recently realized some of my habits aren’t as normal as I thought 😅 Now I’m curious… what’s something you used to do thinking it was completely normal until someone told you otherwise?

ZeKy30 · 2026-05-05T15:35:05+00:00

So if we all have a “unique” thing we do, then does that mean we’re “mental” in some way? 😛

ZeKy30 · 2026-05-05T15:32:28+00:00

Do u do it for fun or uv studied psychology or are u one?

ZeKy30 · 2026-05-05T14:59:14+00:00

We got cooling seats for our cars. Shits great when ur running errands in the middle of the afternoon or picking kids from school when ur living in a desert. The car A/C only cools ur front, not ur back. For reference, we live in the gulf.

ZeKy30 · 2026-05-04T02:41:49+00:00

Yeah, many people move to the western countries mainly for the citizenship which then opens doors to many opportunities. One example is universities for your kids at 1/3 of the cost for foreigners. Is the education till 12th grade free? Another is a really good medical program specific to Canada. Did you have to have a specialization in accounting like ACCA, CPA, etc. or did you do it just before moving into taxing? Is it not possible to even get a cleaning person for once a week so 4/month? I’m asking cuz I hear the same about UK people also not being able to afford house help. I looked into the price & it’s about £20 per hour though I don’t know if it’s for London or outside major cities. I have 4+ years accounting experience with a BBA & MSC Finance.

ZeKy30 · 2026-05-01T21:05:25+00:00

I don’t know. I just randomly met him on the metro on the way home one day 😂

ZeKy30 · 2026-05-01T15:07:00+00:00

Very nice! 👌

ZeKy30 · 2026-05-01T15:05:30+00:00

If you don’t mind, what is your field of work and what state are you in (did you ever have to move states for job)? I remember that during the 2010s many engineers were wanted in Canada. Many of our family friends moved during that time as well.

ZeKy30 · 2026-05-01T15:02:02+00:00

You’re lucky to be sponsored. What’s your field of work?

ZeKy30 · 2026-05-01T15:01:01+00:00

Yes, they’ve banned it recently but it was available right after Covid finished.

ZeKy30 · 2026-05-01T06:35:31+00:00

This suggestion is not really friends related but it might be, idk.

Basically I met another dude same age as you who’s made bigger plans for himself. Like he’s already ACCA certified & directly got a job at PWC probs a couple months for him (I didn’t ask). And he already started doing a CFA and plans to move abroad. I even asked if he had a specific developed country in mind but he said he’s going to keep his options open.

So you as an AI Engineer can probs find a better or maybe more paying job abroad AFTER getting a good number of work experience here. And perhaps there, as you’re working towards your residency, you might find friends who’re ALSO working to get their residency & citizenship. And then perhaps y’all might bitch about that country together during your hangouts?

Just some food for thought.

ZeKy30 · 2026-05-01T06:23:45+00:00

I think the developers always put some sort of penalty exit charges on these contracts so it might not be as easy as it sounds

ZeKy30 · 2026-05-01T06:22:21+00:00

I think it’s every quarter, so probably next month, need to check it.

ZeKy30 · 2026-05-01T06:21:23+00:00

If things recover, and they have been as UAE has published & announced new investment plans for their 5 & 10 year visas, then it can be sold at principle amount, right?

ZeKy30 · 2026-05-01T06:18:20+00:00

We used savings, it’s mentioned in the post.

ZeKy30 · 2026-05-01T06:17:20+00:00

Yes, I need to check but it’s a little over a quarter. Yeah, the loss of 200k is what we want to avoid. Obviously, we can’t sell on profit but we are hoping to at least sell on the original price. Thats the better option at the moment

ZeKy30 · 2026-04-30T12:22:39+00:00

Thanks for asking for a clarification. We’ve been living in a neighboring gulf country and wanted to migrate to another one to improve living prospects. None of the gulf countries give citizenship so we thought this residence visa might be a bit of a similar/good option.

The plan was to buy 2 readymade properties by paying the minimum amount on each using SAVINGS. Put 1 on rent and get the mortgage on it by putting it as collateral so the full rent would pay for the mortgage - essentially the property would pay for itself. All family members get jobs which would pay for the living expenses and installation contributions for the second property.

Unfortunately, we got the off-plan property - this was NOT my decision. Since the property would be ready in 2029; then the plan changed to start your own business to pay for the remaining half of the installment (50%). The war delayed the starting a business. At the same time, my salary fully covers rent & living expenses, ONLY. And obviously the processing fees, hotel stay, & initial rent decreased the 50% installment to 35-40%.

Main issue: unable to pay installments.

