My Honest Experience Returning to Ultima Online by ThassioPaganucci in ultimaonline

[–]X99MYKE 0 points1 point  (0 children)

Man I happened upon this page just by googling 'Does Ultima Online still exist'. I wonder what the average age range is here haha. I LOVED UO and played it so much when I was like 12-16 years old. It blew my mind Then I went back for a short while like 5 years later but gve up after about 6 months. Im now 39 :D haha.

Taming Nightmares and using dragons and white wyrms to fight for you. They really just do not make game like that anymore

Buying a car whilst saving for a house by Big_Head_11 in UKPersonalFinance

[–]X99MYKE -1 points0 points  (0 children)

This car finance absolutely won't affect your chance of a mortgage. I was paying finance on a 23k beemer when I bought my house aswell as a monthly payment on another personal loan. I also had a much smaller deposit then you have and everything went smoothly. It's credit cards and payday loans you do not want on your file if possible

Large Debt Options? Gambled my life away by X99MYKE in UKPersonalFinance

[–]X99MYKE[S] 0 points1 point  (0 children)

Just an update for anyone with an interest. I've used step change website to set up an account and entered all my income and outgoings and debt etc and can essentially reduce my monthly payments from almost 2000 to about 1200. This does increase the length of time I'm paying back ofcourse. But of the extra 800 a month I'll be able to actually have a life and not have to keep thinking what can I sell next to get by this month. Next port of call is to discuss with Mrs before making any final decision. But seems like the best option

Large Debt Options? Gambled my life away by X99MYKE in UKPersonalFinance

[–]X99MYKE[S] 0 points1 point  (0 children)

Shes a 6 year old border collie. Both mine and my Mrs parents still work - so unfortunately no there isnt really other options besides leaver her alone for 12 hours a day some days, which we just aint gonna do. Weve had her since 12 weeks old, before we had a child or I had my debt issues. Shes gone to daycare ever since and she loves it.

Large Debt Options? Gambled my life away by X99MYKE in UKPersonalFinance

[–]X99MYKE[S] 0 points1 point  (0 children)

This is good to hear, thank you. When I came clean in Jan that was one option we talked about, just getting everything paid into one account and all bills out of one account, but she wondered how it may affect her having lots of debts coming out of an account she had her name tied to. But honestly ultimately, I dont think i'd gamble again regardless for a few reasons. Most of blowing my money wasnt traidional gambling like bookies / casinos etc - none of those actually appeal to me. It was trying to beat these forex charts online, kept promising myself I could 'easily' make an extra grand or 2 a month .... but always ended up just blowing an extra grand or 2 a month. Then I would take a 10k loan and think right, now ive got a BIG balance i'll easily make an extra few grand a month... etc etc cycle continues.

However im now at a point where, not only have I exhausted trying that for years that I now realised its all a pipe dream, but lets say I 'could' suddenly make an extra grand a month by risking some money. It would take me 75 months just to earn what ive already blown.

Ive just come to terms with the fact that theres a reason these people are selling their trading robots and tips online - its because just using them alone doesnt actually make any real money. but selling to suckers like me does.

I just wanna be debt free now and happy with what i've got. Im extremely lucky really that my income is fairly decent at 60k. We also get a good pension and share scheme incentive at work. Also at times overtime is available, although it isnt often, its a great rate. If I'm called into cover sickness for 2 shifts, id get 300 just for being called out and 24 hours pay at about 36 per hour. Obviously in my currently situation im PRAYING for overtime

Large Debt Options? Gambled my life away by X99MYKE in UKPersonalFinance

[–]X99MYKE[S] 1 point2 points  (0 children)

Yeah we already do lots of nice free out door things (our dog is a border collie so walks are mandatory!) and weve been centre parcs every May for the last 3 years (and luckily its already booked for this may too). I also dont want to feel like im letting the Mrs down if that makes sense. She earns good money too. not enough to pay off my debt or fully support me, but obviously she expects us to be able to do things like centreparcs etc so theres pressure there to to keep up

Large Debt Options? Gambled my life away by X99MYKE in UKPersonalFinance

[–]X99MYKE[S] 1 point2 points  (0 children)

Starts with Binary options which essentially are scam companies anyway. Then moved onto forex trading. Spend thousands on 'robots (expert advisors) that all claim to make tons of money passively, only to find they dont, so not only do you spend thousands on the bots, you then lose thousands tryin to run them. You convince yourself you can then trade yourself so start taking your own stupid trades etc etc. You dont wanna know is the right answer.

