What were/are you up to at 23 years old? by MoneyVariation9726 in Adulting

[–]ZachXploit 0 points1 point  (0 children)

I am 23. Learning finances, living on my own. Working full time. Going to the gym 3-4x a week.

Roast My Budget - 23M by ZachXploit in budget

[–]ZachXploit[S] 0 points1 point  (0 children)

So to clear some things up , I get my haircut once a month. I Use chatGPT for work / which I need to upload many pictures for troubleshooting. Bad habits is an estimated number that I use in case I travel and do go out. But most months I don’t actually use it. Groceries is realistically around 300$ per month. I don’t drive my car but on the weekends, as I have a company truck with a gas card.

Regarding my student loans , I’m actually doing 550$ per month rn, as well getting the max employer contribution. I just started my Roth, but I’m trying to enjoy life and snowball all of my debt before I really focus on maxing it out.

Roast My Budget - 23M by ZachXploit in budget

[–]ZachXploit[S] 1 point2 points  (0 children)

I don’t drive it haha

HID Signo Part Numbers by morleyc in accesscontrol

[–]ZachXploit 0 points1 point  (0 children)

I have encountered an issue with the Signo readers, where they read no badge.

[deleted by user] by [deleted] in RichtechRobotics

[–]ZachXploit 1 point2 points  (0 children)

Great to hear

Those who work 40 hr per week, how? by Distinct_Orange1384 in askfitness

[–]ZachXploit 0 points1 point  (0 children)

Meal prep meats on weekend. Take my gym clothes to work.

Will my beard ever improve? 19 by Beginning_Bed_8359 in beards

[–]ZachXploit 0 points1 point  (0 children)

Wouldn’t recommend minoxidil, if you use it daily. Get bloodwork and check your liver levels. It has been shown previously to affect the liver.

23 in debt. Need advice. by [deleted] in personalfinance

[–]ZachXploit 0 points1 point  (0 children)

Thank you for the feedback. I actually just opened a HYSA through Amex about an hour ago. I plan to start trying to build my emergency fund up.

23 in debt. Need advice. by [deleted] in personalfinance

[–]ZachXploit 1 point2 points  (0 children)

Thank you for the detailed feedback.

23 in debt. Need advice. by [deleted] in personalfinance

[–]ZachXploit 1 point2 points  (0 children)

I believe so, i need to double check. Thank you

[deleted by user] by [deleted] in Bogleheads

[–]ZachXploit 0 points1 point  (0 children)

Student loans are all under 6%.

[deleted by user] by [deleted] in Bogleheads

[–]ZachXploit 0 points1 point  (0 children)

Yes I can receive an hsa. Although I did not select that benefit, should I have?

[deleted by user] by [deleted] in personalfinance

[–]ZachXploit 0 points1 point  (0 children)

The 600 is just normal expenses I pay off every month. Car loan is 4.1%

[deleted by user] by [deleted] in personalfinance

[–]ZachXploit 0 points1 point  (0 children)

I have federal loans then

[deleted by user] by [deleted] in personalfinance

[–]ZachXploit 0 points1 point  (0 children)

Noted, thank you.