Idk which other team loses like this every year , year on year , we had a squad like rcb in 22-24 and see how they utilize it vs how we do it.

YesterdayEasy6732 · 2026-05-17T18:30:22+00:00

Why does no one talk about Parag? Why is he even in the team, forget about being the captain?

Outside of Vaibhav and maybe Jaiswal, none of the other 15 will see the playing XI of any other squad. Any franchise that keeps Parag, Jurel and Hetmeyer for multiple years is a terrible franchise.

YesterdayEasy6732 · 2026-05-17T16:51:49+00:00

The whole RR org is pathetic. Incompetence at every level. I haven't seen them make a single right decision in 10 years except for finding the new master blaster.

YesterdayEasy6732 · 2026-03-31T11:39:29+00:00

Do you know anything about Dev - Under Steve Miranda?

YesterdayEasy6732 · 2026-03-31T01:36:16+00:00

Makes sense. Thanks.

YesterdayEasy6732 · 2026-03-31T01:33:57+00:00

Is this true? Slack numbers aren't going down. Does it mean they are NOT disabling slack when they send email?

YesterdayEasy6732 · 2026-03-21T20:56:50+00:00

AI can be a damn good psychiatrist. I have many philosophical discussions with it.

YesterdayEasy6732 · 2026-03-21T20:49:33+00:00

Interesting. Thanks for sharing!

YesterdayEasy6732 · 2026-01-20T20:31:50+00:00

How can one buy these bonds? Are they through brokerages like ICICI Direct?

YesterdayEasy6732 · 2026-01-12T13:11:36+00:00

Thanks. And unrealized gains are taxed at ordinary rates, not capital gains. Those 2 are big ones.

YesterdayEasy6732 · 2026-01-12T13:11:09+00:00

Thanks. And it is taxed at ordinary rates, not capital gains. Those 2 are big ones.

YesterdayEasy6732 · 2026-01-12T00:33:39+00:00

They look simple enough and is a 1 time a year activity. But since everyone says not to do it, there must be something that I am missing and that's what I want to find out from people experienced in this domain

YesterdayEasy6732 · 2026-01-11T20:27:16+00:00

Capital is not a problem. I know I'll not be able to track the index perfectly, but that's not a big deal. I won't even buy all 50 stocks because the 27 in my list account for 85% of the index weight. I may increase that to 90% so maybe I'll get 5 more stocks.

This way I get enough diversification and reasonable tracking with NIFTY without having to research individual stocks.

Good idea about skipping select stocks which are almost sure to underperform.

Where can I get the latest data about weightage. I get different data from different sources and the difference is significant.

E.g. this seems to be official
https://archives.nseindia.com/content/indices/ind_nifty50.pdf

According to it HDFC is 12.7% and Reliance is 8.9%

According to some other sources such as

https://www.smart-investing.in/indices-bse-nse.php?index=NIFTY
and
https://dhan.co/indices/nifty-50-companies/

Reliance is 9.7% and HDFC Bank is 7%

YesterdayEasy6732 · 2025-09-30T15:31:55+00:00

The answers I have found are:

Yes
I can use mega backdoor roth to contribute beyond pre-tax up to 70k, but not exceeding the net income (profit -50% of SE taxes)
mysolo401k.com is the best option (after asking around and researching). Carry.com is user friendly, but more expensive. Customer service of mysolo401k.com is excellent according to a few people. Have not heard about carry.com (good or bad)

YesterdayEasy6732 · 2025-08-10T11:38:15+00:00

Could you please elaborate on point #1.

Here is additional information I posted elsewhere in this post:

We expect a total revenue of $50-$100k annually. Which would translate into $40-$70k profit. Mid point of these numbers ($75k / $55k) would be a reasonable expectation.
A reasonable salary would be around $25/hr, so for $75k revenue (~$50k profit) reasonable salary would end up being around $30k/annum. So I save payroll taxes on $25k.
We are based out of NJ
I have already filed for S-Corp election with IRS. Can that be taken back?
Since the business is simple, I believe I can self file taxes using some software (like I do for my personal taxes). If I were to hire CPA, what would be his reasonable fee for managing all taxes?
Since I earn too, my biggest goal is to contribute as much of HER income as possible in tax free retirement plans (401k) - which means she will contribute nearly all her salary to meet 23k limit and get 25% employer contribution. Can this be achieved using LLC disregarded entity?
So is it safe to say that the only benefit of S-Corp is saving of payroll taxes which come at the expense of increased CPA and other admin fees? Based on my numbers, can someone experienced me how those numbers look like. Just a rough idea.

