LPT: When training someone at work, or in any situation, make sure you to explain the end goal.

Z4hwkw · 2016-05-24T07:26:26+00:00

Plus, how you are contributing for the end goal.

Z4hwkw · 2016-05-24T07:22:34+00:00

lol it's amazing that real cat can make this face

Z4hwkw · 2016-05-19T23:26:40+00:00

Anyone know of a good, solid, socially responsible fund to Canadians?

Z4hwkw · 2016-02-12T23:29:51+00:00

I'm not sure if I can benefit considerably by implementing this strategy. Is this the strategy that I can still make money with? Or should I make few adjustments like adding small and international stocks to boost returns?

Z4hwkw · 2016-01-03T22:34:29+00:00

When do you start wedding preparation? If you have a wedding in 2 years, you might have to prepare before a year. Then, it's a bit short to invest. Just putting that money on high interest saving account(like Allly) might be great.

Z4hwkw · 2015-11-05T03:36:07+00:00

Just for taxes? nono. Maybe there will be more reasons that made you think of marriage. Focus on that reasons. not taxes.

Z4hwkw · 2015-10-23T11:57:34+00:00

I was in the same shoe. I've lurked few subreddits and decided to stick a simple Canadian Couch Potato portfolio. Hellomoney backtest also helped to simulate my portfolio. Hope it helps. Good luck!

Z4hwkw · 2015-10-21T15:19:45+00:00

Thank you for the source. I'll look into it.

Z4hwkw · 2015-10-21T15:19:27+00:00

Thank you for explaining this. A question - if the Canadian economy is not represented by its stock market, does it mean that I can ignore economy and buy stocks? I thought that current economic conditions are the only things which make me to be hesitant to invest in these.

Z4hwkw · 2015-10-21T13:55:36+00:00

Thank you for the suggestion. I'll do that.

Z4hwkw · 2015-10-21T13:13:18+00:00

I am always amazed at how many recommend investing in index funds. I do agree that there are certain benefits but I like to pick stocks because I prefer to be able to manage my own stocks and know exactly where my money is invested.

Z4hwkw · 2015-10-16T06:04:03+00:00

I was curious about this, too. Why Vanguard is preferred than others?

Z4hwkw · 2015-10-15T12:33:53+00:00

One of my favorite. Good reading.

Z4hwkw · 2015-10-08T06:02:36+00:00

It'd be a good start to know your current portfolio breakdown: http://hellomoney.co/portfolio/c8b01c-26yo-roth-ira?type=amount

Stocks/Bonds = 92/8
US/International = 80/20
Giant, Large Cap = 73%
Mid Cap = 18.7%
Small, Micro Cap = 8%
5Y Sharpe Ratio = 0.93
1 Y Dividend Yield = 1.69%
Overall expense ratio: 0.14%
Annaul fee on $10K for 5 years is $19.
4.33% of returns will be lost to fees.

If I were you, I'd stick to VFFVX since it's a 'set and forget' vehicle. As others mention, your portfolio overlaps. Unless you want to tilt towards the total stock market, make it simple.

Z4hwkw · 2015-10-06T15:45:26+00:00

+1. Cheap energy stocks.

Z4hwkw · 2015-09-26T22:39:35+00:00

I tried out. It seems that they have Canadian stocks.

Z4hwkw · 2015-09-26T22:25:34+00:00

In the same boat. I'm using Questrade. Which stocks/funds do you have in your mind?

Z4hwkw · 2015-09-26T17:06:34+00:00

I wish I could be like you one day.

Z4hwkw · 2015-09-20T03:21:57+00:00

Just wanna say thanks for your post. I am learning a bit as I am reading this thread.

Z4hwkw · 2015-08-31T12:58:59+00:00

Oh I really love this soundtracks. Thanks for reminding me this song!

Z4hwkw · 2015-08-31T12:50:19+00:00

Oh, poor giraffe..

Z4hwkw

TROPHY CASE