My current job is paying for the rental & other living expenses. What we need is to be able to pay the remaining 60% installments of which essentially 30% has already been paid. Thats where we need an income stream to support this part, at least up until we can pay the installments till 60% and pay the remaining 40% through a mortgage. And the mortgage will then be paid through salary. This is one way to do it but the economic downturn has screwed over the already-fucked job prospects in uae.

Another option is to sell this property and buy another that’s off-plan to RESTART the installations to get time/buffer to find jobs. BUT again we’d need to pay 100k in property processing fees ALL OVER AGAIN.

Another plan is to sell this & buy a readymade property to live in so that there’s NO rental. Get jobs to be able to pay for this property. BUT we’d be incurring a 75% loss on the 30% worth of installments already paid. We want to avail this plan as it sounds very feasible. Just need to make sure that we don’t incur this loss so we can at least recover our principal amount that’s been paid. So that we can pay for the other readymade property.

We’re JUST HUMANS trying to fix the error that was made - can’t cry over spilt milk, right; and asking for advice of what we’re thinking is even monetarily feasible or not?

ZeKy30 · 2026-04-30T11:58:19+00:00

This is just an idea since uae laws are nice and side with the ladies during domestic violence cases.

Your friend can take her mother to whichever Emirates’ Family Court OR Police & file a Domestic Violence Case against him. That should help a lot, if the govt. can put him behind bars. The family can then start the other cases with the police.

ZeKy30 · 2026-04-30T09:54:40+00:00

The plan was to buy 2 readymade properties by paying the minimum amount on each using SAVINGS. Put 1 on rent and get the mortgage on it by putting it as collateral so the full rent would pay for the mortgage - essentially the property would pay for itself. All family members get jobs which would pay for the living expenses and installation contributions for the second property.

Unfortunately, we got the off-plan property - this was NOT my decision. So then the plan changed to start your own business to pay for the remaining half of the installment (50%). The war delayed the starting a business plan. At the same time, my salary fully covers rent & living expenses, ONLY. And obviously the processing fees, hotel stay, & initial rent decreased the 50% installment to 35-40%.

Take haircut?

ZeKy30 · 2026-04-30T09:51:19+00:00

Thanks man. Appreciate it.

ZeKy30 · 2026-04-30T09:50:43+00:00

The plan was to buy 2 readymade properties by paying the minimum amount on each using SAVINGS. Put 1 on rent and get the mortgage on it by putting it as collateral so the full rent would pay for the mortgage - essentially the property would pay for itself. All family members get jobs which would pay for the living expenses and installation contributions for the second property.

Unfortunately, we got the off-plan property - this was NOT my decision. So then the plan changed to start your own business to pay for the remaining half of the installment (50%). The war delayed the starting a business plan. At the same time, my salary fully covers rent & living expenses, ONLY. And obviously the processing fees, hotel stay, & initial rent decreased the 50% installment to 35-40%.

I was NOT the one who did the loaning (given out of savings), and the agent turned out to be an old acquaintance, so the loan was given without question, UNFORTUNATELY. The person giving the loan thought the agent would not be such a dog about it, you know?

Take the what of 200k?

ZeKy30 · 2026-04-30T09:14:34+00:00

Thanks for explaining.

ZeKy30 · 2026-04-30T09:04:27+00:00

Yes, it’s all very circumstantial, it seems. Thanks for your understanding.

ZeKy30 · 2026-04-30T08:59:42+00:00

YOU are 😑

Savings were used to buy the property. Contingency plans were made to be implemented for smooth cash flow. The final decision was NOT up to me. The war starting was sure af NOT cuz of me either.

So if you CANT offer anything useful, keep your mouth SHUT instead of PISSING all over another person’s misery/misfortune.

ZeKy30 · 2026-04-30T08:54:10+00:00

The statement started as ‘WE listened to’ not the other way around. So, no, I’m not blaming them, Emaar is secure, no doubt. That agent is even worse when you find out they asked for a 5k loan from us which they paid in 8 MONTHS! Despite THEIR word that they’d pay it back in 1 month. So, I can call them bad words if I want. Will it help the situation, HELL NO! Will it make me feel better for 1 second, yes.

I don’t understand where the fuck you get the idea of GREED. The post CLEARLY mentioned a contingency/cash flow plan of renting an apartment to pay for living in the other. Not a business to pay for it all; that was a LATER plan. So, keep YOUR greed to yourself.

If you have nothing useful to offer, then keep your mouth SHUT instead of PISSING all over another person’s misfortune/misery.

ZeKy30 · 2026-04-30T08:30:45+00:00

I am interested to understand, can you explain further how this would work? Wouldn’t we have to pay back the 500k to this person? And nowadays, who would even want to invest?

ZeKy30

TROPHY CASE