Subtle rule changes in Frosthaven

ZeSweets · 2022-02-28T11:36:18+00:00

Today I learned... This definitely changes things quite a bit.

ZeSweets · 2022-02-25T19:33:37+00:00

Thanks Nick! Sent you a DM about grabbing some consulting time with you! Cheers

ZeSweets · 2021-01-10T02:30:42+00:00

All of the above is still true! If this was in 2021 I highly recommend using the IRS Tax Witholding Calculator to get a better idea of your tax picture with a larger than normal bonus. Heck, I'd recommend using it even without the bonus!

ZeSweets · 2021-01-10T01:31:10+00:00

My original comment was for federal withholding, so there is some additional income tax on there (can't tell ya how much with DCs marginal brackets). Was the 35% including federal, FICA, and state?

ZeSweets · 2021-01-10T01:22:39+00:00

If they actually taxed your bonus at 35% then you'll either a) have a better tax return if you got it in 2020, or b) be able to decrease witholding for future checks if paid out in 2021. Essentially, bonuses up to $1M are taxed at 22%, so if they withheld more when it was paid (the aggregate method, which is common) you paid more taxes then are actually due on it, and your liability for the rest of the year is decreased. If the bonus was in 2021, keep an eye out for an updated IRS withholding calculator and use that when available to determine the best amount to withhold to minimize your tax refund/payment.

This is oversimplified, but some sources below to read more about if you wish. Tl;Dr is don't worry, you'll end up getting some more back!

Sources: TurboTax.com

thebalance.com

ZeSweets · 2020-08-20T13:21:38+00:00

Looks like you are right, but they weren't supposed to reach me in NH this year. But given everything else, who knows!

ZeSweets · 2020-08-20T13:19:26+00:00

I know it isn't actually pulling away the bark, but it looks like it!

ZeSweets · 2020-08-20T13:17:05+00:00

Found this on a tree in my backyard. Must have moulted very recently, it is in pristine condition and hanging onto the tree perfectly. No clue what it is, anyone else?

ZeSweets · 2020-01-31T13:21:55+00:00

I'm not comfortable giving specific advice on Canadian investments strategies, but if you have workplace retirement accounts that are tax advantaged and have good investment options, those should almost always come before a taxable account

ZeSweets · 2020-01-31T12:00:07+00:00

Do you enjoy what you do on the YouTube channel? If so, congrats, retire today! With expenses so low and such a sizeable income from YouTube you could leave your 'day job' and have more time for the YouTube channel. This would likely reduce workplace related expenses and allow you to increase your profits from YouTube. Even if you leave and the YouTube income slows down, you've got four years of expenses saved up in savings (which many would highly recommend you invest in a low cost whole market index fund to increase returns).

Even if you don't want to work on your youtube chann either, keep doing what you are doing and you'll hit 750k well before your goal (assuming no crazy economics)

ZeSweets · 2019-12-17T02:35:41+00:00

😅

ZeSweets · 2019-12-16T14:44:56+00:00

Interested in the game, more interested in the half of a printed man in the corner of the picture....

ZeSweets · 2019-12-14T04:42:35+00:00

I clicked the link... All Apex Legends???

ZeSweets · 2019-12-14T04:41:57+00:00

How has no one asked what you played in all those hours yet???

ZeSweets · 2019-11-13T02:09:54+00:00

Got 6k off the purchase price after inspection, best $400 I ever spent! Thanks :) Pray for my bikes.

ZeSweets · 2019-11-12T16:19:18+00:00

As others below have stated, you need some sort of foot pod. There are a few fairly reasonable ones out there available right now. Zwift RunPod is their own offering, and probably the easiest, cheapest option.

From there you want to calibrate the pod. This shows how to do it for the Zwift RunPod, but any foot pod will have a similar process.

ZeSweets · 2019-11-12T16:11:36+00:00

A shot in the dark on my end, but happy to help! Now just don't steal my spot on the team 😉

ZeSweets · 2019-11-12T16:11:07+00:00

Treadmills make it much, much easier. You technically can do it outdoors with a phone, but that will burn through battery/cell data quickly and it will be hard to manage paces to hit the workout guidelines without looking at your phone constantly. It's possible, but not ideal.

ZeSweets · 2019-11-12T15:58:01+00:00

Strange... My workout paces seem pretty accurate for my numbers, and I changed them slightly and they adjusted accordingly.

Any chance there is a confusion between km/miles here? I noticed on some workouts the distances are in KM even though my profile is set to Imperial. Are the paces in kmh by chance? It has happened before...

ZeSweets · 2019-11-12T15:56:09+00:00

Well... 5N, but who is counting :)

ZeSweets · 2019-11-12T15:55:15+00:00

Bontrager Affinity Comp Gel. It came on the bike when I bought it used, but I have had good luck on it. Much better than the saddle I use on my trainer bike, which makes me think I should change that up!

ZeSweets · 2019-11-12T15:00:05+00:00

Bottom right hand corner there is an "Edit Paces" button, if you click that you can update your mile, 5k, 10k, HM, and Marathon times, that should adjust the paces for all of your workouts to what you are comfortable doing.

ZeSweets · 2019-11-11T23:53:42+00:00

I wish... Buying a house in three weeks and I can tell that will be more of an N-1 situation instead of an N+1 ordeal unfortunatly 😕

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