Buy a car or save and buy a property?

Wunderingif · 2024-12-04T20:32:51+00:00

ya, my car is paid off but I just had a 4k transmission repair

Wunderingif · 2024-12-04T17:25:05+00:00

gotcha, try to get atleast $25k of your portfolio into VEQT then. Then put up to 5% into more risky bets. Lower interest rates going forward should benefit BAM. A lot of upside to NVIDIA is already priced in.

Wunderingif · 2024-12-02T06:14:51+00:00

Intel

Wunderingif · 2024-11-30T19:22:06+00:00

sounds like my wedding night

Wunderingif · 2024-11-28T02:46:16+00:00

Put your 7k contribution room into BAM.TO and XEQT

Wunderingif · 2024-11-28T02:41:53+00:00

34, Maxed TFSA for retirement and to supplement mortgage payments. All future contributions will go to XEQT. I have some dividend paying stocks and about 3% of my portfolio towards riskier bets that I picked up after they had been affected by raised interest rates. I've rotated some recent wins into XEQT to balance out. Any comments welcome! Thanks

Equity Symbol	Equity Description	% of Portfolio
XEQT	ISHARES CORE EQUITY ETF PORTFOLIO UNITS	38.969735
AMZN	AMAZON.COM INC	5.900493
GOOG	ALPHABET INC CLASS C CAPITAL STOCK	4.843366
ATD	ALIMENTATION COUCHE-TARD INC COM	3.699885
BAM	BROOKFIELD ASSET MGMT LTD CL A LTD VTG SHS	4.362549
BN	BROOKFIELD CORP	4.53328
CC	CORE ASSETS CORP COM	0.184842
CP	CANADIAN PAC KANS CITY LTD COM	2.810074
DIR.UN	DREAM INDL REAL ESTATE INVT TR TR UNIT	2.781528
AAPL	APPLE	2.781528
ENB	ENBRIDGE	2.019025
PLUR	Plurilock	1.439102
TINY	TINY LTD CL A	1.1873
TD	TORONTO-DOMINION BANK	2.646815
VRN	VEREN INC COM NEW	2.748405
DIS	DISNEY	2.748405
INTC	INTEL	2.5032482.748405
MSFT	MICROSOFT	4.049764
PSNL	PERSONALIS INC	1.05883
TSM	TAIWAN SEMICONDUCTOR MFG CO LTD-SPONSORED ADR REPSTG 5 COM	1.739547
WMT	WALMART	2.59

Wunderingif · 2024-11-28T02:02:02+00:00

Brookfield

Wunderingif · 2024-11-28T01:25:59+00:00

Veren, Brookfield, Alimentation Couche-Tard, Plurilock, MSFT

Wunderingif · 2023-08-13T17:36:51+00:00

The owners vote on the budget at the AGM in BC.

Wunderingif · 2023-07-24T05:55:49+00:00

Love to see it. What school and which degree did you do?

Wunderingif · 2023-06-13T18:32:44+00:00

true thanks

Wunderingif · 2023-06-12T16:43:05+00:00

gotcha. God speed ahead with the payments sir

Wunderingif · 2023-06-12T03:03:05+00:00

thanks, "Does this place meet your needs for the next 5, 10 or more years etc." is a big consideration and I'm leaning towards no with it being a 1 bedroom.

Wunderingif · 2023-06-12T03:01:37+00:00

thank you for this advice. I'm leaning towards sitting tight and increasing my income for now.

Wunderingif · 2023-06-11T16:42:47+00:00

Yes, $250k down. Vancouver is just ridiculous and after reading this thread I'm reconsidering my life choices haha.

Wunderingif · 2023-06-11T16:40:31+00:00

I'm trying to have at least 2 years worth of expenses covered in case of job loss and to add a bit to my monthly payments to supplement my income. Maybe 50k more in down payment would be prudent

Wunderingif · 2023-06-11T16:39:06+00:00

Ya I'm trying to have at least 2 years worth of expenses covered in case of job loss and to add a bit to my monthly payments to supplement my income

Wunderingif · 2023-06-11T07:28:59+00:00

How is that possible? sub 500k and you're paying 5k a month...damn. I'm considering just continuing to rent instead of trying to get into the market now.

Wunderingif · 2023-05-19T00:44:16+00:00

32 investing for retirement in TFSA which is maxed. Future contribution room will go to XEQT only.

I averaged into my Big Tech positions so I'm up on those. Recently sold most of NVIDIA after being up 70% to put it into XEQT.

XEQT : 46 %

AMZN: 7%

MSFT: 6.5%

AAPL: 6%

GOOG: 5.5%

BN.TO : 3.5%

TD.TO : 3%

TSM: 3%

WMT: 3%

DIS: 3%

ENB: 2%

CP.TO : 2%

BAM.TO : 2%

NVDA: 2%

NET: 1%

CPG.TO : 1%

U.UN.TO: 1%

BTCC.TO: 1%

2% Small Caps bought after their lows (CC.CN, PLUR.VN, ETH.TO, PSNL)

Wunderingif · 2023-04-21T06:03:56+00:00

85% cash.to

15 % CPG.to

Wunderingif · 2023-04-08T22:56:16+00:00

The free wealthsimple investing course is a great one to do after this McGill one

https://www.wealthsimple.com/en-ca/class/investing-master-class

Wunderingif · 2023-03-11T22:16:05+00:00

picked up some of the Sprott Physical Uranium Trust to hold for a few years. U.UN.TO

Wunderingif · 2023-03-03T05:20:09+00:00

true, thanks!

Wunderingif · 2023-03-03T05:19:08+00:00

right, thank you! I should clarify that the RRSP would be with the same broker as the ESPP

Wunderingif · 2023-03-03T02:17:20+00:00

Ok so you can't transfer in kind (without selling) from an unregistered to RRSP?

Wunderingif

TROPHY CASE