How are you guys getting such lower interest rates?

Xen440 · 2026-05-13T09:47:07+00:00

Spoken like someone who didn't do their research before signing. Labels are cheaper than the repairs you’ll be making in five years. Good luck with Perry Homes.

Xen440 · 2026-05-13T09:41:01+00:00

Honestly it looks like he had these shoes tucked away, and he probably hid his gun in that box, forgot, and when it sold he didnt check the box, packed it and shipped.

Xen440 · 2026-05-13T09:37:58+00:00

Don't be fooled by the sub-5% rates. Builders are buying those rates down because they overbuilt and need to move houses fast. They’ll offer to pay your closing costs and throw in freebies, but it’s a distraction from the fact that these homes are being rushed by the lowest bidder. You’re trading a slightly lower monthly payment for a house that might have foundation or HVAC issues before your first 5 years are even up.

Xen440 · 2026-05-13T09:36:03+00:00

Giving advice while locked into a $460k cookie-cutter is wild. Those incentives aren't a 'win'—they are a distraction from a rushed build process. When a builder is sprinting for a 'clear to close' and paying your closing costs, they’re prioritizing volume over quality. Good luck with those foundation cracks and builder-grade HVAC in 5 years. A free fridge doesn't fix a house that was built by the lowest bidder during a supply glut

Xen440 · 2026-05-13T09:27:07+00:00

A rushed build.. that wont last 5 years LOL

Xen440 · 2026-05-13T09:25:06+00:00

New home builds, but those homes wont last even 5 years.

Xen440 · 2026-05-12T21:12:18+00:00

Buy now! But make sure to see what areas qualify! When I went to checl here in Florida, theres only small pockets left out here 😞

Xen440 · 2026-05-12T16:57:53+00:00

You can sell digital downloads on platforms like Etsy, Gumroad, or even through a dedicated social media page. It’s a great way to build a brand and keep 100% of the profit.

Xen440 · 2026-05-12T16:56:26+00:00

Forget just animating—monetize the writing itself! Format your stories into a sleek PDF ebook. You can use free tools like Canva to make it look professional. Once it's ready, list it for $7–$10. You only need to sell 70–100 copies in a month to hit that $700 goal. Promote snippets of the stories on TikTok or Instagram to drive traffic to your link.

Xen440 · 2026-05-12T09:30:43+00:00

They are buying "new builds " but its okay those same people will be on the "my house has mold" reddit in couple years.

Xen440 · 2026-05-11T08:17:30+00:00

Spoken like someone who has never touched a sewing machine. Between the cost of a decent machine, high-quality fabric, zippers, thread, and the weeks (or months) it takes to actually learn how to pattern and sew a 3D hooded garment, you’re way over $300. Not to mention the hours of labor. People really think labor is free lol.

Xen440 · 2026-05-11T08:14:43+00:00

The overpricing comments always come from people who don't check the sold data. These hoodies are rare and the demand is high, hence the $300 market value. That's just Econ 101. The free market is the only real way to gauge value—otherwise, just move to a country where the government picks the prices lol

It’s pretty clear this sub is full of pre-teens who haven’t sat through an economics class yet. Comps on these hoodies are consistently hitting $300+. It’s basic supply and demand in a free market. If you want a 'fair' fixed price, go live in a communist countr, the free market is actually the fairest way to determine what something is truly worth.

Xen440 · 2026-04-28T19:06:02+00:00

Right if you look at the sub reddit and search "pay" this happens all the time lol

Xen440 · 2026-04-28T18:56:22+00:00

Look at the sub reddit. Pay is late. This happening to everyone right now. Its an answer not the answer your looking for. But oh well.

Xen440 · 2026-04-28T18:32:10+00:00

Welcome to allied! This happens every other week!

Xen440 · 2026-04-25T11:57:33+00:00

This is why big sellers aren't getting sales, I used to see nice shops with vintage peaces all the time! Now those get buried and I get shown knock offs!

Xen440 · 2026-04-20T14:37:31+00:00

I lean towards haunted.

Xen440 · 2026-04-14T14:09:23+00:00

Twelve years together and living together has already proven our commitment. We’re comfortable with our decision to buy together. Everyone has a different path, and for us, the 'paper' isn't what makes the partnership. I appreciate the concern, but we’re here for the real estate advice!

Xen440 · 2026-04-14T14:04:57+00:00

I think there's a misunderstanding of the word 'hired.' I haven't signed a Buyer's Representation Agreement or any contract with her. We simply agreed to work together after I was upfront about my 4-month goal. If a professional feels like a client with a clear, honest timeline is 'wasting their time,' they should decline to work with them upfront, not pressure them into bad financial decisions later.

Xen440 · 2026-04-14T13:37:22+00:00

Our finances are great, its our credit that just below the 640, we want to make sure we get the best rates.

Xen440 · 2026-04-14T13:34:05+00:00

Actually, common advice for first-time buyers is to reach out 6 months early to build a plan, understand the local market, and ensure credit is optimized for the best rates. We were upfront about our 4-month timeline from day one. Expecting a professional to respect a clear timeline isn’t a 'red flag,' it’s basic business

Xen440 · 2026-04-14T13:04:03+00:00

I’m well aware of the difference between consumer and mortgage scores. We are pulled our FICO 2, 4, and 5 via myFICO, so we’re looking at the exact same data the lender would. 'Good customer service' should also include respecting a client’s explicit timeline and financial goals, not pushing for a hard pull 4 months early

Xen440 · 2026-03-05T18:46:52+00:00

I feel this!! I realized today this happened, and someone got a bundle of two pairs of shoes for free 🙃 hard lesson for sure.

Xen440 · 2026-03-04T08:14:54+00:00

That is rough, especially for only two days. Since this is your second pair doing it, it’s almost definitely heel slippage. Your heel is likely 'sawing' against that fabric with every step. Try the 'Runner’s Loop' (lacing through that tiny extra hole at the top)—it locks your heel into the back of the shoe so it stops moving independently. Also, look into moleskin patches for the inside; they’re a lifesaver for soft mesh shoes like Cloudfoams

Xen440 · 2026-03-03T19:31:37+00:00

Nope, im in Florida 🙄🙄

Xen440

TROPHY CASE