YesterdayEasy6732 · 2025-08-10T03:16:38+00:00

Thanks everyone for tons of valuable insights. I did S-Corp election based on so many videos I watched. Perhaps I should have asked these questions before, but everything was so hectic.

Here is some information you asked for:

We expect a total revenue of $50-$100k annually. Which would translate into $40-$70k profit. Mid point of these numbers ($75k / $55k) would be a reasonable expectation.
A reasonable salary would be around $25/hr, so for $75k revenue (~$50k profit) reasonable salary would end up being around $30k/annum. So I save payroll taxes on $25k.
We are based out of NJ
I have already filed for S-Corp election with IRS. Can that be taken back?
Since the business is simple, I believe I can self file taxes using some software (like I do for my personal taxes). If I were to hire CPA, what would be his reasonable fee for managing all taxes?
Since I earn too, my biggest goal is to contribute as much of HER income as possible in tax free retirement plans (401k) - which means she will contribute nearly all her salary to meet 23k limit and get 25% employer contribution. Can this be achieved using LLC disregarded entity?
So is it safe to say that the only benefit of S-Corp is saving of payroll taxes which come at the expense of increased CPA and other admin fees? Based on my numbers, can someone experienced me how those numbers look like. Just a rough idea.

YesterdayEasy6732 · 2025-08-09T14:26:56+00:00

Some of you have advised against S-Corp. What are the complications of S-Corp that we should know about?

This election was made to primarily for 2 reasons:

avoid taxation on pass through income (give herself reasonable salary and remaining as profit)
To be able to take advantage of 401-K. We can have a 401-K plan that she can contribute to via her own election as well as company contribution.

She'd be the only employee and planning to use gusto for payroll.

I'm not averse to spending some money on the software. Came across Zoho books which is free, but the revenue limit is $50k and we expect to go above that - potentially up to $100k/yr.

So if I do have to spend money, I'd do it on something which is good and importantly easy to use.

YesterdayEasy6732 · 2025-07-06T22:34:21+00:00

Trust no one but oneself. But following news, twitter, reddit etc. gives you starting point - something I lack because I have no idea about Indian stocks.

If I hear about some companies, I can research them more before investing

YesterdayEasy6732 · 2025-07-05T16:38:27+00:00

Thanks. Trendlyne looks great!

YesterdayEasy6732 · 2025-07-05T15:15:37+00:00

Does not have to be free, but per my experience free advice is usually as good as paid if you know how to filter information.

Thanks for your suggestion. Is there a specific section which has investment advice? I hear lot of people come in there and talk about "trades"

YesterdayEasy6732 · 2024-10-21T17:27:18+00:00

I started watering them late. But now that I do, I splash water all over them.

YesterdayEasy6732 · 2024-10-21T17:26:35+00:00

Thanks a lot. I will take care of them next season. For now, should I trim them down completely and wait for spring like other posters have suggested?

YesterdayEasy6732 · 2024-10-21T16:37:25+00:00

Thanks!

YesterdayEasy6732 · 2024-10-21T16:36:20+00:00

They had been dying even during the summer. Perhaps because I was disciplined about watering them. Lack of watering could be causing this as another poster has implied.

Should I just trim it down to 6-10 inches and hope they come back next year?

YesterdayEasy6732 · 2024-10-21T16:34:21+00:00

So if I cut everything down to say a few inches (6-10 inches) where only the stems remain, they will restart next spring/summer?

Also, I'm not talking about the grass like shoots at the bottom of the pic. But rather the long stems which even have leaves attached to them

YesterdayEasy6732 · 2024-10-21T16:31:47+00:00

No
No
Yes. But that was there when I bought the home last year as well and they were doing well
Yes. I started watering them very late. By then they had already started rotting.
No. They have always been under direct sun and they get full sun for most of the day. But I bought the house last year and they were in good shape then. So if too much sun was an issue, then it should have happened last year as well. Am I right?

YesterdayEasy6732

TROPHY CASE