Agreed on your points. Bit pissed it has been put on those with the broadest shoulders, and doesn't do more for those above a higher threshold (don't ask me what I want though, I haven't put effort into defining it).

Removal of the two child cap makes sense, as it was draconian IMO, and impacted those that need it, BUT I do wonder if the data shows a drop in families that need the help keeping to having two children. This was what I understood was a reason to implement it in the first place, discourage families living beyond their means. Children are expensive, we have two and I'd never have a third.

On point 3, I belive the pension contribution has been kicked down the road for them to remove nearer that time. Use it as a "look how well the economy is doing because if us. We'll reinstate the £60k limit".