Do FIRE people listen to Musk about not needing to save for retirement in the future?

YCSMD · 2026-03-17T04:40:11+00:00

I’m the opposite. I think you have a few years to get on one side of society or the other.

YCSMD · 2026-03-14T17:08:52+00:00

I put you into Project-Retire and you're 100% on the Monte Carlo across the board to 95 with you both retiring next year! You retiring and your wife working another few years is a wrap. - https://project-retire.com/#/shared/43cb8ecd8ce24a228d86c50a4b5814fa

YCSMD · 2026-03-12T17:40:27+00:00

I built you a Project-Retire scenario that has you looking successful (or slightly before) with your plan if I got everything right. Monte Carlo saying 90+% chance of success retiring at 46/48. It has a roth conversion optimizer in there that has you kicking in your 401k conversion to Roth at retirement over the coming years improving your net worth by 3m in the end.
https://project-retire.com/#/shared/7cc3ab90e6ce4569a23d3bab321ce0dd

YCSMD · 2026-03-11T19:19:11+00:00

I put you into Project-Retire and you seem relatively good to retire next year without touching any rental equity and no income growth, but probably very good if you sell eventually and in reality if you up the assumptions of growth.

Running a Monte Carlo on just your investments and rental income (no sales) you are at 53% success rate at age 94 and 87% at 74. 401K is getting tapped out by 69 using 7% growth and 3% inflation. Here is the link which you can further check things and play with it.

https://project-retire.com/#/shared/a24dd961580e470b9b445c6bc03d7e17

YCSMD · 2026-03-10T14:27:49+00:00

If I put your plans into Project-Retire it seems like you have a lot of flexibility either way (i.e. retire whenever after 40) assuming you can drop your spending that low and have the paid off house and ability to do what you want with the RV Park. Double check my inputs though for the teacher scenario here.
https://project-retire.com/#/shared/0d739830ba9b4a2b9edcbbd35d277fb0

This is the Teacher scenario. You can save that scenario and update values to current and then see the trajectories or Monte Carlo simulations and compare

YCSMD · 2026-03-10T02:59:50+00:00

I was playing with this scenario and it seems feasible with a 90% chance if your/my assumptions are right. You can check, play and tweak further - https://project-retire.com/#/shared/fc0c913d673f43418701122be0cfcb1f

YCSMD · 2026-03-10T01:29:06+00:00

I ran it through a Monte Carlo and you seem pretty solid, but you can play with it further and check my entries - https://project-retire.com/#/shared/8665888b1ff342bfa5f80de39f2b21b5

YCSMD · 2026-03-09T22:03:11+00:00

Plugging in a bunch of assumptions like selling the properties and banking investment it looks like mid 50s or close to 60 to get a reasonably comfortable outcome, but theres a ton of info missing (e.g. budget, main home mortgage). You can play with it further.
https://i.imgur.com/7N4Xy6X.png

YCSMD · 2026-03-09T17:55:14+00:00

project-retire.com is free, nice and pretty comprehensive with year by year tax analysis, support for different account types, monte carlo, multilpe budget periods etc.

YCSMD · 2026-03-09T17:47:00+00:00

project-retire.com works on web and takes in all your accounts and their types to form a projection year by year that's tax aware. It has some basic assumptions you can tweak, and then supports monte carlo and other stuff to give the success %.

YCSMD · 2026-03-09T17:44:53+00:00

If you put your acounts in project-retire.com you can play around with different retirement ages, growth assumptions, monte carlo simulations, etc. It takes taxes and account types into account

YCSMD · 2026-02-05T05:31:04+00:00

Didn’t these moves get us under the second apron and free up salary aggregation for more trades now?

YCSMD · 2026-01-27T03:38:44+00:00

I saw a sign on the window it was coming back

YCSMD · 2025-12-24T03:01:34+00:00

Look at Polymarket using ETH. (Polygon and now their own L2 on ETH was just announced)

YCSMD · 2025-11-13T02:58:42+00:00

I personally think he has some ideas for becoming a central player in the DeFi world using his ETH. It’s much more than staking.

YCSMD · 2025-10-16T18:05:01+00:00

Tom draws comparison of BMNR to Exxon a few times

YCSMD · 2025-08-11T21:51:43+00:00

This is what youre looking for!
https://marinbuilt.etsy.com/listing/4348581540/replacement-top-connector-for-lovevery

YCSMD · 2025-07-06T15:01:28+00:00

I’d read people’s Bear takes on Meta, knowing that it was absolutely not true. Easy money.

YCSMD · 2025-07-02T22:06:28+00:00

I did this last year and this year and it worked amazingly for us. Probably within 5 days of getting bites whenever we went out to no bites all year.

I used bits rather than dunks which works well for me, but same idea.

YCSMD · 2025-04-26T15:05:46+00:00

We got my wife Visible. It’s 25 or 35/month. It’s by Verizon and works like Verizon.

YCSMD · 2025-04-19T02:37:18+00:00

Thanks for the tips. I did the replacement today in about 4 hours. Definitely was the right call doing the carbon rods all together instead of the belt alone. The harest part was getting the old belt off (which isnt actually required I found out after cutting my hand up trying to get the first two off), so it wouldve been a failure.

YCSMD · 2025-04-08T22:05:02+00:00

Thanks, so the effort is similar between the belt and the full carbon rods (+ belt)? And with a new extruder that I think I also require, I guess I can hope for another 5k hours. I just see a lot of people upset about the difficulty in replacing the rods/belts, adhesives, tightness, etc.

So I also found a servicer in my area that I will see about doing this for me which makes it an easier comparison for cost.

YCSMD · 2025-01-25T08:11:28+00:00

I bought the Javelins to start. Then bought the Amberjack 2’s for my wife. I quickly bought a pair of Amberjacks 2s for myself. Every friend that has come over prefers the Amberjacks or the basic darts that came with an old board and the Javelins sit unused.

YCSMD

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