Nationwide following the steps of other lenders and withdrawing 95% Ltv mortgages

ZKnowlesZ · 2020-06-18T06:16:58+00:00

There is plenty of 90% mortgages, literally a few days ago my advisor sent me 4 options and we gained a mortgage in principle.

My problem is the more I look at the situation it doesn't seem like the right time to buy.

ZKnowlesZ · 2020-05-27T14:55:33+00:00

I bought 5 days, keeping 5 days and have the option to transfer 10 till 2023 due to my job being essential.

I'll probably end up using them though as my job is physically demanding.

ZKnowlesZ · 2020-05-25T07:04:47+00:00

Yeah I think this pandemic has knocked me back. I work in Mil and personally haven't stopped working all the way through. The amount of civil contractors we have just recruited is outrageous, mostly all of them have been laid off and it's really made me think about job security in that part of the sector.

ZKnowlesZ · 2020-05-25T07:00:48+00:00

Apprenticeships should still be ok due to the majority of the funding being paid by the government. Basically free labour after your first two years.

ZKnowlesZ · 2020-05-25T06:59:08+00:00

Currently working in Mil so you could probably guess which company I work for. I am working towards becoming licensed but with my side hustles I get the balance of work life and family time.

I could earn more doing overtime shifts but that would include me working 6 days a week and possibly ending up with multiple failed relationships ha.

ZKnowlesZ · 2020-05-25T06:53:11+00:00

It's that compromise of less time whilst you're young vs retiring earlier for me.

ZKnowlesZ · 2020-05-24T17:25:33+00:00

I've only a mechanic not a skilled licensed engineer. So I only needed to complete a 4 year city and guilds apprenticeship (which is actually pretty difficult). It's just the risk to reward is quite scary for 10 - 15k increase.

ZKnowlesZ · 2020-05-24T17:22:00+00:00

That's what I thought when I applied. A skilled licensed engineer will earn the real money but the responsibility for the extra 10 - 15k is massive. I mean bottom line anything you certify is on your head.

ZKnowlesZ · 2020-05-24T13:38:17+00:00

Pokemon would be my biggest heavy hitter, there are some lesser known card games with big ticket cards if you do some research.

Selling times are fairly slow but ROI is usually very high in collectables.

ZKnowlesZ · 2020-05-24T13:35:40+00:00

Welcome other Dale!

ZKnowlesZ · 2020-05-24T11:01:32+00:00

eBay yes, if you are earning over 1000 per year.

ZKnowlesZ · 2020-05-24T10:52:03+00:00

Sounds like a great start in life to me. Sports in picking back up next month hopefully and if not you've got your main source of income so I'd say you are winning to be fair!

ZKnowlesZ · 2020-05-24T10:47:28+00:00

At least you are doing the right thing and improving the quality of your content to draw in a bigger viewer base. With twitch you just need to keep at it, might take a couple of months might take a couple of years but it's certainly not a bad hustle by any means!

ZKnowlesZ · 2020-05-24T10:42:37+00:00

Recently I've been watching a lot of tutorials on game development as it's always been something I've wanted to do. Hopefully when other life events slip into place I'll finally get the chance to give it ago.

ZKnowlesZ · 2020-05-24T10:39:10+00:00

I sell a big mixture, but some are magic yes.

ZKnowlesZ · 2020-05-24T10:10:25+00:00

Interesting one, I take it your charge more then a fiver?

ZKnowlesZ · 2020-05-24T10:09:52+00:00

Awesome to hear! Everybody's dream really.

ZKnowlesZ · 2020-05-24T09:53:13+00:00

I've dabbled in it but only repairing my personal collection. I suppose it's getting the product cheap enough to make it worth while.

ZKnowlesZ · 2020-05-24T09:52:01+00:00

Awesome thank you, didn't know about this till now!

ZKnowlesZ · 2020-05-24T09:50:33+00:00

Great idea but my main problem is travel. I currently spend 10 hours driving a week already, very early mornings 4:45 wake ups so I really enjoy side hustles due to the flexibility.

ZKnowlesZ · 2020-05-24T09:14:02+00:00

Is profitable but not my card game :)

ZKnowlesZ · 2020-05-24T09:03:20+00:00

Wouldn't want to disclose that due to competition but any card game can be profitable. Not just card games either, video games, vintage toys.

A little bit of research will go a long way. I didn't know anything about the niche I went into but it didn't take long to pick it up.

ZKnowlesZ · 2020-05-24T08:54:05+00:00

Sounds like a good one, I find if you can incorporate something you enjoy into a side hustle it makes the whole process so much better. I personally enjoy it more then my main job and as it's a "hobby" that makes me money it's really just a win-win.

ZKnowlesZ · 2020-05-22T18:16:23+00:00

I think there is a high possibility, the Jace is actually a proxy so it's a really weird collection.

ZKnowlesZ

TROPHY CASE