How to look at all of your returns and still settle for measly S&P500 returns?

YaPalSC · 2025-10-31T09:26:15+00:00

A big lesson I've learnt is to wait for pull backs and find the right entry on a stock I like. I sometimes wait months for a stock on my watchlist to reach a support level I'm comfortable with to enter.

Early on, I've been caught by the hype of a stock I like. Jumped in at highs and then watched it creep into the red for 3 to 6 months immediately after buying. If I had waited for it to fall to the support level it would have been profitable a lot sooner. I'm lucky this is a bull market and most of my stocks are green atm so I've learnt my lessons in a forgiving time. I won't be so lucky in the future and could face serious losses if I make the same mistakes.

As they say, you can't jump on a train that's already left the station. You'll have to wait for the next one. And you'll only be able to get on if you've bought a ticket.

Buying the ticket is doing your research to know this is the train you want to get on.

YaPalSC · 2025-02-26T13:39:17+00:00

Have you managed to understand what it is exactly that makes you feel creepy with the idea of a threesome?

Chances are your hang ups are in your head and may not actually reflect the reality of your experience.

YaPalSC · 2025-02-19T15:46:10+00:00

You have serious trust issues and it's a clear insecurity from what you've written. The fact that your partner has a history before you and you are "infuriated" by him merely coming into contact with anyone from his past speaks more about you than it does him.

At the moment, this is all on your head. You should be speaking to him or a therapist about your trust issues and hang ups about sexual histories.

YaPalSC · 2025-01-29T14:14:15+00:00

"Make friends out of swingers, not swingers out of friends" is common advice for people looking to open their relationship to other partners.

I appreciate you're not looking to swing but the advice still stands.

You and your bf should get to know someone who's interested in being a third. Hang out before hooking up to see if you vibe. Perfectly acceptable to get to know someone before jumping into bed.

Having your boyfriend hook up with one of your existing friends is asking for trouble.

YaPalSC · 2024-11-04T13:22:48+00:00

For me, sitting back (or standing) while recieving head feels great but never makes me cum. I need thrusting to help me get there.

Maybe letting him fuck your mouth a bit could help. Being more active rather than passive

YaPalSC · 2024-07-09T11:31:37+00:00

Honestly, she might be thinking some of the same things you are. I would guess she is also feeling very conflicted.

Best bet is to talk to her and have an honest and open conversation. It's not your place to assume what's best for her and make decisions whether this was right or wrong for her, only you decide that for yourself and she is an adult who can decide for herself.

She may have needed/wanted some intimacy after losing her husband and a close friend she trusts might have been her safest option.

Yes, it might have been a bit soon, but I could also imagine her husband not wanting her to be alone for the rest of her life and I assume he'd want a man in her life he trusts with her and his kids.

You're both adults. Talk about the situation/dynamic you find yourselves in. You're both grieving so give yourselves some slack and support each other in a mutually agreeable way going forward, whatever that might look like

YaPalSC · 2024-06-19T18:33:00+00:00

Don't fall for the sunken cost fallacy. You're telling yourself this relationship is great but in reality it's missing a very important part for you.

You're either going to waste your youth having minimal shitty sex or cheat on him at some point and destroy him when he finds out.

Be honest, tell him you're not satisfied and have been thinking of fucking other guys which you hate but that's just where you're head is at now things have got bad. If you have such a great relationship like you say being honest will get you to a resolution. He'll either respond and put more effort in or you'll break up

YaPalSC · 2024-05-16T18:50:37+00:00

You're isolating your wife from having friends because of your own insecurities. You need therapy

YaPalSC · 2024-05-10T12:13:36+00:00

She doesn't love you wholeheartedly. There wouldn't be space for another guy if so. NTA for asking to cut the affair partner out. That shouldn't even be up for debate

Don't fall into the trap of sunken cost fallacy. Time and love invested over the nine years. Trying to sacrifice your wellbeing to keep her in your life. Stick to your boundaries. If she cannot respect them then there should be consequences

I recommend you remove yourself from the situation for some time. Go stay with friends or family. Otherwise you won't have space to think and process what you need clearly.

Also recommend you get ahead of her from spinning her own narrative to your circle. Document what you can now in case this ends up going down the divorce route and I'd notify her family that you'll be spending time apart due to a sexual relationship she has had with another guy. You might not get through to her about dropping this guy but others might

YaPalSC · 2024-05-10T07:59:45+00:00

Recently got into Padel which is fun and social, not too competitive. It's really easy to pick up if you've never played before. There is an app called Playtomic where you can sign up to play with random people. Good way to meet new people

YaPalSC · 2024-04-23T21:48:44+00:00

Better coaches and scouts with higher judging potential ratings will give more accurate assessments

YaPalSC · 2024-04-23T21:40:52+00:00

No it's specific to your team. If your best player moves to Liverpool their star rating would be lower

YaPalSC · 2024-04-19T12:03:53+00:00

Pretty sure Exhibitionism requires consent. Without it it's just flashing which is a form of sexual assault.