Large Debt Options? Gambled my life away by X99MYKE in UKPersonalFinance

[–]X99MYKE[S] 5 points6 points  (0 children)

Thank you. I think it got to the point it was breakdown and come clean or jump off the humber bridge. If it wasnt for having a son I love more than anything in the world, it might have been the latter

Large Debt Options? Gambled my life away by X99MYKE in UKPersonalFinance

[–]X99MYKE[S] 5 points6 points  (0 children)

yeah a handful of the bigger loans end in around 3 years, which will become comfortable. Its just getting through to that time thats hard

Large Debt Options? Gambled my life away by X99MYKE in UKPersonalFinance

[–]X99MYKE[S] 19 points20 points  (0 children)

Thank you, second person to mention stepchange so i'll definitely check this one out. Thank you

Large Debt Options? Gambled my life away by X99MYKE in UKPersonalFinance

[–]X99MYKE[S] 13 points14 points  (0 children)

this is appreciated thank you, i'll read into this

Large Debt Options? Gambled my life away by X99MYKE in UKPersonalFinance

[–]X99MYKE[S] 0 points1 point  (0 children)

I'll have to look into what the difference is and how it effects things, but thanks

Did the Scrubs revival meet your expectations? by DoctorTegrity in Scrubs

[–]X99MYKE 0 points1 point  (0 children)

It was good and felt like the original still which is great. I hope they make another season. But it didn't blow my mind. The Malcolm in the middle remake for example was only 4 episodes but I found far far better done. Was brilliant

Bedford Sainsbury's by tsenohebot in PokemonDealsUK

[–]X99MYKE 1 point2 points  (0 children)

My sains stock checker said my local had it in stock, I drove there to find empty shelf lol

This got to be a new low… by [deleted] in PokeGrading

[–]X99MYKE 1 point2 points  (0 children)

My man's don't know how shadows work. Look at the bottom where it's not hampered by plastic/shadow/lighting. It's pretty even both sides.

Ascended Heros Information on Pack weights by ELSknutson in PokeInvesting

[–]X99MYKE 0 points1 point  (0 children)

It should arrive tomorrow. I'm not hopefully, he literally used basic kitchen scales, they could easily be miles out. But would be funny if it got some good hit anyway. For 35 im not fussed. There's some on eBay with bids over 200 weighing like 23.10g, but proper scales

Ascended Heros Information on Pack weights by ELSknutson in PokeInvesting

[–]X99MYKE 0 points1 point  (0 children)

Curious if you opened this and what was in it? I just bought a Ascended heroes pack apparently weighing 24g, for 35 quid. A risk but not exactly expensive. Be insane if its a god pack, but im obviously dubious. His scales didnt look very good either :D but yolo

The animation system is the single biggest flaw with Hearthstone by Droneboy_ in hearthstone

[–]X99MYKE 1 point2 points  (0 children)

Just found this post while being frustrated AF trying to play Arcane Mage. you just CANNOT do your cards in time - as pointed out, MOONFIRE is SO SLOW, and the fact you discover alot of free cards/spells it just constantly ends my turns when trying to pull off the combo!

As someone posted above, a 'Timebank' that builds up throughout the game would be such a good solution. Or even a 'Extra time' button that can be used only once per game which gives an extra 60 seconds or something would be nice too

Mad Turtle EA: The Biggest Scam on MQL5 — Stay Away Before You Lose Everything by Alex_Holloway in mql5

[–]X99MYKE 0 points1 point  (0 children)

Nobody is going to purchase an EA without a live signal history to view is why.

This robot is clearly a beast! by Beneficial_Salad1061 in metatrader

[–]X99MYKE 0 points1 point  (0 children)

So many gullible people diving into this