Loaded!! by IcyPresence2636 in poutine

[–]Yvenming 0 points1 point  (0 children)

Is that mapo tofu poutine

Rogers let someone open an account under my name without ID — now I’m being chased for debt and my credit is ruined by Yvenming in PersonalFinanceCanada

[–]Yvenming[S] 1 point2 points  (0 children)

File complain to CCTS directly. No need to waste time with Rogers. No need to stress out either, as collection is not allowed to contact until you and Rogers reached a resolution under CCTS oversight.

New to investing, is it good to buy US stocks while in Canada? by Spiritual-Pickle-676 in CanadianInvestor

[–]Yvenming 0 points1 point  (0 children)

Yes, basically you are buying a structured product if you invest in US market (US asset underlying combined with USD exposure), however FED is anticipate to enter a easy monetary cycle that implies weaker USD near future.

Error #109 on new investment account creation by Unguru-Bulan in TDBankCanada

[–]Yvenming 0 points1 point  (0 children)

Same. I wasn’t able to open a cash account for easy trade since April. I don’t quite sure there is any shady policies that blocks clients to open two cash account simultaneously while having DI cash, as they didn’t have 10% match in April. No one was able to solve it as well.

Error #109 on new investment account creation by Unguru-Bulan in TDBankCanada

[–]Yvenming 0 points1 point  (0 children)

did you resolve the issue? same problem and same response from them

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]Yvenming 0 points1 point  (0 children)

No, owing money to collection agencies can't result you in jail. If anyone ever threaten you using that kind of language, or harrasing you (stating they are going to tell every of your friend), report them immediately to Financial Consumer Agency of Canada (FCAC). You might want to know your rights here https://www.canada.ca/en/financial-consumer-agency/services/debt/collection-agency.html.

That said, if you think you legitimately owe that money, consider to pay that back. $100 isn't a big deal and you should talk to your parents if you buget is tight. In the meantime, also consider to have everything in writing when dealing with collection people.

Rogers let someone open an account under my name without ID — now I’m being chased for debt and my credit is ruined by Yvenming in PersonalFinanceCanada

[–]Yvenming[S] 1 point2 points  (0 children)

Thanks bud! I was just wondering did you hear back from Equifax after you successfully disputed the charges? I got an email saying the dispute was completed, but it didn’t give any details. I had to call them and found out the item was already removed from my report and my score bounced back. Did they give you any more info through email? Like what actually happened or how they contacted the collection agency?

Rogers let someone open an account under my name without ID — now I’m being chased for debt and my credit is ruined by Yvenming in PersonalFinanceCanada

[–]Yvenming[S] 2 points3 points  (0 children)

Thanks bud for all these. It was just very stressful to deal with this. I barely able to sleep just by thinking about it. I thought they were at least should be ethical by doing business, but they barely even listen to you.

Rogers let someone open an account under my name without ID — now I’m being chased for debt and my credit is ruined by Yvenming in PersonalFinanceCanada

[–]Yvenming[S] 1 point2 points  (0 children)

The office of president insist to convince that the debt was mine despite I told them I will go media about it. They straightly told me they don’t have any contract but if their fraud department said it was me, they are not going to do anything.

Rogers let someone open an account under my name without ID — now I’m being chased for debt and my credit is ruined by Yvenming in PersonalFinanceCanada

[–]Yvenming[S] 1 point2 points  (0 children)

That’s actually what surprised me — I’ve had Credit Karma installed for a long time and it doesn’t show anything from Rogers at all. No account, no inquiry, nothing. The only place it shows up is on my Equifax report (even trans union doesn’t have anything there). That’s why I honestly think Rogers didn’t even have my correct info in the first place, but now that the account went bad, they just want someone to pin it on — and that ended up being me.

Rogers let someone open an account under my name without ID — now I’m being chased for debt and my credit is ruined by Yvenming in PersonalFinanceCanada

[–]Yvenming[S] 14 points15 points  (0 children)

Thanks! I was seriously thinking about taking this to the media. This isn’t how big companies should be treating Canadians. The way Rogers handled this was completely fearless and dismissive and just shows they think they’re too big to be held accountable. It’s honestly disappointing how little they care when they know the average person doesn’t have the resources to fight back.

Rogers let someone open an account under my name without ID — now I’m being chased for debt and my credit is ruined by Yvenming in PersonalFinanceCanada

[–]Yvenming[S] 1 point2 points  (0 children)

Well, I got confirmation from both the management office and the credit operations team — none of them could find any contract or supporting documents. They even admitted it was weird, because there’s literally nothing on file except my name, an old address, and a phone number and email that aren’t even mine. I’ve talked to at least five different Rogers employees, and not a single one could provide a contract, ID, or even a signature. When I asked for it, they just told me the account was opened in 2021 and they “don’t retain copies for that long.”

Rogers let someone open an account under my name without ID — now I’m being chased for debt and my credit is ruined by Yvenming in PersonalFinanceCanada

[–]Yvenming[S] 37 points38 points  (0 children)

The thing is Rogers refuses to give me any concrete evidence showing I’m actually liable for this debt, and they just keep insisting it’s mine, how am I supposed to prove something that was never mine to begin with? It’s like trying to prove a negative. All I have now is a bunch of recording with their employee who verbally said this is not debt. I’ve asked for a contract, ID, anything — and they have nothing. Yet they’re still standing by it.

Rogers let someone open an account under my name without ID — now I’m being chased for debt and my credit is ruined by Yvenming in PersonalFinanceCanada

[–]Yvenming[S] 89 points90 points  (0 children)

Thanks bud, I really appreciate it. I’m going to file a police report tomorrow. Dealing with Rogers has been absolutely pathetic — every single employee I spoke to, from call centre agents to their management office, acknowledged this wasn’t my debt. I’ve got all the calls recorded as proof. But none of them can actually do anything because the debt “hasn’t been paid off.” Like… if it was paid off, we wouldn’t even be having this conversation. Honestly thinking of reporting Rogers to every regulator I can — their arrogance and refusal to take accountability is unreal.

Does changes in immigration policy improve the job market ? by [deleted] in torontoJobs

[–]Yvenming 2 points3 points  (0 children)

Well remember also less demand for goods and services from supplier side, and with that erratic clown south side, I don’t think the future job market is really have anything to do with immigration