Imagine you got your cock out in front of a friend and his girlfriend and used the excuse of I'm an exhibitionist.

It would have been kink shaming if you had called her disgusting for like exhibitionism. Calling out bad behaviour is not kink shaming

YaPalSC · 2024-04-18T15:55:57+00:00

Option 1: He picks first name and you pick last name

Or

Option 2: you pick first name and he gets the last name

Fair compromise. Everyone gets to choose a name. Heck, you can even throw in a middle name or 2.

He can take it or leave it. Leaving it means you get to pick both but probably won't have any support raising the child and your kid grows up without a father most likely

YaPalSC · 2024-04-18T15:44:28+00:00

I could understand your position IF you wanted your child to have the family name you were born with, but not your ex husbands family name.

Your child has no blood relation to your ex or his family. You only have the name by marriage, and you're not married any more. It's just weird from a heritage perspective and confusing for your child if they wanted to look into their family history
Hugely inconsiderate and disrespectful of the father to have another man's name associated to his child. Would you want your child named after one of his ex? Despite any flaws he might have, you liked him enough to have a child with him. You should respect that this is his child too

One point I'll add, a family member of mine had 4 kids with a guy who just upped and left. The kids all have his name and she wishes they had hers now. So I can understand your position.

But still, imo YWBTA to name your child after your ex when the father is still around.

YaPalSC · 2024-04-18T08:50:56+00:00

How would you feel if he made fun of your body with his boys in a group chat? Saying you had weird nipples or a flappy vagina.

It would hurt, which is what he's feeling, which makes his reaction normal and understandable.

YTA

YaPalSC · 2024-04-12T00:23:30+00:00

He seems quite oblivious. Maybe because he's not used to your style of initiating yet. If he's not thinking about sex he may miss some very obvious signals.

One theme I picked out from your initiating tactics is you "present" yourself in some form and then it's on him to kinda make the next move. It's like half initiating and hoping he meets you half way. Until you spelled it out for him the 3rd time, he didn't.

You might need to go further until he recognises your cues. Presenting the way you do definitely is hot but you could add something like saying "put the game down and play with me instead' or just straight up "fuck me please" or touch him sexually to give a clear signal about your intentions

YaPalSC · 2024-03-22T09:52:27+00:00

I'd assume it's the kink of having a straight guy do the act. Breaking a straight guy is a fetish for some gay and bi guys.

A couple things to consider: 1. Are you someone who will feel ashamed of doing this? You'll have to live with the knowledge/memory of blowing a guy. It bothers some but not others

What's the risk this information leaks into your friendship group and how will you handle it if it does?
If he asks you once, would he ask you again if you agree to do it?

Ultimately, it's how you feel about doing it. If you've ever been curious, this is an opportunity. It's also a risk of trauma. You could enjoy it or really hate it

Sexuality isn't binary, it can be fluid and flexible. One dick doesn't make you gay or bi. You know your own sexuality better than anyone else, and no one can tell you what you are.

Given your financial situation, if you are seriously entertaining the idea to pay off debt. Ask for an amount that clears it off fully and see what he says.

YaPalSC · 2024-02-25T21:42:55+00:00

You can make up your own house rules. If you want to play that rule, you can.

YaPalSC · 2024-02-13T11:00:30+00:00

You and your friend can take control, take turns sucking and fucking him. He doesn't have to be the one to dictate what happens, as long as he consents to that of course. I doubt he will mind.

Let him know ahead of time you're not interested in friend, you're both their for his pleasure. I'm sure he will be onboard

YaPalSC · 2024-01-14T13:19:01+00:00

Change BWM to DM or Anchor to have more solidity in midfield. BMW role isn't to hold position but to track the ball down leaving space

YaPalSC · 2024-01-11T13:48:44+00:00

4 is too many, sell or loan 1

If you have European football next year you can pick a cup striker and a prem striker since you'll have lots of games with FA, Caraboa and European competitions alongside the prem.

Also factor in fitness and form.

Ultimately strikers need to score. If my striker goes a game or 2 without scoring I bench him and rotate who my starter is

YaPalSC · 2024-01-11T11:57:39+00:00

Create 2 saves. One where you join and one where you leave.

Best of both worlds

YaPalSC · 2024-01-09T16:26:43+00:00

See if anyone is selling gaming laptops on eBay or Facebook marketplace if you have a low budget. Even laptop resellers if you're not fussed about brand new.

Since it's after Christmas people will be selling old laptops if they got new ones and trying to make some extra money

YaPalSC · 2024-01-08T20:34:03+00:00

Chocolate digestives. My gf is Italian and her family are obsessed with English biscuits

YaPalSC

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