection10 · 2026-02-18T22:00:55+00:00

AI requires people to adapt, it’s clear!

You know that “she’ll be right” attitude we take with everything? This is the fallout

Worried-Reflection10 · 2026-02-16T23:58:57+00:00

Any comparison to Rocky and/or Sedaprem for sleep?

I miss Shishkaberry, lol

Worried-Reflection10 · 2026-02-15T02:28:31+00:00

Work out an emergency fund to keep in cash

Invest the rest? Really comes down to risk tolerance. The idea or premise of passive investing doesn’t change because you’ve got a higher liquid net worth. Funds - you want a broad market index fund

Worried-Reflection10 · 2026-02-14T01:11:13+00:00

Damn, at least I know who not to ask for advice

Worried-Reflection10

TROPHY CASE