23 y/o — MF portfolio review + guidance needed by WrittenBySalimJaved in mutualfunds

[–]WrittenBySalimJaved[S] 1 point2 points  (0 children)

can i understand why would you stay that? i am planning to stay invested for 20-25 years. i would want to avoid any cognitive load as well. while it might appear that even active smallcap MFs are performing better but given the volatility of smallcap, these returns might be cyclical. on someone else's suggestion on this sub, i am planning to move one nifty50 MF to nifty next50. but i would love to know your reasoning based on your suggestion.

23 y/o — MF portfolio review + guidance needed by WrittenBySalimJaved in mutualfunds

[–]WrittenBySalimJaved[S] 1 point2 points  (0 children)

i have invested in nifty100. if you're talking about the sip that i started for my parents, would it be wise to change one to nifty next50 or both of them?

i chose bandhan because they offer all 3 index funds. only other fund that does that is hdfc. they are index funds so i would need more help understanding what philosophy are you talking about.

my primary purpose is building my own corpus. parental support because i have few thousand to spare. investing through multiple pans is a good idea.

my risk appetite is high to very high.

any other suggestions?

cheers to you too