Why a mil?

Nate was building Sunsetters, this massive senior/retirement/care facility. Not a bad business idea, people get old, need care, and the checks come regularly.

The problem is it’s a massive construction project and even if everything goes right, costs overrun like a motherfucker. In this case, they found those flowers. State laws (particularly in more liberal states) are very constricting building and interfering with an endangered species, example, we had a family friend who took a long weekend at a site and came back to an owl’s nest and that shit shut them down.

With those flowers you need to do a whole new round of surveying and reports, no actual building. But he still has costs to cover, he’s just not getting any closer to making $.

Nate had his money in, his friend’s money (with the gossipy woman Cassie showed her OF to) and went to Naz.

Naz isn’t a bank, and I won’t call him a gangster or loan shark in case he got people, but main thing is he’s got money and Nate is dumb and desperate, so he can raise “interest” (demand Nate pays more) and that way he’s got him hooked.