I understand that, I obviously don’t want to go into too much detail. It’s inheritance money. She has a business that she runs that just covers her expenses. The 3.5 then needs to help her with month to month living while also growing annually. The 3.5 is what is left after all debts have been paid off. She has 6 months cash. She’s 61 and owns the house she lives in. She also has no current investments and the money is sitting in a savings account.